Unpredictable Payday Rescue

Unpredictable Payday Rescue

If your income’s a little unpredictable, you know the stress that comes with wondering if you’ll make it to the next payday. Erin and Keri share a simple, life-changing strategy to smooth out those ups and downs so you can pay your bills, keep your promises, and ditch the financial anxiety for good. Join our online community: www.getthehelloutofdebt.com Today’s episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Thanks to our sponsor: Cash App. Download Cash App, use our exclusive referral code FAMILY10 in your profile, send $5 to a friend within 14 days, and you’ll get $10 dropped right into your account. (Terms apply.) Get your own bidet like Erin and Keri have here: https://amzn.to/4lhzOgO If you are interested in Erin’s How To Teach Your Kids About Money course, click here: https://www.erinskyekelly.com/how-to-teach-your-kids-about-money Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Episoder(589)

Having The Hard Conversations

Having The Hard Conversations

Being asked to stand beside someone on one of the biggest days of their life can quietly turn into a financial minefield. Erin Skye Kelly explores what happens when expectations go unspoken, costs keep creeping up, and staying silent feels easier than speaking honestly. Have you ever felt torn between being supportive and staying financially grounded? Listen in to shift how you think about loyalty, boundaries, and long-term consequences. Join Lindsay in our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Air Doctor Pro. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Around here, we LOVE Flytographer! Remember your favorite stories, forever, with Flytographer. Get $25 your first Flytographer photo shoot when you use this link: https://flytog.co/ERINSKYEKELLY Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

26 Jan 32min

Fan-Favorite: Colby Pays Off $114,000 In 15 Months

Fan-Favorite: Colby Pays Off $114,000 In 15 Months

This is a fan-favorite episode for a reason. Colby went from buried under six figures of debt to building a future she once couldn’t imagine, all while navigating new motherhood and a marriage carrying more weight than it appeared from the outside. This replay dives into the reality of what it takes to get out of debt when life doesn’t pause or cooperate. If you’ve ever felt overwhelmed, discouraged, or tempted to give up, this story will hit home. Stick around until the end for a special update from Colby on where her journey has taken her since we first talked. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

21 Jan 38min

Why Some People Pay Off Debt And Others Don’t

Why Some People Pay Off Debt And Others Don’t

There’s a noticeable difference between people who talk about getting out of debt and people who actually do it. And surprisingly, it has very little to do with spreadsheets, interest rates, or financial knowledge. Erin and Keri reveal the patterns, behaviors, and internal shifts that consistently show up when debt finally stops being a revolving door. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

20 Jan 26min

When The Cost Of Living Feels Like Dying

When The Cost Of Living Feels Like Dying

If it feels like your money used to go further and now disappears faster, you’re not imagining it. Essentials are eating a bigger slice of your income, and the pressure shows up everywhere: sleep, relationships, confidence, and decision-making. Erin Skye Kelly unpacks why the cost of simply existing feels heavier than ever and how to respond without spiraling into panic or shame. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

19 Jan 30min

Fan-Favorite: Erin Pays Off $70,400

Fan-Favorite: Erin Pays Off $70,400

One of our most-loved episodes returns. Erin F. didn’t see this version of her life coming: three kids, chronic pain, a partner in unpredictable work, and more than $70K in debt. But she got scrappy and strategic. This episode is about finding your worth outside a paycheck, getting your financial act together even when the odds are stacked against you, and discovering that your purpose might be right under your nose. Don’t skip the end -  Erin F. shares a meaningful update on where she is now and what’s changed since this conversation first aired. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

14 Jan 33min

How To Break Up Your With Bank

How To Break Up Your With Bank

Most people don’t question their bank until something breaks. In this episode, Erin and Keri talk about recognizing when a financial setup no longer aligns with your goals, and what to do before frustration turns into expensive mistakes. It’s a practical, grounded look at how to regain leverage without creating chaos in your money life. Join our online community: www.getthehelloutofdebt.com  For Erin’s full Life Cleanse video, click here to watch: https://tinyurl.com/43vj39ss  Check out Simplii Financial here: https://blue.mbsy.co/6tJFqQ Erin recommends Wealthsimple for your beginner investing needs: wealthsimple.com/invite/DFN0XA  Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

13 Jan 27min

AI Is Not Your Financial Advisor

AI Is Not Your Financial Advisor

More people are outsourcing financial thinking to technology without fully understanding the consequences. Erin Skye Kelly explores where trust turns into risk, how small decisions quietly compound into major problems, and why “everyone’s doing it” is not a strategy. If you care about protecting what you’re building, this is a listen that could save you years of cleanup. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

12 Jan 20min

Fan-Favorite: Cynthia Pays Off $27,000 In A Year

Fan-Favorite: Cynthia Pays Off $27,000 In A Year

Cynthia’s journey has become a listener favorite for a reason. After paying off $27,000 of debt in one year using the Get the Hell Out of Debt program, her work didn’t stop - it evolved. Cynthia’s conversation with Erin and Keri explores the often-overlooked transition from survival to abundance, and the mindset shifts required to receive wealth without shame. Stick around to the end for a special update from Cynthia on how life has unfolded since this episode first aired. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Jan 42min

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