Things that you must know about Bay Area Home Lending

Things that you must know about Bay Area Home Lending

Every Tuesday, I go into detail a question I frequently get asked. What do you need to know about Bay Area Home Lending?


This is the first step that needs to be done before looking for a home! You want to understand what your loan ceiling is as this is what I call a hard ceiling. There isn’t a point of looking at properties above this amount unless you are able to get gift money or financial support from others. Nevertheless, there are alot of lenders and loan programs out there, so what do you do?


Banks constantly change their guidelines and take turns being the most competitive but there are a few things to be aware of. I do what I can to constantly monitor and track the strengths/weaknesses of each bank so that my clients can get an advantage.


There are two common types of loan programs. A 30 year fixed rate, or an Adjustable rate mortgage. Many people decide between the two based off of how they feel about interest rates changing in the future and their time horizon of owning the property. If you are certain that you will be using the home as a tradeup and plan to sell within 5-7 years, many people opt for the ARM rate and save money on their monthly payments. ARM rates are typically lower by 0.25% to 0.5% from a 30 year fixed rate.


When it comes to home purchases that require at least a $250k+ down payment, Wells Fargo is currently very hard to beat. They still have a program called Assets Under Management which allows clients to buy down rates with money that they would’ve used for down payment anyways! Other private client programs require the money to stay in the account after the transaction takes place so this is a great benefit for those that know about it.


Physician loans, especially tied with companies like Kaiser, has some of the best programs out there. Depending on what kind of offer you receive from a local Kaiser, many physicians at Kaiser have down payment assistance where Kaiser covers 10% of your down payment. Physicians, without support from their company have loan programs that can buy with 5% down, will have no mortgage insurance, and can buy up to $1.2M. Mortgage insurance is a extra monthly cost that you pay since you don’t have much skin in the game initially in the home. You may ask, wait if Kaiser can cover 10%, and a standard physician loan requires 5%, does this mean I don’t need to put any money down? Bingo! You can reach out to me to learn more about this as to how this process works but you can note for all of your physician friends, there isn’t much of an excuse to not be a homeowner! BBVA has the best programs for this.


If you are a first time buyer, you don’t have to buy with 20%. That is a misconception. There are plenty of programs for as low as 3.5% down for everyone to take advantage of. There is a max of your purchase amount of up to $765,600 but there are plenty of properties all throughout the Bay Area to get in this category. People ask me, but there is mortgage insurance? It’s always better to get into the homeownership side of the table than as a renter where that is a guarantee sunk cost. As the value of your home rises over time, you also have the option to refinance the PMI out since the PMI is needed due to initially having very little equity/skin in the game. It also accelerates you and frees up that capital to do other things with your money. Mortgage brokers are great candidates for this and tend to be more flexible than banks.


All of these are great options because you are leveraging record low interest rates and getting out of the rental space. I have great lending partners as very much like Realtors, there are a lot of loan officers out there and they are not all equal from a knowledge perspective, communication, and work ethic.. If you or anyone you know is considering to buy, sell, or invest in the Bay Area, let’s talk! I’m never too busy to be introduced and I have helped several clients from these videos itself! If you liked this video, be sure to share it with your friends, leave a comment with what you think, hit that like button and subscribe to my youtube channel! I look forward to seeing you at the next one.


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If you’re interested in buying, selling, or investing in residential or commercial real estate in the 📍SF Bay Area, contact me today!


📧Spencer@spencerhsu.com

📞 (408) 547-4590

⏰ Set up a time to chat: https://calendly.com/spencerhsure

🌍 Find your dream Bay Area home https://www.homesbyspencerhsu.com/

🎙️ Listen to my podcast: https://redcircle.com/shows/bayarearealestate

📸Follow me on Instagram: https://www.instagram.com/spencerhsure

🧑‍💼 Let's connect on LinkedIn: https://www.linkedin.com/in/spencerhsu

🛎 Don’t forget to subscribe for the latest real estate tips and updates: https://forms.gle/c5xkznHLTBh7Yzgi7

🏠💲 Track the value of your home and see if it's beneficial to refinance! http://bit.ly/3aFdyMW

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My Background: Born and raised in the Bay Area, I spent 11 years as Technology Sales Manager before becoming a Realtor. Having personally invested and done renovations through house flips in the Bay Area, I wanted to help busy professionals in the Bay Area tech industry find their dream home by leveraging tech, data and local insights. Our team specializes in creating trusted frameworks of buying, selling, and investing in the Bay Area. In 2022, we are thrilled to share that we have helped 80 clients in the Bay Area with their moves, which positions our team as the Top 1% groups in the country. Looking forward to helping you into your next home and save/earn you more money!

Spencer Hsu, MBA, Realtor

Spencer@SpencerHsu.com

408-547-4590

EXP Realty DRE #02077253

https://www.homesbyspencerhsu.com/

#BayAreaRealEstate

Jaksot(362)

Bay Area Real Estate Market Update June 18, 2022 | Interest Rates Biggest Hike Since 1994

Bay Area Real Estate Market Update June 18, 2022 | Interest Rates Biggest Hike Since 1994

Every week, I go over news that can affect Bay Area Real Estate. I look into market statistics and data that can affect the Silicon Valley Real Estate Market. Tune in weekly and ask me anything!Text or call us today at 408-547-4590. You can also visit us at https://www.homesbyspencerhsu.com/🗓 Want to schedule a time for a free consultation? Find a time that works for you! https://www.calendly.com/techrealtor— TIMESTAMPS —00:00 Intro00:03 Fed hikes its benchmark interest rate by 0.75 percentage point, the biggest increase since 199404:43 Record High for Home Equity08:52 Tesla Shifts Cuts into Higher Gear10:45 Compass, Redfin Both Announce Layoffs Amid Slowing Housing Market Nationwide14:06 Menlo Park Office Building is Bought by Big Bay Area Developer16:03 Big chunk of Pleasanton Land is Bought by Veteran Developer From NYC16:44 Nocal Office Park Converting to Life Sciences Hub18:20 ByteDance Eyes Big Office Sublease Deal at San Jose Tech Campus20:49 Market Updates - Santa Clara County 22:23 Active Number of Listings24:18 New Listings25:12 Days to Sell28:02 Sales to Original Price Ratio29:38 Months of Inventory— WEEKLY HIGHLIGHTS —Fed hikes its benchmark interest rate by 0.75 percentage point, the biggest increase since 1994Record High for Home Equity | LinkedInTesla Shifts Cuts Into Higher Gear | LinkedInCompass, Redfin Both Announce Layoffs Amid Slowing Housing Market NationwideMenlo Park Office Building is Bought by Big Bay Area DeveloperBig chunk of Pleasanton Land is Bought by Veteran Developer From NYCNocal Office Park Converting to Life Sciences HubByteDance Eyes Big Office Sublease Deal at San Jose Tech CampusCall or Text us today at 408-547-4590. You can also visit us at https://www.homesbyspencerhsu.com/🗓 Want to schedule a time for a free consultation? Find a time that works for you! https://www.calendly.com/techrealtor🌍Find your dream Bay Area home www.homesbyspencerhsu.com📸Follow me on Instagram: https://www.instagram.com/bayareatechrealtor🧑‍💼Let's connect on LinkedIn: https://www.linkedin.com/in/spencerhsu🛎Don’t forget to subscribe for the latest real estate tips and updates: https://forms.gle/c5xkznHLTBh7Yzgi7🏠💲Track the value of your home and see if it's beneficial to refinance! http://bit.ly/3aFdyMW— My Background — Born and raised in the Bay Area, I spent 11 years in Startup Technology Sales before becoming a full-time Realtor. Having personally invested and done renovations in the Bay Area, I wanted to help busy colleagues in the Bay Area technology industry find their dream home by leveraging tech, data and insights. I specialize in educating my clients on the process of buying, selling, and investing in the Bay Area. I worked with 57 families in 2021 buy and sell locally for over $80MM which helped me become a top 1% Realtor in the Bay in record breaking time!Looking forward to helping you!Spencer Hsu, MBA Tech RealtorSpencer@SpencerHsu.com(408) 547-4590 EXP Realty DRE #02077253

18 Kesä 202231min

Bay Area Real Estate Market Update June 11, 2022 | Two Homes Are Better Than One?!

Bay Area Real Estate Market Update June 11, 2022 | Two Homes Are Better Than One?!

Every week, I go over news that can affect Bay Area Real Estate. I look into market statistics and data that can affect the Silicon Valley Real Estate Market. Tune in weekly and ask me anything!Text or call us today at 408-547-4590. You can also visit us at https://www.homesbyspencerhsu.com/🗓 Want to schedule a time for a free consultation? Find a time that works for you! https://www.calendly.com/techrealtor— TIMESTAMPS —00:00 Intro01:06 Homeowners Buying Two Properties in Bet That Hybrid Work Sticks | Bloomberg04:40 Inflation Hits 40-year High (again) | LinkedIn10:50 Meet The 34 New Unicorn Companies Minted In May 202215:18 Tech Company Takes Big Chunk of South Bay Office Space in Expansion16:36 Who's Buying Up Homes? Mom and Dad | LinkedIn— WEEKLY HIGHLIGHTS —Homeowners Buying Two Properties in Bet That Hybrid Work Sticks | BloombergInflation Hits 40-year High (again) | LinkedInMeet The 34 New Unicorn Companies Minted In May 2022Tech Company Takes Big Chunk of South Bay Office Space in ExpansionWho's Buying Up Homes? Mom and Dad | LinkedInCall or Text us today at 408-547-4590. You can also visit us at https://www.homesbyspencerhsu.com/🗓 Want to schedule a time for a free consultation? Find a time that works for you! https://www.calendly.com/techrealtor🌍Find your dream Bay Area home www.homesbyspencerhsu.com📸Follow me on Instagram: https://www.instagram.com/bayareatechrealtor🧑‍💼Let's connect on LinkedIn: https://www.linkedin.com/in/spencerhsu🛎Don’t forget to subscribe for the latest real estate tips and updates: https://forms.gle/c5xkznHLTBh7Yzgi7🏠💲Track the value of your home and see if it's beneficial to refinance! http://bit.ly/3aFdyMW— My Background — Born and raised in the Bay Area, I spent 11 years in Startup Technology Sales before becoming a full-time Realtor. Having personally invested and done renovations in the Bay Area, I wanted to help busy colleagues in the Bay Area technology industry find their dream home by leveraging tech, data and insights. I specialize in educating my clients on the process of buying, selling, and investing in the Bay Area. I worked with 57 families in 2021 buy and sell locally for over $80MM which helped me become a top 1% Realtor in the Bay in record breaking time!Looking forward to helping you!Spencer Hsu, MBA Tech RealtorSpencer@SpencerHsu.com(408) 547-4590 EXP Realty DRE #02077253#BayAreaRealEstate #TechRealtor

11 Kesä 202219min

Bay Area Real Estate Market Update June 4, 2022 | Elon Musk Just Banned Remote Work For Tesla?!

Bay Area Real Estate Market Update June 4, 2022 | Elon Musk Just Banned Remote Work For Tesla?!

Every week, I go over news that can affect Bay Area Real Estate. I look into market statistics and data that can affect the Silicon Valley Real Estate Market. Tune in weekly and ask me anything!Text or call us today at 408-547-4590. You can also visit us at https://www.homesbyspencerhsu.com/🗓 Want to schedule a time for a free consultation? Find a time that works for you! https://www.calendly.com/techrealtor— TIMESTAMPS —00:00 Intro01:06 Weekly News Highlights – Musk bans remote work at Tesla | LinkedIn05:54 Musk Cuts to Affect Salaried Workers08:10 Pulled Job Offers Shock Tech Workers10:21 Big Tech Gains from Small Tech Bust12:10 Bay Area homes are undervalued: Fortune Magazine15:47 Elite San Jose private school faces a public challenge -- housing18:17 Bay Area Remains Only Region on Either Coasts Where Rent Hasn't Reached Pre-Pandemic Rates (Yet)20:17 Real-estate tech companies moved into the Fortune 500. Can they become more than money pits?21:24 Market Updates - San Mateo County 23:52 Santa Clara County24:25 Alameda County— WEEKLY HIGHLIGHTS —Musk bans remote work at Tesla | LinkedInMusk Cuts to Affect Salaried Workers Pulled Job Offers Shock Tech WorkersBig Tech Gains from Small Tech BustBay Area homes are undervalued: Fortune MagazineElite San Jose private school faces a public challenge -- housingBay Area Remains Only Region on Either Coasts Where Rent Hasn't Reached Pre-Pandemic Rates (Yet)Real-estate tech companies moved into the Fortune 500. Can they become more than money pits?— MARKET DATA CHARTS — https://docs.google.com/spreadsheets/d/1P5T3T4doU9vutLotcKnZ0WCZahU0nvKn1khR-QQsrTI/edit?usp=sharingCall or Text us today at 408-547-4590. You can also visit us at https://www.homesbyspencerhsu.com/🗓 Want to schedule a time for a free consultation? Find a time that works for you! https://www.calendly.com/techrealtor🌍Find your dream Bay Area home www.homesbyspencerhsu.com📸Follow me on Instagram: https://www.instagram.com/bayareatechrealtor🧑‍💼Let's connect on LinkedIn: https://www.linkedin.com/in/spencerhsu🛎Don’t forget to subscribe for the latest real estate tips and updates: https://forms.gle/c5xkznHLTBh7Yzgi7🏠💲Track the value of your home and see if it's beneficial to refinance! http://bit.ly/3aFdyMW— My Background — Born and raised in the Bay Area, I spent 11 years in Startup Technology Sales before becoming a full-time Realtor. Having personally invested and done renovations in the Bay Area, I wanted to help busy colleagues in the Bay Area technology industry find their dream home by leveraging tech, data and insights. I specialize in educating my clients on the process of buying, selling, and investing in the Bay Area. I worked with 57 families in 2021 buy and sell locally for over $80MM which helped me become a top 1% Realtor in the Bay in record breaking time!Looking forward to helping you!Spencer Hsu, MBA Tech RealtorSpencer@SpencerHsu.com(408) 547-4590 EXP Realty DRE #02077253#BayAreaRealEstate #TechRealtor

6 Kesä 202226min

Bay Area Real Estate Market Update May 28, 2022 | Is the Bay Area Real Estate Frenzy really over?!

Bay Area Real Estate Market Update May 28, 2022 | Is the Bay Area Real Estate Frenzy really over?!

Every week, I go over news that can affect Bay Area Real Estate. I look into market statistics and data that can affect the Silicon Valley Real Estate Market. Tune in weekly and ask me anything!Text or call us today at 408-547-4590. You can also visit us at https://www.homesbyspencerhsu.com/🗓 Want to schedule a time for a free consultation? Find a time that works for you! https://www.calendly.com/techrealtor— TIMESTAMPS — 00:00 Intro00:35 Weekly News Highlights – The real estate frenzy is over05:31 Best Places to Live in the US in 2022-2023 12:25 New housing tower gets under construction in downtown San Jose12:56 Medical tech titan signs big lease at revamped Silicon Valley office park13:35 DivcoWest completes purchase of 550 Terry Francois Boulevard in San Francisco's Mission Bay Life Science Cluster | Real Estate Weekly— WEEKLY HIGHLIGHTS —The real estate frenzy is overBest Places to Live in the US in 2022-2023 New housing tower gets under construction in downtown San JoseMedical tech titan signs big lease at revamped Silicon Valley office parkDivcoWest completes purchase of 550 Terry Francois Boulevard in San Francisco's Mission Bay Life Science Cluster | Real Estate Weekly— MARKET DATA CHARTS — https://docs.google.com/spreadsheets/d/1P5T3T4doU9vutLotcKnZ0WCZahU0nvKn1khR-QQsrTI/edit?usp=sharingCall or Text us today at 408-547-4590. You can also visit us at https://www.homesbyspencerhsu.com/🗓 Want to schedule a time for a free consultation? Find a time that works for you! https://www.calendly.com/techrealtor🌍Find your dream Bay Area home www.homesbyspencerhsu.com📸Follow me on Instagram: https://www.instagram.com/bayareatechrealtor🧑‍💼Let's connect on LinkedIn: https://www.linkedin.com/in/spencerhsu🛎Don’t forget to subscribe for the latest real estate tips and updates: https://forms.gle/c5xkznHLTBh7Yzgi7🏠💲Track the value of your home and see if it's beneficial to refinance! http://bit.ly/3aFdyMW— My Background — Born and raised in the Bay Area, I spent 11 years in Startup Technology Sales before becoming a full-time Realtor. Having personally invested and done renovations in the Bay Area, I wanted to help busy colleagues in the Bay Area technology industry find their dream home by leveraging tech, data and insights. I specialize in educating my clients on the process of buying, selling, and investing in the Bay Area. I worked with 57 families in 2021 buy and sell locally for over $80MM which helped me become a top 1% Realtor in the Bay in record breaking time!Looking forward to helping you!Spencer Hsu, MBA Tech RealtorSpencer@SpencerHsu.com(408) 547-4590 EXP Realty DRE #02077253#BayAreaRealEstate #TechRealtor

30 Touko 202215min

Bay Area Real Estate Market Update May 21, 2022 | Newsom's Spending Plan: What does this mean for Bay Area real estate?

Bay Area Real Estate Market Update May 21, 2022 | Newsom's Spending Plan: What does this mean for Bay Area real estate?

Every week, I go over news that can affect Bay Area Real Estate. I look into market statistics and data that can affect the Silicon Valley Real Estate Market. Tune in weekly and ask me anything!Text or call us today at 408-547-4590. You can also visit us at https://www.homesbyspencerhsu.com/🗓 Want to schedule a time for a free consultation? Find a time that works for you! https://www.calendly.com/techrealtor— TIMESTAMPS — 00:00 Intro01:02 Weekly News Highlights – California’s $100 billion surplus: Wht to know about Newsom’s spending plan07:45 Newsom wants $600 million to convert spaces like offices to housing.  Will S.F. respond? 09:03 One type of home loan has become cheaper than others as rates spike.  Here’s what it means for Bay Area real estate11:48 Google opens futuristic Mountain View campus where 4,000 will work13:37 Return to Office Numbers in Bay Area Lag Behind Other Regions15:25 Apple delays plan for Bay Area workers to be in office three days a week18:59 Homebuilder sentiment falls to 2-year low on declining demand and rising costs20:40 Market Updates - San Mateo County21:32 Santa Clara County22:17 Alameda County22:50 San Francisco County— WEEKLY HIGHLIGHTS —California's $100 billion surplus: What to know about Newsom's spending planNewsom wants $600 million to convert spaces like offices to housing. Will SF respond?One type of home loan has become cheaper than others as rates spike. Here's what it means for Bay Area real estateGoogle opens futuristic Mountain View campus where 4,000 will workReturn to Office Numbers in Bay Area Lag Behind Other Regions, ActivitiesApple delays plan for Bay Area workers to be in office three days a week - CNNHomebuilder sentiment falls to 2-year low on declining demand, rising costs— MARKET DATA CHARTS — https://docs.google.com/spreadsheets/d/1P5T3T4doU9vutLotcKnZ0WCZahU0nvKn1khR-QQsrTI/edit?usp=sharingCall or Text us today at 408-547-4590. You can also visit us at https://www.homesbyspencerhsu.com/🗓 Want to schedule a time for a free consultation? Find a time that works for you! https://www.calendly.com/techrealtor🌍Find your dream Bay Area home www.homesbyspencerhsu.com📸Follow me on Instagram: https://www.instagram.com/bayareatechrealtor🧑‍💼Let's connect on LinkedIn: https://www.linkedin.com/in/spencerhsu🛎Don’t forget to subscribe for the latest real estate tips and updates: https://forms.gle/c5xkznHLTBh7Yzgi7🏠💲Track the value of your home and see if it's beneficial to refinance! http://bit.ly/3aFdyMW— My Background — Born and raised in the Bay Area, I spent 11 years in Startup Technology Sales before becoming a full-time Realtor. Having personally invested and done renovations in the Bay Area, I wanted to help busy colleagues in the Bay Area technology industry find their dream home by leveraging tech, data and insights. I specialize in educating my clients on the process of buying, selling, and investing in the Bay Area. I worked with 57 families in 2021 buy and sell locally for over $80MM which helped me become a top 1% Realtor in the Bay in record breaking time!Looking forward to helping you!Spencer Hsu, MBA Tech RealtorSpencer@SpencerHsu.com(408) 547-4590 EXP Realty DRE #02077253#BayAreaRealEstate #TechRealtor

21 Touko 202223min

Bay Area Real Estate Market Update May 7, 2022 | Bay Area Recession Coming?

Bay Area Real Estate Market Update May 7, 2022 | Bay Area Recession Coming?

Every week, I go over news that can affect Bay Area Real Estate. I look into market statistics and data that can affect the Silicon Valley Real Estate Market. Tune in weekly and ask me anything!Text or call us today at 408-547-4590. You can also visit us at https://www.homesbyspencerhsu.com/🗓 Want to schedule a time for a free consultation? Find a time that works for you! https://www.calendly.com/techrealtor— TIMESTAMPS — 00:00 Intro01:04 Weekly News Highlights - Goldman Sachs: 'Recession risk has risen,' but consumer's financial strength may save the day | Fortune03:12 Recession Definition06:20 United States GDP Growth Rate - 2022 Data - 2023 Forecast - 1947-2021 Historical06:32 How Recessions Affect Housing Prices in the US09:12 Apple workers slam RTO policy | LinkedIn11:38 New California program for first-time homebuyers will let you borrow down payment at 0% interest - ABC7 San Francisco13:04 Disney wants to decorate your home | LinkedIn14:30 Sobrato buys into SoMa with record-setting office deal for SF15:30 Levi Strauss has yet to close on large lease renewal deal at Levi's Plaza in SF - San Francisco Business Times 16:28 Average mortgage rate climbs to 13-year high of 5.27% - HousingWire19:51 Google will finish vast revamp of Hangar One in Mountain View by 202521:08 Market Updates - San Mateo County 22:03 Santa Clara County22:56 Alameda County23:20 San Francisco County— WEEKLY HIGHLIGHTS —Goldman Sachs: 'Recession risk has risen,' but consumer's financial strength may save the day | FortuneUnited States GDP Growth Rate - 2022 Data - 2023 Forecast - 1947-2021 HistoricalRecession DefinitionHow Recessions Affect Housing Prices in the USApple workers slam RTO policy | LinkedInNew California program for first-time homebuyers will let you borrow down payment at 0% interest - ABC7 San FranciscoDisney wants to decorate your home | LinkedInSobrato buys into SoMa with record-setting office deal for SFLevi Strauss has yet to close on large lease renewal deal at Levi's Plaza in SF - San Francisco Business TimesAverage mortgage rate climbs to 13-year high of 5.27% - HousingWireGoogle will finish vast revamp of Hangar One in Mountain View by 2025— MARKET DATA CHARTS — https://docs.google.com/spreadsheets/d/1P5T3T4doU9vutLotcKnZ0WCZahU0nvKn1khR-QQsrTI/edit?usp=sharing Call or Text us today at 408-547-4590. You can also visit us at https://www.homesbyspencerhsu.com/🗓 Want to schedule a time for a free consultation? Find a time that works for you! https://www.calendly.com/techrealtor🌍Find your dream Bay Area home www.homesbyspencerhsu.com📸Follow me on Instagram: https://www.instagram.com/bayareatechrealtor🧑‍💼Let's connect on LinkedIn: https://www.linkedin.com/in/spencerhsu🛎Don’t forget to subscribe for the latest real estate tips and updates: https://forms.gle/c5xkznHLTBh7Yzgi7🏠💲Track the value of your home and see if it's beneficial to refinance! http://bit.ly/3aFdyMW— My Background — Born and raised in the Bay Area, I spent 11 years in Startup Technology Sales before becoming a full-time Realtor. Having personally invested and done renovations in the Bay Area, I wanted to help busy colleagues in the Bay Area technology industry find their dream home by leveraging tech, data and insights. I specialize in educating my clients on the process of buying, selling, and investing in the Bay Area. I worked with 57 families in 2021 buy and sell locally for over $80MM which helped me become a top 1% Realtor in the Bay in record breaking time!Looking forward to helping you!Spencer Hsu, MBA Tech RealtorSpencer@SpencerHsu.com(408) 547-4590 EXP Realty DRE #02077253#BayAreaRealEstate #TechRealtor

7 Touko 202229min

Bay Area Real Estate Market Update April 29, 2022 | Is the Bay Area Real Estate Market Slowing Down?

Bay Area Real Estate Market Update April 29, 2022 | Is the Bay Area Real Estate Market Slowing Down?

Every week, I go over news that can affect Bay Area Real Estate. I look into market statistics and data that can affect the Silicon Valley Real Estate Market. Tune in weekly and ask me anything!Text or call us today at 408-547-4590. You can also visit us at https://www.homesbyspencerhsu.com/🗓 Want to schedule a time for a free consultation? Find a time that works for you! https://www.calendly.com/techrealtor— TIMESTAMPS — 00:00 Intro01:14 Weekly News Highlights - Could higher interest rates, inflation slow Bay Area housing market? – Times-Herald05:19 Higher mortgage rates yet to cool Bay Area housing market: Chronicle06:14 Twitter San Francisco headquarters could be in play with Elon Musk takeover08:18 Downtown San Jose Caltrain towers would be Google village gateway: new plans13:02 Developer Moves Ahead With 77-Acre Mixed-use Development In Dublin14:49 CBRE lists Yahoo's San Jose Coleman Highline campus for sublease - Silicon Valley Business Journal16:09 Market Updates - San Mateo County 16:58 Santa Clara County18:15 Alameda County20:26 San Francisco County— WEEKLY HIGHLIGHTS — Could higher interest rates, inflation slow Bay Area housing market? – Times-Herald Higher mortgage rates yet to cool Bay Area housing market: ChronicleTwitter San Francisco headquarters could be in play - San Francisco Business TimesDowntown San Jose Caltrain towers would be Google village gateway: new plansDeveloper Moves Ahead With 77-Acre Mixed-use Development In DublinCBRE lists Yahoo's San Jose Coleman Highline campus for sublease - Silicon Valley Business Journal— MARKET DATA CHARTS — https://docs.google.com/spreadsheets/d/1P5T3T4doU9vutLotcKnZ0WCZahU0nvKn1khR-QQsrTI/edit?usp=sharingCall or Text us today at 408-547-4590. You can also visit us at https://www.homesbyspencerhsu.com/🗓 Want to schedule a time for a free consultation? Find a time that works for you! https://www.calendly.com/techrealtor🌍Find your dream Bay Area home www.homesbyspencerhsu.com📸Follow me on Instagram: https://www.instagram.com/bayareatechrealtor🧑‍💼Let's connect on LinkedIn: https://www.linkedin.com/in/spencerhsu🛎Don’t forget to subscribe for the latest real estate tips and updates: https://forms.gle/c5xkznHLTBh7Yzgi7🏠💲Track the value of your home and see if it's beneficial to refinance! http://bit.ly/3aFdyMW— My Background — Born and raised in the Bay Area, I spent 11 years in Startup Technology Sales before becoming a full-time Realtor. Having personally invested and done renovations in the Bay Area, I wanted to help busy colleagues in the Bay Area technology industry find their dream home by leveraging tech, data and insights. I specialize in educating my clients on the process of buying, selling, and investing in the Bay Area. I worked with 57 families in 2021 buy and sell locally for over $80MM which helped me become a top 1% Realtor in the Bay in record breaking time!Looking forward to helping you!Spencer Hsu, MBA Tech RealtorSpencer@SpencerHsu.com(408) 547-4590 EXP Realty DRE #02077253#BayAreaRealEstate #TechRealtor

29 Huhti 202224min

Bay Area Real Estate Market Update April 8, 2022 | Santa Clara Gets Rezoned!

Bay Area Real Estate Market Update April 8, 2022 | Santa Clara Gets Rezoned!

Every week, I go over news that can affect Bay Area Real Estate. I look into market statistics and data that can affect the Silicon Valley Real Estate Market. Tune in weekly and ask me anything!Text or call us today at 408-547-4590. You can also visit us at https://www.homesbyspencerhsu.com/🗓 Want to schedule a time for a free consultation? Find a time that works for you! https://www.calendly.com/techrealtor— TIMESTAMPS — 00:00 Intro00:29 Weekly News Highlights - Santa Clara 76-Acres Rezoning Could Add Thousands Of Homes | Campbell, CA Patch03:50 California didn't go bust. Again. – Orange County Register07:22 Bay Area home sales dip amid financial uncertainty10:08 Palo Alto's ambitious plans for transitional housing hit financial hurdle | News13:23 Downtown San Jose projects near Google village are poised to create hundreds of homes14:44 Life science revamp is planned at big Peninsula office building15:47 Robson Homes opens new community of single-family homes in Campbell – The Mercury News16:38 Tech companies cautiously bring people back while contending with hesitant employees19:48 Market Updates - San Mateo County 20:43 Santa Clara County22:44 Alameda County— WEEKLY HIGHLIGHTS —Santa Clara 76-Acres Rezoning Could Add Thousands Of Homes | Campbell, CA PatchCalifornia didn't go bust. Again. – Orange County RegisterBay Area home sales dip amid financial uncertaintyPalo Alto's ambitious plans for transitional housing hit financial hurdle | NewsDowntown San Jose projects near Google village are poised to create hundreds of homesLife science revamp is planned at big Peninsula office buildingRobson Homes opens new community of single-family homes in Campbell – The Mercury NewsTech companies cautiously bring people back while contending with hesitant employees— MARKET DATA CHARTS — https://docs.google.com/spreadsheets/d/1P5T3T4doU9vutLotcKnZ0WCZahU0nvKn1khR-QQsrTI/edit?usp=sharingCall or Text us today at 408-547-4590. You can also visit us at https://www.homesbyspencerhsu.com/🗓 Want to schedule a time for a free consultation? Find a time that works for you! https://www.calendly.com/techrealtor🌍Find your dream Bay Area home www.homesbyspencerhsu.com📸Follow me on Instagram: https://www.instagram.com/bayareatechrealtor🧑‍💼Let's connect on LinkedIn: https://www.linkedin.com/in/spencerhsu🛎Don’t forget to subscribe for the latest real estate tips and updates: https://forms.gle/c5xkznHLTBh7Yzgi7🏠💲Track the value of your home and see if it's beneficial to refinance! http://bit.ly/3aFdyMW— My Background — Born and raised in the Bay Area, I spent 11 years in Startup Technology Sales before becoming a full-time Realtor. Having personally invested and done renovations in the Bay Area, I wanted to help busy colleagues in the Bay Area technology industry find their dream home by leveraging tech, data and insights. I specialize in educating my clients on the process of buying, selling, and investing in the Bay Area. I worked with 57 families in 2021 buy and sell locally for over $80MM which helped me become a top 1% Realtor in the Bay in record breaking time!Looking forward to helping you!Spencer Hsu, MBA Tech RealtorSpencer@SpencerHsu.com(408) 547-4590 EXP Realty DRE #02077253#BayAreaRealEstate #TechRealtor

8 Huhti 202223min

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