
Financial Tip: He educates aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mark Mascarenhas. Purpose of the Interview The interview aims to educate listeners—especially entrepreneurs, small business owners, and aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies. It emphasizes the importance of discipline, clarity, and professional guidance in achieving financial success and sustaining wealth across generations. Key Takeaways Financial Planning is Foundational A written financial plan is the first step before any investment portfolio is built. Success is defined individually—financial, health, or lifestyle goals. Diversification & Risk Management Digital assets like Bitcoin should only make up 2–3% of a portfolio for high-net-worth clients with high risk tolerance. Fear and greed drive markets; advisors help clients maintain discipline. Long-Term Care & Insurance Planning for long-term care is essential, typically starting in your 50s. Term life insurance early locks in health; whole life policies provide stability and living benefits. Tax Strategy Use tax-loss harvesting, asset location strategies, and estate planning to minimize tax burdens. Estate planning focuses on transferring wealth tax-efficiently to future generations. Millionaire Mindset Millionaires are clear, disciplined, optimistic, and collaborative. 74% of millionaires work with financial advisors vs. 34% of the general population. Power of Compounding Compounding interest is the cornerstone of wealth accumulation—requires patience and discipline. Avoid lifestyle creep and impulsive spending, especially for younger millionaires and influencers. Fiduciary Responsibility Advisors act in the client’s best interest; success is mutual. Trust and transparency are critical in client-advisor relationships. Notable Quotes On Risk & Bitcoin:“You could potentially double your money, but you could also potentially lose 70% of it.” On Financial Planning:“Every dollar needs a job description.” On Millionaire Mindset:“Successful people view us as CFOs—they’re the CEOs.” On Compounding:“If you could win 72% of the time, would you play that game? Yes. That’s the stock market.” On Retirement Success:“Living the same or better lifestyle in retirement than you do today while working.” On Fiduciary Role:“We make more money when the client makes more money.” #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
17 Joulu 34min

Health Tip: His 360 Health and Wellness Network, which focuses on mindset, diet, and exercise .
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jeff Cade. Purpose of the Interview The interview aims to inspire listeners—entrepreneurs, small business owners, and individuals—about the importance of health and wellness in achieving personal and professional success. It introduces Jeff Cade’s 360 Health and Wellness Network, which focuses on mindset, diet, and exercise as pillars for a holistic lifestyle. Key Takeaways Health and Wealth Connection Wealth cannot buy health; longevity depends on lifestyle choices. Self-care is essential for sustaining business success and personal well-being. Jeff Cade’s Background & Motivation Over 15 years in health and wellness, with experience in hospitality and healthcare. Personal tragedy: lost both parents to cancer, which fueled his mission. Author of Battleground Cancer to educate on mental, physical, and spiritual resilience. Core Philosophy “Take food as medicine, not medicine as food.” Three pillars: Mindset, Diet, Exercise—you can’t have one without the others. Advocates plant-based diets, hydration, and mindfulness practices. Actionable Advice Know your body and listen to its signals. Reduce sugar and processed foods; crowd out unhealthy items with colorful plates. Use affirmations: “I am healed, healthy, happy.” Transformation is incremental: start with 30-, 45-, or 90-day goals. Stress management is critical—stress kills and triggers unhealthy habits. Programs & Engagement Offers personalized coaching and programs via JeffK360.com. Focus on accountability partnerships and individualized plans. Notable Quotes On transformation:“What you don’t change, you choose.” On health and success:“Self-care is the new health care.” On mindset:“I am healed, I am healthy, I am happy.” On accountability:“If it’s to be, it’s up to me.” On purpose:“You can’t serve others if you don’t serve yourself first.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
17 Joulu 37min

Overcoming the Odds: How a successful Businesswoman overcame teen pregnancies and raised her siblings.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kimberly Kelly. A real estate broker and entrepreneur who overcame a challenging upbringing in foster care, teen motherhood, and systemic adversity to become a successful businesswoman. Kimberly shares her journey of resilience, faith, and determination, offering inspiration to anyone facing difficult circumstances. Her story is a testament to perseverance, adaptability, and the power of believing in oneself. 🧭 Key Points 🌱 Early Life & Adversity Raised in foster care from a young age due to her mother’s struggles with addiction. Took on a caregiver role for her younger brothers at age 9. Became a mother at 15 and had two children by 18, while still caring for her siblings. 💪 Resilience & Mindset Developed a survival mindset early on, driven by responsibility and love for her family. Found faith and spiritual grounding during her time in foster care. Never doubted her ability to succeed despite overwhelming odds. 🎓 Education & Career Path Returned to complete her high school diploma and pursued technical education. Earned a degree in electronics engineering and transitioned into the IT world. Later became a licensed real estate agent and opened her own brokerage. 🏡 Business Ventures Founder of a real estate brokerage in McDonough, Georgia. Focuses on educating and empowering first-time homebuyers and entrepreneurs. Co-owner of a property preservation company, Get Adventurous, with her husband. 🤝 Leadership & Branding Leads a small team of agents with a hands-on, mentorship-driven approach. Emphasizes adaptability, personal growth, and celebrating small victories. Operates within a price range of $250K–$750K and above, adapting to market trends. 💬 Notable Quotes “I’m superwoman. I’m phenomenal.” “Foster care is supposed to be temporary, but sometimes it becomes permanent.” “It never dawned on me that I wouldn’t be successful.” “You can do anything. There is nothing you can’t do in this life.” “Practice resilience. If you don’t have a support system, look in the mirror and talk to yourself.” “I’m always in the mindset of staying adaptable.” “My goal is to educate, motivate, and teach people that we can own real estate.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
17 Joulu 23min

FULL SHOW: Things Steve Hates, Strawberry Letter: I Can Tell By the Smell - 12.16.25
The Steve Harvey Morning Show for Tuesday December 16th, 2025: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Church Gospel Quiz" | Ask The CLO | Things Steve Hates | Would You Rather | Who Most Likely on the Show | Nephew Tommy's Prank - "Your Wife is Having a Black Baby" | Strawberry Letter - "I Can Tell by the Smell" Parts 1-2 | What Puts You in the Christmas Spirit | Social Media Advice | Did You Follow Your Childhood Dreams | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
16 Joulu 1h 30min

FULL SHOW: Best Places to Find a Christmas Boo, Strawberry Letter: She’s Getting More From Him Than Money - 12.15.25
The Steve Harvey Morning Show for Monday, December 15th, 2025: Steve Harvey's Morning Inspiration | Show Open | The Pastors | Ask The CLO | Best Places to Find a Christmas Boo | Christmas Day Build Up | Sister Odell | Nephew Tommy's Prank - "Church Gospel Quiz" | Strawberry Letter - "She’s Getting More From Him Than Money" Parts 1-2-3 | Social Media Advice | Warm Weather Predictions for the Holidays | Would You Rather | Closing Remarks - Christmas CarolsSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
15 Joulu 1h 30min

FULL SHOW: Last Date to Break Up Before the Holidays, Strawberry Letter: So What I Burned a Few Things - 12.12.25
The Steve Harvey Morning Show for Friday, December 12th, 2025: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Surrogate Mother" | Ask The CLO | What Workers Look Forward to Over the Holidays | Last Date to Break Before the Holidays| Nephew Tommy's Prank - "Diva Lounge" | Strawberry Letter - "So What I Burned a Few Things" Parts 1-2 | Who Are You Gonna Regret Inviting Over for the Holidays | Social Media Advice | Eat Out or Shopping | Would You Rather | Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
12 Joulu 1h 30min

FULL SHOW: 85 South, Favorite Christmas Movies, Strawberry Letter: He Needs New Underwear - 12.11.25
The Steve Harvey Morning Show for Thursday, December 11th, 2025: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "NBA Party" | Ask The RTLO & Junior | Entertainment News | 85 South Show | Nephew Tommy's Prank - "Surrogate Mother" | Strawberry Letter - "He Needs New Underwearr" Parts 1-2 | Junior's Sports Talk | Social Media Advice | President Obama Visits Library | Would You Rather | Closing Remarks - Favorite Christmas MoviesSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
11 Joulu 1h 30min

FULL SHOW: Prison Surf & Turf, Strawberry Letter: I'm Not Going This Year - 12.10.25
The Steve Harvey Morning Show for Wednesday, December 10th, 2025: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Jezebel Spirit" | Ask The CLO | Entertainment News | Jasmine Crockett For Senate | Woman Drives 3 Hours To Confront Racist | Nephew Tommy's Prank - "NBA Party" | Strawberry Letter - "I'm Not Going This Year" Parts 1-2 | Junior's Sports Talk | Social Media Advice | Busta Rhymes | Would You Rather | Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
10 Joulu 1h 32min






















