3265: Can You Really Save More Tomorrow by Scott Spann of Financial Finesse on Intentional Spending

3265: Can You Really Save More Tomorrow by Scott Spann of Financial Finesse on Intentional Spending

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3265: Scott Spann highlights the importance of starting early with retirement savings and the benefits of gradual increases through strategies like automatic contribution rate escalation. He uses Sharon's story to demonstrate how small, consistent efforts can lead to significant financial security and flexibility later in life. Read along with the original article(s) here: https://www.financialfinesse.com/2015/01/26/can-you-really-save-more-tomorrow/ Quotes to ponder: "It is just too easy to convince ourselves that we can save more tomorrow when we have a better job, when we pay off those loans, or when those other life challenges disappear." "Sharon’s secret to success over the past two decades was to put any salary increases into savings without giving herself a chance to spend it." "It may be tough to go from saving 5% to 15% in one move, but going from 5% to 6% is quite painless, especially if the increase can be timed to coincide with an annual raise." Episode references: Nudge: Improving Decisions About Health, Wealth, and Happiness: https://www.amazon.com/Nudge-Improving-Decisions-Health-Happiness/dp/014311526X Employee Benefit Research Institute: https://www.ebri.org Learn more about your ad choices. Visit megaphone.fm/adchoices

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4206: Why Beating Yourself Up Is Keeping You Stuck in Place by Erica Layne on Self-Compassion

4206: Why Beating Yourself Up Is Keeping You Stuck in Place by Erica Layne on Self-Compassion

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital wo...

29 Loka 9min

4205: Reset Your Internal Filter AND Time to Embrace Change by Rosalyn Palmer on Growth Mindset

4205: Reset Your Internal Filter AND Time to Embrace Change by Rosalyn Palmer on Growth Mindset

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital wo...

28 Loka 11min

4204: The Best Reason to Do Scary Things by Dr. Kelly Flanagan on Courage

4204: The Best Reason to Do Scary Things by Dr. Kelly Flanagan on Courage

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital wo...

27 Loka 8min

4203: The Key Mental Habit of Simplicity by Leo Babauta of Zen Habits on Minimalism

4203: The Key Mental Habit of Simplicity by Leo Babauta of Zen Habits on Minimalism

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital wo...

26 Loka 9min

4202: How to Create Habits That Stick - with Minimum Effort and Maximum Results by Paula Pant on Habit Stacking

4202: How to Create Habits That Stick - with Minimum Effort and Maximum Results by Paula Pant on Habit Stacking

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital wo...

25 Loka 9min

4201: How a 'Wonder Window' Became My Calm After the Storm by Rachel Stafford of Hands Free Mama on Mindfulness

4201: How a 'Wonder Window' Became My Calm After the Storm by Rachel Stafford of Hands Free Mama on Mindfulness

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital wo...

25 Loka 11min

4200: Envisioned by Colin Wright on Lifestyle Design

4200: Envisioned by Colin Wright on Lifestyle Design

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital wo...

24 Loka 8min

4199: Does Luck Matter More Than Skill by Cal Newport on Deliberate Practice

4199: Does Luck Matter More Than Skill by Cal Newport on Deliberate Practice

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital wo...

23 Loka 12min

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