Financial Spring Cleaning Challenge - Day 24 - Plan Your Next Vehicle

One of our most-loved episodes returns. Erin F. didn’t see this version of her life coming: three kids, chronic pain, a partner in unpredictable work, and more than $70K in debt. But she got scrappy and strategic. This episode is about finding your worth outside a paycheck, getting your financial act together even when the odds are stacked against you, and discovering that your purpose might be right under your nose. Don’t skip the end -  Erin F. shares a meaningful update on where she is now and what’s changed since this conversation first aired. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

14 Tammi 33min

Most people don’t question their bank until something breaks. In this episode, Erin and Keri talk about recognizing when a financial setup no longer aligns with your goals, and what to do before frustration turns into expensive mistakes. It’s a practical, grounded look at how to regain leverage without creating chaos in your money life. Join our online community: www.getthehelloutofdebt.com  For Erin’s full Life Cleanse video, click here to watch: https://tinyurl.com/43vj39ss  Check out Simplii Financial here: https://blue.mbsy.co/6tJFqQ Erin recommends Wealthsimple for your beginner investing needs: wealthsimple.com/invite/DFN0XA  Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

13 Tammi 27min

More people are outsourcing financial thinking to technology without fully understanding the consequences. Erin Skye Kelly explores where trust turns into risk, how small decisions quietly compound into major problems, and why “everyone’s doing it” is not a strategy. If you care about protecting what you’re building, this is a listen that could save you years of cleanup. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

12 Tammi 20min

Cynthia’s journey has become a listener favorite for a reason. After paying off $27,000 of debt in one year using the Get the Hell Out of Debt program, her work didn’t stop - it evolved. Cynthia’s conversation with Erin and Keri explores the often-overlooked transition from survival to abundance, and the mindset shifts required to receive wealth without shame. Stick around to the end for a special update from Cynthia on how life has unfolded since this episode first aired. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Tammi 42min

A financial hangover doesn’t mean you failed, it means you’re human. In this episode, Erin reframes post-holiday spending recovery with a clear, grounded approach that replaces guilt with leadership. You’ll hear how identity, patterns, and small strategic decisions shape your long-term results, and why reacting emotionally to your numbers can quietly keep you stuck. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

6 Tammi 23min

Most financial advice focuses on tightening, cutting, and shrinking, and yet the results rarely feel expansive. Erin Skye Kelly challenges that entire approach. She looks at how unresolved habits, invisible obligations, and outdated decisions quietly shape your spending, energy, and financial outcomes. Have a listen if you’ve ever felt like you’re doing “all the right things” but still feel stuck.  For Erin’s full Life Cleanse video, click here to watch: https://tinyurl.com/43vj39ss  Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Tammi 30min

There’s a difference between being proactive and being pressured, and most people don’t realize when they’ve crossed that line. Erin Skye Kelly takes on one of the most emotionally charged financial topics parents face and examines how timing, flexibility, and control matter more than good intentions. If you’ve ever wondered whether you’re prioritizing the right things for your kids, this episode will give you a new lens to think through it. Join our online community: www.getthehelloutofdebt.com  For more information on Transformation Weekend, visit transformationweekend.ca  Today’s episode is brought to you by Quince. Treat yourself to bedding that lasts. Go to quince.com/skye and receive free shipping and 365 day returns.  Thanks to our sponsor, AirDoctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

24 Joulu 202542min

You don’t need more discipline; you need fewer decisions. This episode explores how to design a money system that works even when life is busy, overwhelming, or unpredictable. Erin Skye Kelly shares straightforward strategies to reduce friction, prevent “financial jump scares,” and make bills, savings, and spending easier to manage without constant attention. Join our online community: www.getthehelloutofdebt.com  For more information on Transformation Weekend, visit transformationweekend.ca  Today’s episode is brought to you by Quince. Treat yourself to bedding that lasts. Go to quince.com/skye and receive free shipping and 365 day returns.  Thanks to our sponsor, AirDoctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  To help simplify your money, check out Monarch. Monarch is an all-in-one personal finance tool that brings your entire financial life together. Get 50% off your first year with code SKYE at monarch.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

23 Joulu 202522min