S3E74: The Money Habits Keeping You Broke

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Most people don't struggle with money because of a lack of income — they struggle because of the habits and behaviors that quietly destroy wealth over time. In this episode of Stockcast, Andy Tanner and Del Denny break down the core money habits that keep investors stuck, stressed, and unprepared for the future.

You'll learn why thinking like "average investors" leads to predictable financial outcomes, how emotional decisions sabotage wealth, and why systems—not willpower—create real financial transformation. Andy explains the simple weekly routine he uses to evaluate cash flow, reduce mistakes, and stay aligned with long-term goals.

This episode also unpacks why 2026 will be a defining year for anyone serious about their financial future—and why the habits you build now matter more than ever. Whether you're a new investor or looking to strengthen your financial discipline, these principles will help you shift your mindset, build consistency, and create real momentum.

00:00 Introduction
00:40 Identifying Bad Financial Habits
02:21 Common Habits That Keep You Broke
04:45 Understanding Sins of Omission
07:05 The Habit of Saving and Paying Off Debt
09:09 Transforming Your Financial Habits
10:24 The Power of Six: Key Financial Metrics
15:53 Building Systems for Financial Success
21:14 Dreaming Big: Turning Dreams into Projects
26:18 Conclusion: Your Habits Shape Your Future