168. “I’m going to die with student loans. Why should I count them?”

168. “I’m going to die with student loans. Why should I count them?”

Emi, 32, and Antonio, 29, have been married for six years and have struggled with debt for even longer. Credit cards, personal loans, student loans, refinancing—Emi has kept her head in the sand through it all. Antonio doesn’t trust himself to fix it. Can they break the cycle for their daughter? This episode is brought to you by: Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit. ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today. Netsuite | Get visibility to everything in your business one one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite. Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit. DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. Links mentioned in this episode • Join Earnable Live Connect with Ramit • Get the Podcast Newsletter and exclusive Q&A about the show • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube • Submit a question for the newsletter iwt.com/askramit If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Jaksot(259)

257. "We really want a house - but have $0 in savings"

257. "We really want a house - but have $0 in savings"

Molly and Jason are 45 and 46, living together with a 2-year-old daughter. They earn $142,000 a year combined. They have $0 in savings, $46,000 in debt, and a net worth of just $4,842. They dream of b...

21 Huhti 1h 49min

256. "We moved abroad for fun. Now we can’t afford to leave"

256. "We moved abroad for fun. Now we can’t afford to leave"

Liza and Bradford earn $120,000 a year as expats in Colombia, South America. They have three kids, $273,000 in net worth, and by the standards of expat life, they live well. But they have $1,500 in sa...

14 Huhti 1h 53min

255. "I’m 40 and work 2 jobs. How are we still broke?"

255. "I’m 40 and work 2 jobs. How are we still broke?"

Ramit Sethi of I Will Teach You To Be Rich talks to Gabriella, 36, and Chris, 40, a married couple from Pennsylvania with four kids, zero savings, and $32,000 in credit card debt. They both work multi...

7 Huhti 1h 59min

254. My $0 to $100k Playbook (full beginners guide)

254. My $0 to $100k Playbook (full beginners guide)

Most people never find out when they'll have $100,000. Not because it's impossible, but because they never actually run the numbers. In this bonus episode, Ramit walks through the full picture: the c...

31 Maalis 56min

253. "I’m 53, exhausted, and still living paycheck to paycheck"

253. "I’m 53, exhausted, and still living paycheck to paycheck"

Ramit Sethi of I Will Teach You To Be Rich talks to Tania and Mike who are in their 50s, married 21 years, and earning over $225,000 a year. By most measures, they should be fine. But they’ve been tra...

24 Maalis 2h 2min

252. "I’m 35, in debt, and spend everything I make"

252. "I’m 35, in debt, and spend everything I make"

Ramit Sethi of I Will Teach You To Be Rich talks to Lina, 35, and Mike, 28, a married couple living in South Florida with their 8-month-old son. Despite earning almost $200,000 annually, they've been ...

17 Maalis 1h 32min

251. "We own a $1M house but can’t pay for groceries"

251. "We own a $1M house but can’t pay for groceries"

Ramit Sethi of I Will Teach You To Be Rich talks to John and Victoria in a follow-up episode. This couple, in their thirties with three children and a home in suburban New York, is facing severe finan...

10 Maalis 1h 33min

250. "We spend 97% of what we make—and can’t stop"

250. "We spend 97% of what we make—and can’t stop"

Ramit Sethi of I Will Teach You To Be Rich talks to John and Victoria, a couple in their thirties with three children who own a home they adore in the suburbs of New York. Despite a beautiful house an...

3 Maalis 1h 23min

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