July 7 Favorite Moments Show - 07.07.17

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Obi Obadike. A world-class fitness and nutrition expert, about the importance of building healthy habits, realistic weight loss goals, and the truth behind diet myths. Obi emphasizes portion control, consistency, and education over quick fixes. He also discusses his supplement brand, Ethical Inc., co-founded with actor Morris Chestnut, and shares practical advice for sustainable health and wellness. 🧭 Key Points 1. Motivation vs. Habit Motivation gets you started, but habit keeps you going. The hardest part is showing up—once you start, the benefits become self-reinforcing. 2. Time and Prioritization Everyone has 24 hours; health must be prioritized like hygiene. Schedule workouts like appointments—don’t try to “fit them in.” 3. Small Goals, Big Results Focus on small, incremental goals to avoid feeling overwhelmed. Use analogies like “one game at a time” or “one chapter at a time” to stay motivated. 4. Weight Loss Basics Weight loss = caloric deficit (burn more than you consume). A 500-calorie daily deficit = ~1 pound/week; 1,000 = ~2 pounds/week. 5. Simplified Nutrition If calorie counting is overwhelming, use hand-based portion control: Meals: size of two hands. Desserts: size of one palm. Meals should include protein, complex carbs, and fibrous carbs (fruits/veggies). 6. Supplements and Ethics Obi’s company, Ethical Inc., focuses on clean, science-backed supplements. He stresses that supplements are optional if you eat a balanced diet. 7. Desserts and Cheat Meals You can enjoy desserts 1–2 times per week in moderation. Portion control is key—even for treats like Krispy Kreme donuts. 8. Realistic Expectations Healthy weight loss is 1–2 pounds per week. In 3 months, 25–30 pounds is a realistic and sustainable goal. 💬 Notable Quotes “Motivation is what gets you started. Habit is what keeps you going.” “You have 24 hours in a day. You’re telling me you don’t have 30 minutes to take care of your health?” “Forget the vanity aspect—this is going to save your life.” “You can’t overdose on broccoli.” “If you’re eating in a balanced way, you don’t need supplements.” “A dessert should not exceed the palm of your hand.” “Small, incremental goals are the key to long-term success.” #SHMS #STRAW #BEST #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

28 Des 22min

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Charles Cofield. Thanks! The transcript from this episode of Money Making Conversations Masterclass features an inspiring and high-energy interview with CPA and financial educator Carter Cofield, co-founder of Melanin Money. Here's a breakdown of the key highlights and takeaways: 🔑 Key Themes & Takeaways 1. Melanin Money: A Mission-Driven Firm Co-founded by Carter Cofield and a financial advisor friend to serve the Black community. Focuses on helping business owners save on taxes and invest wisely. Aims to close the wealth gap and promote financial independence. 2. Authenticity as a Brand Carter left corporate America after being told to hide his success and identity (e.g., facial hair, tattoos, car). Built his brand by being unapologetically himself—fun, energetic, and passionate about financial literacy. His authenticity has helped him connect with a wide audience and become a standout in a traditionally “boring” industry. 3. Personal Tragedy & Financial Awakening Lost both parents by age 16. Used grief as motivation to excel academically and professionally. Learned the importance of financial literacy after receiving only $5,000 from a $25,000 life insurance policy following his father’s death. 4. Financial Literacy & Health Believes “health is wealth and wealth is health.” Poor financial decisions often lead to poor health decisions (e.g., fast food due to affordability). Financial stress can directly impact physical and mental well-being. 5. Melanin Money Awards Annual event in Atlanta (July 18–20) celebrating Black wealth and financial milestones. Awards given for reaching net worth goals ($100K, $500K, $1M, $10M). Designed to make wealth-building visible and celebrated in the Black community. 6. Generational Wealth: Redefined Not just about leaving money to your kids. True generational wealth means your money lasts for multiple generations. Involves setting up trusts, investments, and financial education for future heirs. 7. Free Weekly Financial Classes Carter hosts free money classes every Wednesday at 7 PM ET. Accessible via his Instagram: @cofield_advisors 💬 Notable Quotes “Fear is Finally Exiting Average Reality.” “It’s okay to sleep in late when your money woke up early.” “The scariest thing is getting to the end of your life and realizing you never truly lived.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

28 Des 24min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mowbray and Cherina Rowand. 🎙️ Interview Summary: Mowbray & Cherina Rowand Purpose of the Interview To showcase the entrepreneurial journey of Mowbray and Cherina Rowand, co-founders of The Rowand Group and One Stop Taxes, the largest Black-owned virtual tax preparation service in America. The interview highlights their business evolution, scaling strategies, community impact, and the creation of the Black Tax Festival. 🧭 Interview Outline 1. Background & Origins Both from Memphis, Tennessee; met in high school. Started tax preparation in 2010 as a mom-and-pop operation. Transitioned from brick-and-mortar to virtual model by 2015. 2. Business Philosophy Entrepreneurship is defined as service to others. Mowbray is the visionary; Cherina is the implementer. Emphasis on scaling with structure: legal, accounting, HR. 3. One Stop Taxes Grew from a single office to over 1,000 virtual franchise locations. Offers free training, no startup costs, and shared revenue model. Built a platform allowing clients to submit documents and sign remotely. 4. Virtual Tax Model Designed for convenience and accessibility. Clients and tax preparers never need to meet in person. Platform includes document upload, e-signature, and cloud storage. 5. Franchise & Training Learning Management System (LMS) for onboarding. Training includes tax prep, customer acquisition, and platform use. Strategic partnerships with local businesses (e.g., dealerships, daycares). 6. Black Tax Festival Combines networking, education, and recognition. Includes IRS updates, business workshops, and the Titan Awards. Open to all entrepreneurs, not just tax professionals. 7. Expansion & Diversification Own restaurants in Memphis and the Dominican Republic. Franchised Fat Tuesday and Esco Restaurant (did \$1M in first 6 weeks). Own a yacht for rental experiences in the DR. Plans to develop a restaurant strip near FedExForum in Memphis. 💡 Key Takeaways Vision + Execution = Growth: Their complementary roles fuel business success. Virtual is Scalable: Transitioning to virtual allowed exponential growth. Community Impact Matters: Black Tax Festival fosters education and recognition. Diversification is Strategic: Restaurants and real estate expand their brand. Mentorship & Learning: They study successful entrepreneurs like Tilman Fertitta. Faith & Family Drive: Their journey is rooted in love, planning, and purpose. 🗣️ Notable Quotes “Entrepreneurship means being a servant to other people.” “The same thing that works at \$1M doesn’t work at \$15M.” “We had to fire ourselves from some jobs and hire professionals.” “We built a platform where you can do taxes from your couch.” “We started before social media—we know belly-to-belly marketing.” “Recognition matters—people don’t get it at home or work.” “We’re trying to bridge the wealth gap through proper paperwork.” “We bought a yacht in the Dominican Republic to rent for experiences.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

28 Des 33min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Jocelyn Pearson. Purpose of the Interview The interview on Money Making Conversations Masterclass with Rushion McDonald and Jocelyn Pearson aimed to: Share Jocelyn’s journey of graduating debt-free by securing $126,350 in scholarships. Educate families on how to avoid student loan debt through her proven system, The Scholarship System. Dispel myths about scholarships and provide actionable steps for parents and students. Key Takeaways Scholarship System Approach Jocelyn developed a six-step process to simplify scholarship applications and avoid overwhelm. Focus on breaking the process into small, manageable steps rather than a vague “go get money” directive. Common Myths Debunked Too early or too late to apply: Start by junior year; it’s never too late—even college seniors can apply. Only perfect students or low-income families qualify: Many scholarships don’t require high GPA or athletic ability. All good scholarships are gone: Smaller, local scholarships ($500–$5,000) add up over time. It takes too much time: With a system and reusable materials, effort decreases each year. Avoiding Scholarship Scams Beware of “easy,” “enter to win,” or sweepstakes-style scholarships—they often sell personal data. Real scholarships require effort and personalization. Role of Parents Parents should help with planning and identifying legitimate scholarships but not complete applications for students. Committees can detect when parents write essays. AI in Scholarship Applications Jocelyn warns against copy-pasting AI-generated essays. Her platform introduced TESS, an AI assistant for ethical guidance and support. Financial Aid Basics Submit FAFSA even if you think you won’t qualify; some colleges and states require it. Combine all sources—government aid, institutional aid, and private scholarships. For Current College Students Check with financial aid offices, academic departments, and organizations for scholarships available after freshman year. Entrepreneurial Journey Jocelyn turned her passion into a business by starting with a book, building an email list, and launching webinars. She emphasizes persistence and ignoring naysayers. Notable Quotes “I had to accumulate my way to getting college paid for—the mere mortals’ way to going to college without tons of debt.” “Most families want scholarships, but they get stuck in the overwhelm.” “There’s no big red easy button—but with clear steps, it feels less daunting.” “We’re saying no to the broken system… It takes, on average, 21 years to pay off student loans.” “With great power comes great responsibility—AI can help, but only if used ethically.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

28 Des 28min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Germaine Bolds-Leftridge. 💼 Business Overview I Know Skincare: A skincare brand created to empower women—especially Black women—by embracing their real age and promoting self-care. Mission: To challenge the anti-aging narrative and replace it with a pro-aging, affirming message: “#RealAge.” Inspiration: Germaine’s late mother, whose glowing skin and wisdom about self-care sparked the brand’s creation. 💡 Key Insights Anti-Aging vs. Pro-Aging: Germaine rejects the term “anti-aging,” advocating instead for embracing the natural aging process as a privilege and a journey. Target Market: Primarily Black women over 40, though the products are inclusive and used by a diverse customer base. Marketing Strategy: Focused and intentional—Germaine emphasizes the importance of knowing your audience and not trying to market to everyone. Cultural Relevance: The brand is rooted in cultural pride, self-affirmation, and economic empowerment, drawing parallels to movements like Black Wall Street. 🧠 Business Wisdom “The win happens in the fourth quarter.” “If you don’t like what you see, do something about it.” “You can’t sell to everyone. Know your audience and serve them well.” 📦 Bonus Highlights Dragonfly Symbolism: Represents transformation and resilience—core themes of the brand. Clinical Testing: Products are tested specifically on Black women to ensure effectiveness for their unique skincare needs. Legacy Building: Germaine’s goal is to create generational wealth and a lasting legacy for her family and community. #AMI #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

28 Des 22min

The Steve Harvey Morning Show for Friday, December 26th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Truck Driver Exchange" | Ask The CLO | When Black Folks Leave Somewhere | Would You Rather | Old Arguments With Your Spouse | Nephew Tommy's Prank - "Panty Party" | Strawberry Letter - "I Can't Do That Often" Pt. 1-2 | One Has To Go | Social Media Advice | Having Fewer Kids | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

26 Des 1h 34min

The Steve Harvey Morning Show for Wednesday, December 24th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Christmas Decorations" | Ask The CLO | Christmas Drunks | Would You Rather | Comedy Roulette: Something An Elf Might Complain About | Nephew Tommy's Prank - "Truck Driver Exchange" | Strawberry Letter - "She's In The Middle Stirring Up Mess" Pt. 1-2 | Junior - No Black Elves | J Anthony Brown Murders The Hits: "Give It Up On Christmas" | Couples Who Have Each Other's Back | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

24 Des 1h 31min

The Steve Harvey Morning Show for Tuesday, December 23rd, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Eggnog" | Ask The CLO | Christmas Traditions With Sista O'Dell | Would You Rather | Santa's Schedule | Nephew Tommy's Prank - Christmas Decorations | Strawberry Letter - "It's The D For Me" Pt. 1-2 | Murder The Hit - "Sidepiece Santa Claus" | Christmas Songs With Roscoe Wallace | City With The Most Rats | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

23 Des 1h 32min