Unpacking Chocolate Finance // China’s Seven Titans and AI Push // Malaysia’s Chip Dream
60/40 Podcast23 Maalis 2025

Unpacking Chocolate Finance // China’s Seven Titans and AI Push // Malaysia’s Chip Dream

In this episode of the 60/40 Podcast, the hosts dive deep into the recent drama surrounding Chocolate Finance, a fintech company in Singapore.

They discuss the rapid rise of the company, its innovative product offerings, and the subsequent fallout due to marketing miscalculations and customer trust issues. The conversation also touches on the broader implications for the fintech industry, the role of influencers in shaping customer behavior, and the regulatory landscape.

Finally, the hosts explore the current state of China's tech scene and Malaysia's ambitions in the AI and semiconductor sectors, concluding with reflections on the future of these markets.


Timestamps

00:00 Introduction to the 60/40 Podcast

01:22 The backstory to the Chocolate Finance drama

03:50 Understanding Chocolate Finance's product

13:10 The challenge of instant liquidity

22:50 Challenges of frequent flyer promotions

28:50 The dangers of finfluencers and homogeneous population

36:06 The one thing that Chocolate did wrong

41:51 The rise of China's Seven Titans

51:55 Malaysia's AI and semiconductor industry potential


Give us feedback or nominate topics & speakers at 6040podcast@techinasia.com


60/40 is co-hosted by: Prashanth Ranganathan, Peter Bithos, and Maria Li. Special thanks to our guest, Aleksey Mironenko


A podcast by Tech in Asia, a member of The Business Times

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