Financial Tips: How to manage your debt. Simple family tax write offs for a home-based business rarely taken advantage of, Dr. Lynn Richarson.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Justin M. Lee. Purpose of the Interview To showcase Dr. Lee’s journey from a young real estate agent to a multi-industry entrepreneur. To inspire listeners with strategies for wealth-building through real estate, construction, and logistics. To encourage financial literacy, ownership, and collaboration within underserved communities. To issue a call to action for minorities to explore opportunities like Amazon DSP and real estate investment. Key Takeaways Early Career & Education Started young in real estate, embraced discomfort in rooms dominated by older professionals. Leveraged millennial tech skills (social media marketing) to help veteran brokers grow. Earned a doctorate degree and became a licensed real estate broker. Social Media as a Business Tool Built a strong presence on TikTok (90K followers) and other platforms. Helped older real estate firms thrive by creating digital visibility. Emphasized that “business must look as good online as in person.” Financial Literacy & Homeownership African-American communities often lack foundational financial knowledge. Key barriers: misunderstanding credit, fear of debt, and lack of exposure to ownership benefits. Advocates teaching the difference between good debt (real estate) and bad debt (consumer credit). Real Estate Process Initial onboarding: credit score, income, tax filing. Connect clients with lenders, secure pre-approval, then negotiate and close within 30–45 days. Uses property tours as motivation even for those not yet approved. Pooling Resources for Wealth Industry dominated by white men and foreign investors who use syndication. Dr. Lee created a private family fund with fraternity brothers and friends. Acquired 150+ apartment units and commercial properties by pooling resources and forming LLCs. Amazon DSP Opportunity Owns an Amazon Delivery Service Partner business (42 trucks, 200 employees). Offers minorities a chance to apply for DSP with $10K grant. Taught him true CEO skills: HR, payroll, compliance, and scaling operations. Construction Business Entered construction after experiencing exploitation in fix-and-flip projects. Learned the business side (permits, change orders) and got licensed. Built major projects like a 10,000 sq. ft. restaurant in Atlanta. Advocates for Black representation in construction, an industry dominated by whites and Hispanics. Personal Background Raised in New Orleans during Katrina by a single mother and grandparents. Mother invested FEMA checks into real estate, teaching him property management and renovation skills early. Believes knowledge is power and emphasizes planning and consistency. Notable Quotes On embracing discomfort:“I learned to embrace the uncomfort and make it one of my biggest strengths.” On social media:“You have to make your business look the same way online as in person.” On financial literacy:“Real estate is always going to be good debt. Bad debt is the Macy’s card.” On collaboration:“Pooling resources shows how far we can go and how fast we can go—but together.” On planning:“If you don’t plan, you plan to fail. All you have to do is stick to the plan.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

12 Tammi 22min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Keith Milner. Purpose of the Interview The interview aims to inspire aspiring entrepreneurs by sharing Keith Milner’s journey from corporate America to entrepreneurship. It emphasizes discipline, leadership, risk-taking, and strategies for building generational wealth, particularly for underrepresented communities. Key Takeaways Foundational Lessons from Childhood Growing up in a disciplined, hardworking family taught Keith accountability, integrity, and the principle of choices and consequences. Education was highly valued in his household, shaping his drive for success. Corporate vs. Entrepreneurial Mindset Corporate careers can feel secure but are often riskier because you lack control over your destiny. Entrepreneurship offers greater control and potential for generational wealth. Leadership and Teamwork Lessons from sports—teamwork, discipline, and leadership—translate directly into business success. Establishing a common goal and coaching employees is crucial, but underperformers must eventually be let go. Risk and Value Many African-Americans view entrepreneurship as risky, but Keith argues it’s less risky than employment in an at-will state. Success depends on creating value that customers are willing to pay for. Franchising Journey Relationships opened doors to Jersey Mike’s franchise ownership. Entrepreneurship requires hands-on involvement—Keith still works in his stores when needed. Advice for Aspiring Entrepreneurs Adopt a growth mindset and positive attitude. Follow the Five P’s: Plan, Prepare, Produce, Pivot, Persevere. Understand that entrepreneurship is a daily grind—“Every morning in the jungle, the lion wakes up running.” Notable Quotes On discipline and accountability:“If you said you were going to do something, you did it. If you were told to do something, you got it done.” On choices:“We make choices every day, and if you don’t make the right choice, there are consequences.” On entrepreneurship vs. employment:“Entrepreneurship and small business ownership is the best way to create generational wealth.” On leadership:“There are very few things in life you can do alone. You need people, you need a team.” On success formula:“You control the inputs, and therefore you can charge what you want—as long as you generate enough value.” On entrepreneurial mindset:“Plan, Prepare, Produce, Pivot, Persevere.” Swahili proverb:“Every morning in the jungle, the lion wakes up running… The question becomes, who’s going to run the fastest?” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

12 Tammi 22min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Christina Dukes Brown. CEO of the Boys & Girls Club of Paterson and Passaic, NJ Purpose of the Interview The interview aimed to: Raise awareness about the Boys & Girls Club’s impact on underserved communities in Paterson and Passaic, NJ. Issue a call to action for volunteers, mentors, corporations, and donors to support youth programs. Highlight challenges faced by marginalized communities and how the Club addresses them through education, nutrition, and character-building programs. Key Takeaways Community Impact The Club serves 1,400 children and teens daily across two main clubhouses and 11 satellite sites. Programs include academic support, tutoring, arts, athletics, and life skills development. Challenges in the Community High rates of homelessness, food deserts, and low literacy and math proficiency (only ~20% literate and ~15% proficient in math in Paterson). Stereotypes and “deficit ideology” that assume poor or minority youth lack capacity for success. Programs and Initiatives Academic Support: Homework help, tutoring, and Saturday sessions. Creative Outlets: Dance, musicals, and arts. Sports & Aquatics: Swimming program praised for breaking stereotypes. Young Adult Support (18–24): Internships, skill-building, and career readiness for those not pursuing college. Call to Action Volunteers and mentors needed to inspire youth. Corporations and entrepreneurs encouraged to provide internships and teach business skills. Donations critical—$4M annual fundraising goal to sustain programs. Dr. Brown’s Motivation Rooted in her upbringing in Jersey City during the crack era. Believes in being part of the solution, not just complaining about systemic issues. Emphasizes building “efficacious spirits” and affirming unique skills in youth. Notable Quotes On Motivation:“I can’t complain about the position of Black and Brown people in society if I’m not going to do the work necessary to support its elevation.” On Stereotypes:“Deficit ideology assumes that if you are poor or minority, you do not have the capacity to be successful. We fight that every day.” On Community Support:“My community got me where I am today… I’m calling on the village to support what we’re trying to do.” On Youth Potential:“No matter where you come from, and no matter what you look like, you have the capacity to become great.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

12 Tammi 22min

The Steve Harvey Morning Show for Friday, January 9th, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Weed In The Church Van" | Ask The CLO | Entertainment News | What Do You... | Roscoe Wallace | Nephew Tommy's Prank - "The Blind Barber" | Strawberry Letter - "She Was Wearing My Wig Wig With My Husband" Pt. 1-2 | Junior's Sports Talk - Pimpin's NFL Playoff Picks | Social Media Advice | Ready To Love Update | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

9 Tammi 1h 32min

The Steve Harvey Morning Show for Thursday, January 8th, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Sweat Hog" | Ask The CLO | Entertainment News | Sick Days | Chris Redd | Nephew Tommy's Prank - "Weed In The Church Van" | Strawberry Letter - "Double Standards Are A Thing Of The Past" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Escaped Monkey Trashes Music Store | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

8 Tammi 1h 32min

The Steve Harvey Morning Show for Wednesday, January 7th, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Can I Paint Your Wife Naked?" | Ask The CLO | Entertainment News | J Rap's 1st Poem Of 2026 | Revenge Fire | Nephew Tommy's Prank - "Sweat Hog" | Strawberry Letter - "New Year, New Body" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Shirley Cooking Lessons | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

7 Tammi 1h 32min

The Steve Harvey Morning Show for Tuesday, January 6th, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Christmas Light Expiration" | Ask The CLO | Entertainment News | Pastor Jamal Bryant’s Wife’s Dress | Vision Boards | Nephew Tommy's Prank - "Can I Paint Your Wife Naked?" | Strawberry Letter - "He Got A New Zip Code For Christmas" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Meg The Stallion Popeye's | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

6 Tammi 1h 32min

The Steve Harvey Morning Show for Monday, January 5th, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Bad Potluck" | Ask The CLO | That Ain't Your Business | Would You Rather | Right Or Wrong | Nephew Tommy's Prank - "Christmas Light Expiration" | Strawberry Letter - "Her Special Healing Soup" Pt. 1-2 | What Is Your Lying "Tell" | Social Media Advice | STI's Up Among Seniors | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

5 Tammi 1h 32min