Debt Consolidation Backfires

Debt Consolidation Backfires

A consolidation loan promises simplicity: fewer bills, lower payments, and breathing room in the budget. On paper, it looks like a financial reset. Erin Skye Kelly breaks down what’s actually happening behind the scenes when debt gets consolidated and why the math alone rarely solves the problem. Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by Function Health. Take ownership of your health with over 100 advanced lab tests for $365 a year. Visit www.functionhealth.com/ERIN or use the gift code ERIN25 to receive $25 off your membership. Thank you to our sponsor, Chime. Chime isn’t just smarter banking - it’s designed to make your money work better for you. Signing up only takes a few minutes. Get started at chime.com/erin. You can support this podcast by checking out Mint Mobile. Switch to Mint and get 50% off unlimited premium wireless. Plans start at just $15 a month. Check it out at mintmobile.com/skye. Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Good Debt?

Good Debt?

Erin explains why the popular “good debt vs bad debt” debate often leads people in the wrong direction, and what actually determines whether a financial decision builds wealth or creates risk. Join o...

11 Maalis 26min

The Real Currency You're Spending

The Real Currency You're Spending

Most people think money decisions are about numbers. But what if every dollar you spend is actually about something else? Erin and Keri will change how you think about debt, spending, and building wea...

10 Maalis 31min

Extreme Restriction Not Required

Extreme Restriction Not Required

If you’ve ever tried to “be good with money” by tightening every screw in your life, you know how quickly that approach can wear thin. This episode digs into why so many smart, capable women swing bet...

4 Maalis 28min

The Real Reason We Don't Talk About Money

The Real Reason We Don't Talk About Money

Most women can talk about almost anything with their friends…except money. Erin and Keri discuss why financial conversations feel so loaded, how early conditioning still shapes our reactions today, an...

3 Maalis 33min

To Tip Or Not To Tip?

To Tip Or Not To Tip?

You know that tiny screen at checkout that suddenly makes you question your entire value system? This episode dives into the complicated world of tipping - not just what we do, but why we do it. From ...

2 Maalis 35min

Going To Extremes

Going To Extremes

Sometimes the reason your finances won’t move forward has nothing to do with discipline and everything to do with the environment you’ve built around yourself. Today Erin tells us what happens when pe...

25 Helmi 24min

Donate Or Don't

Donate Or Don't

Crowdfunding has changed the way people navigate crisis, but it’s also exposed some uncomfortable truths about how we view money, privilege, and responsibility. Erin and Keri look at why public fundra...

24 Helmi 24min

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