47. “We make $500k. Why are we carrying a balance on our credit cards?”

47. “We make $500k. Why are we carrying a balance on our credit cards?”

Ashley and Charles are in their early forties and have been married for six years. Together, they have five children from previous relationships. They live in a high-cost-of-living area—but, collectively, they earn over half a million dollars per year. Because of Charles's investments and stock options, their income feels erratic, and Ashley is having a hard time making sense of it all. Ashley needs a better understanding of the family's finances to feel more at ease with their future, but a serious lack of transparency stands in the way. Have you ever felt like your partner was hiding something from you? Something big? And how long can two people stick it out when something as basic as trust is an ongoing issue? This is a huge job. Ashley and Charles have a lot to work on, but nothing is impossible. I'm going to help them simplify their money, so they can stop worrying about their spending and start envisioning a Rich Life. Connect with Ramit Website Instagram Twitter Facebook YouTube Linkedin If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Jaksot(259)

257. "We really want a house - but have $0 in savings"

257. "We really want a house - but have $0 in savings"

Molly and Jason are 45 and 46, living together with a 2-year-old daughter. They earn $142,000 a year combined. They have $0 in savings, $46,000 in debt, and a net worth of just $4,842. They dream of b...

21 Huhti 1h 49min

256. "We moved abroad for fun. Now we can’t afford to leave"

256. "We moved abroad for fun. Now we can’t afford to leave"

Liza and Bradford earn $120,000 a year as expats in Colombia, South America. They have three kids, $273,000 in net worth, and by the standards of expat life, they live well. But they have $1,500 in sa...

14 Huhti 1h 53min

255. "I’m 40 and work 2 jobs. How are we still broke?"

255. "I’m 40 and work 2 jobs. How are we still broke?"

Ramit Sethi of I Will Teach You To Be Rich talks to Gabriella, 36, and Chris, 40, a married couple from Pennsylvania with four kids, zero savings, and $32,000 in credit card debt. They both work multi...

7 Huhti 1h 59min

254. My $0 to $100k Playbook (full beginners guide)

254. My $0 to $100k Playbook (full beginners guide)

Most people never find out when they'll have $100,000. Not because it's impossible, but because they never actually run the numbers. In this bonus episode, Ramit walks through the full picture: the c...

31 Maalis 56min

253. "I’m 53, exhausted, and still living paycheck to paycheck"

253. "I’m 53, exhausted, and still living paycheck to paycheck"

Ramit Sethi of I Will Teach You To Be Rich talks to Tania and Mike who are in their 50s, married 21 years, and earning over $225,000 a year. By most measures, they should be fine. But they’ve been tra...

24 Maalis 2h 2min

252. "I’m 35, in debt, and spend everything I make"

252. "I’m 35, in debt, and spend everything I make"

Ramit Sethi of I Will Teach You To Be Rich talks to Lina, 35, and Mike, 28, a married couple living in South Florida with their 8-month-old son. Despite earning almost $200,000 annually, they've been ...

17 Maalis 1h 32min

251. "We own a $1M house but can’t pay for groceries"

251. "We own a $1M house but can’t pay for groceries"

Ramit Sethi of I Will Teach You To Be Rich talks to John and Victoria in a follow-up episode. This couple, in their thirties with three children and a home in suburban New York, is facing severe finan...

10 Maalis 1h 33min

250. "We spend 97% of what we make—and can’t stop"

250. "We spend 97% of what we make—and can’t stop"

Ramit Sethi of I Will Teach You To Be Rich talks to John and Victoria, a couple in their thirties with three children who own a home they adore in the suburbs of New York. Despite a beautiful house an...

3 Maalis 1h 23min

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