Cozy | Proptech Talk Thursday #9

Welcome to my new PropTech Talk Thursday series to take a look and provide my candid thoughts on new Proptech businesses. These could range from products to companies leveraging technology to improve all facets of real estate. The Real Estate industry is one of the slowest to adopt technology but there are many opportunities along with money chasing these opportunities. Have you ever dealt with the hassle of renting out a property and wished there was a one stop shop to manage the entire process? Let me introduce you to Cozy.


Founded in 2012 in Portland Oregon, Cozy has raised a total of $18.4M and was acquired by CoStar group in 2018 for $68M.They are an online property management service designed for landlords and renters to handle processes like rent payments, rental applications, tenant screening, and property advertising helping small and medium landlords and renters to facilitate both sides smoothly.


So how does it work?

For landlords, their platform allows you to list your property and collect applications all in one spot. The listings you post on Cozy.co are syndicated with Realtor.com and Doorsteps.com. Applicants are able to directly apply and purchase a background check and credit report through them for $40. When an agreement is reached, you are able to collect rent through their platform every month without any additional charges. Tenants can send payments for free with their checking accounts. They can also pay with a debit, credit, or prepaid card for a 2.75% transaction fee. You’re able to manage the entire process all in one place.


Now, they do face a lot of competition. I just recently leased a client’s home as a landlord and just like marketing a home for sale, you want to get as much exposure as you possibly can. There are many options for consumers and landlords including Zillow, Craigslist, Facebook marketplace, Zumper, and/or the MLS. There is no centralized system like you will find for properties to buy and for sale.


Summary: Nevertheless, Cozy is a great option to post and manage the process of finding the best tenant. You can always post in multiple platforms for a rental and then have the screening process through your favorite portal. Leave in the comments below if you have rented a property, and which site you used. Did you have a good experience?

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If you’re interested in buying, selling, or investing in residential or commercial real estate in the 📍SF Bay Area, contact me today!


📧Spencer@spencerhsu.com

📞 (408) 547-4590

⏰ Set up a time to chat: https://calendly.com/spencerhsure

🌍 Find your dream Bay Area home https://www.homesbyspencerhsu.com/

🎙️ Listen to my podcast: https://redcircle.com/shows/bayarearealestate

📸Follow me on Instagram: https://www.instagram.com/spencerhsure

🧑‍💼 Let's connect on LinkedIn: https://www.linkedin.com/in/spencerhsu

🛎 Don’t forget to subscribe for the latest real estate tips and updates: https://forms.gle/c5xkznHLTBh7Yzgi7

🏠💲 Track the value of your home and see if it's beneficial to refinance! http://bit.ly/3aFdyMW

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My Background: Born and raised in the Bay Area, I spent 11 years as Technology Sales Manager before becoming a Realtor. Having personally invested and done renovations through house flips in the Bay Area, I wanted to help busy professionals in the Bay Area tech industry find their dream home by leveraging tech, data and local insights. Our team specializes in creating trusted frameworks of buying, selling, and investing in the Bay Area. In 2022, we are thrilled to share that we have helped 80 clients in the Bay Area with their moves, which positions our team as the Top 1% groups in the country. Looking forward to helping you into your next home and save/earn you more money!

Spencer Hsu, MBA, Realtor

Spencer@SpencerHsu.com

408-547-4590

EXP Realty DRE #02077253

https://www.homesbyspencerhsu.com/

#BayAreaRealEstate

Episoder(362)

Living in Livermore, CA, What It’s Really Like

Living in Livermore, CA, What It’s Really Like

Ever wondered what it’s like to live in Livermore, California?In this series, we take you through the most desirable cities in the Bay Area — so you can experience what life is really like for local residents! Whether you’re looking to relocate, invest, or upgrade, this is the BEST vlog series to learn about top Bay Area communities — from schools and homes to dining, lifestyle, and outdoor life.This week, we’re touring Livermore, a vibrant and historic city located in the Tri-Valley region — home to more than 50 wineries, a bustling downtown, and some of the most affordable single-family homes in the Bay Area.🚪 Featured Home Tour: 766 Joyce Street4 bedrooms | 2 bathrooms | 1,796 sq. ft. | Listed at $1.149MLocated in one of Livermore’s most desirable residential areas, this home offers spacious rooms, refinished floors, and a large backyard — all just minutes from shops, restaurants, and top-rated schools.🏞️ With 1,200+ acres of parkland, Livermore is a paradise for hikers, families, and anyone who loves the outdoors. You’ll also find award-winning schools, access to Silicon Valley, and hidden food gems all over downtown.Whether you’re relocating from another state or simply curious about East Bay living, Livermore is a must-see.🗓 Want to schedule a time for a free consultation?Find a time that works for you → https://www.calendly.com/spencerhsure📞 Or call us today at (408) 547-4590🌐 Visit: https://www.homesbyspencerhsu.com/💬 Questions about buying or selling in Livermore or anywhere in the Bay Area? Let’s connect — I’ve helped over 60 families in the past year and would love to help you too.#LivermoreRealEstate #BayAreaHomes #JoyceStreet #TriValleyLiving #BayAreaRealtor #RelocateToCalifornia #HomeTour #LivermoreLiving #SiliconValleyRealEstateSpencer Hsu is a Bay Area Real Estate Agent, a Residential, New Home Construction and Relocations specialist with eXp Realty LLC. Serving the entire Bay Area. He aims to help busy professionals in the Bay Area find their dream homes by leveraging tech, data and local insights.CONTACT ME: Call / Text: (408) 547- 4590DRE 02077253Email: spencer@spencerhsu.com www.homesbyspencerhsu.com💥 Follow me on Social Media 💥 → Instagram: https://www.instagram.com/spencerhsure/→ LinkedIn: https://www.linkedin.com/in/spencerhsu/_________________________________#BayAreaRealEstate #LivingintheBayArea #siliconvalley

18 Apr 6min

Bay Area Housing Market CRASH Coming in 2025?

Bay Area Housing Market CRASH Coming in 2025?

🏠 If you knew home prices were dropping… would you still want to make a move?In this video, I break down what’s actually happening in the Bay Area housing market as of April 2025 — and what smart buyers and sellers are doing right now.From rising inventory to cooling prices and longer days on market, there are signs of a market shift. But it’s not all bad news. I’ll walk you through exactly how to navigate this turning point whether you’re looking to buy your dream home or sell for top dollar before competition intensifies.📉 What You’ll Learn in This Video:✅ The latest market data from San Mateo, Santa Clara, Alameda, Contra Costa & SF✅ Why prices are softening (and how much they've dropped in the past 30 days)✅ The #1 mistake sellers are making right now✅ When to act fast — and when to wait — as a buyer✅ The interest rate trap: why 6–7% isn't what it seems✅ Spencer’s take: What he would do if buying or selling in 2025💰 Planning to Buy or Sell This Year?Let’s talk strategy. The right move now could save you thousands or net you more equity.📲 Text "APRIL" to (408) 547-4590 to get your personalized market game plan🗓 Schedule a call: https://bit.ly/3XFZWcC🔎 Search for homes: https://bit.ly/4ce1uQZ📞 Contact Spencer HsuCall / Text: (408) 547-4590DRE 02077253Email: spencer@spencerhsu.comwww.homesbyspencerhsu.com→ Instagram: @spencerhsure🏡 Spencer Hsu is a Bay Area Real Estate Agent with eXp Realty LLC, specializing in residential, new home construction, and relocations. He helps busy professionals and families make confident real estate moves by combining tech, data, and deep local knowledge.#BayAreaRealEstate #HousingMarketCrash #RealEstate2025 #SpencerHsuRealEstate #SiliconValley #HomeBuyingTips #SellYourHome #BayAreaHousingUpdate

15 Apr 13min

These Castro Valley Townhomes Might Be the Best Deal in the Bay Area

These Castro Valley Townhomes Might Be the Best Deal in the Bay Area

Looking for modern, commuter-friendly living in the Bay Area? The Chapter by KB Home in Castro Valley offers stylish townhome-style condos designed for comfort and convenience. Located within walking distance to the Castro Valley BART station and with easy access to I-580, this community is perfect for professionals and families alike.🚪 What You’ll Love About The Chapter:✅ Versatile Floor Plans• 3–4 bedrooms and up to 4 baths• Select plans feature Accessory Dwelling Units (ADUs) with a kitchen, bathroom, and laundry — ideal for multi-generational living or rental income✅ Modern Interiors• Open-concept layouts with spacious living/dining areas• Kitchens equipped with stainless steel appliances and islands• Primary suites boasting walk-in closets and dual-sink vanities✅ Community Amenities• Play area, bike lanes, racks, and repair station• Park-like settings with seating, open spaces, and art installations✅ Prime Location• Zoned for the acclaimed Castro Valley Unified School District• Proximity to outdoor recreation like Chabot Regional Park and Cull Canyon• Close to medical facilities and shopping centers• Convenient to I-580 and BART✅ Sustainable Features• ENERGY STAR® certified homes with solar energy systems• WaterSense® labeled faucets and smart thermostats📍 Location: 3802 Norbridge Ave., Castro Valley, CA 94546💰 Pricing & Availability: Starting from $1,002,820 (plus cost of solar; homesite premium may apply)👀 Interested in touring these homes? Text "CHAPTER" to (408) 547-4590 for more details or to schedule a private showing.💬 Have questions about buying or investing in Bay Area real estate? We're here to help you navigate the market and find your perfect home.📞 Contact us at (408) 547-4590📩 Email us at spencer@spencerhsu.com✨ Don’t forget to subscribe for weekly videos about Bay Area living, real estate insights, and success stories!#BayAreaRealEstate #CastroValleyHomes #TheChapter #KBHome #NewHomesCastroValley #AccessoryDwellingUnit #ADU #EnergyEfficientHomes #SpencerHsuRealEstate #SiliconValleyLivingSpencer Hsu is a Bay Area Real Estate Agent specializing in Residential, New Home Construction, and Relocations with eXp Realty LLC. Serving the entire Bay Area, he helps busy professionals find their dream homes by leveraging data, technology, and deep local insights.Listing Courtesy of KB Home

9 Apr 9min

Bay Area Real Estate vs Stock Market. What does AI think is better?

Bay Area Real Estate vs Stock Market. What does AI think is better?

We dive deep into whether it’s smarter to buy Bay Area real estate or invest in the stock market. Curious why the wealthy buy $2M-$5M homes despite the S&P 500’s 12.55% annual growth vs. Bay Area housing’s 5.1%-11.68%? We break it down with AI tools like Grok, exploring leverage, capital gains exclusion, and rent costs. Learn how a $500K income can secure a $2.2M home, and why housing often outshines the S&P with a $1.02M profit vs. $294K over 5 years.Perfect for homebuyers, investors, and Bay Area residents, this video offers actionable insights into single-family home trends, mortgage rates (5.5%), property taxes (1.25%), and investment returns. Want to know the intersection when stocks beat real estate? We’ve got you covered! Subscribe for more Bay Area real estate tips, market updates, and financial strategies. Contact Spencer below for a personalized game plan to buy, sell, or invest in 2025!

4 Apr 17min

Soaring Bay Area Home Values: What's Next? Tariffs & Uncertainty...

Soaring Bay Area Home Values: What's Next? Tariffs & Uncertainty...

🏡Bay Area Home Values Soaring to Record Highs! Curious about what’s next for the real estate market? In my latest video, I dive into the stats—median single-family home prices hit $1.57M in March 2025 across the Bay Area, with Santa Clara County leading at $2.125M. Mortgage rates, new listings (up 30%!), and Trump’s tariffs are shaking things up. Will prices stabilize or climb? Check out the full analysis and get tips for buyers and sellers. Need a game plan? DM me for a free strategy call! #BayAreaRealEstate #HousingMarket #HomeValues

1 Apr 14min

Where Should Singles and Couples Live in San Francisco's Tech Hub?

Where Should Singles and Couples Live in San Francisco's Tech Hub?

🌉 Dreaming of living in San Francisco’s AI tech hub? Check out our latest listing at 1 Daniel Burnham, Unit 407—a modern studio apartment for sale at $570k! Perfect for singles or couples, it features hardwood floors, a remodeled kitchen and bathroom, a sliding glass wall, and stunning Bay Bridge views. Steps from Polk Street, Pacific Heights, and Japan Town, with a spa, pool, and 24/7 security, this is prime San Francisco real estate. Text 408-547-4590 to buy or sell in the Bay Area! #SanFranciscoRealEstate #AIRevolution #StudioForSal

28 Mar 5min

Carmel Pointe by Nuvera Homes | New Construction in Union City, CA!

Carmel Pointe by Nuvera Homes | New Construction in Union City, CA!

Exciting news for homebuyers! Check out Carmel Pointe by Nuvera Homes, a stunning new construction community in Union City, CA! I’m thrilled to give you a sneak peek at this rare development—featuring just 30+ single-family detached homes starting at $2.5M.In my latest YouTube video (link below), I tour two incredible models: Juniper and Sequoia. Juniper offers 3,679 sq ft with 4 beds, 4 baths, a home office, and a loft—complete with a gorgeous great room, optional Jr. ADU, and a luxurious primary suite with dual showers and a massive walk-in closet. Sequoia, on the other hand, boasts a built-in Jr. ADU option, a covered patio with bi-fold doors, and a primary bath that’s absolutely jaw-dropping.These homes are in high demand and sold via a bidding system—not first-come, first-serve. Want in? Reach out to me ASAP to get pre-approved and join the waitlist! With my strong builder relationships and expertise, I’ll help you navigate this competitive market and secure your dream home.Questions about the Bay Area market, incentives, or new construction? I’ve got you covered. DM me or check my contact info in the video—let’s make your dream home a reality!#BayAreaRealEstate #NewConstruction #UnionCityHomes #DreamHome #SpencerHsu

20 Mar 5min

9 Things You Need to Know before Moving to the Bay Area

9 Things You Need to Know before Moving to the Bay Area

Thinking about moving to the Bay Area or just curious about what it’s like to live in one of the most dynamic regions in the world? This video is your ultimate A-to-Z guide to living in the Bay Area, covering everything you need to know before making the move!🌟 What You'll Learn:• Neighborhoods: From bustling cities like San Francisco and San Jose to serene suburbs like Palo Alto and Los Altos.• Housing Market: Insights into home prices, rentals, and the competitive real estate market.• Cost of Living: What to expect when it comes to housing, transportation, dining, and entertainment.• Lifestyle Perks: Unbeatable weather, outdoor activities, and cultural diversity.• Job Market: The Bay Area’s thriving tech industry and job opportunities.• Transportation: Navigating the region via BART, Caltrain, and highways.💡 Who is This Guide For?Whether you’re a young professional looking for career opportunities, a family seeking top-rated schools, or an investor exploring the real estate market, this video has you covered.The Bay Area offers a unique blend of innovation, culture, and natural beauty—and this guide will help you navigate it all!💬 Have questions about living or investing in the Bay Area? Let’s connect!📞 Contact us at (408) 547-4590📩 Email us at spencer@spencerhsu.com✨ Don’t forget to subscribe for weekly videos about Bay Area living, real estate insights, and success stories!#LivingInBayArea #BayAreaRealEstate #MovingToBayArea #SiliconValleyHomes #BayAreaLifestyleSpencer Hsu is a Bay Area Real Estate Agent, a Residential, New Home Construction, and Relocations specialist with eXp Realty LLC. Serving the entire Bay Area. He aims to help busy professionals in the Bay Area find their dream homes by leveraging tech, data, and local insights.💥 Follow me on Social Media 💥→ Instagram: / spencerhsure→ LinkedIn: / spencerhsu#BayAreaRealEstate #LivingintheBayArea #MovingToCalifornia #RealEstateJourney #SiliconValleyLiving

14 Mar 6min

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