Money and Me: The ILP Debate – Promise or Pitfall?

Are investment-linked plans really balancing protection and wealth growth?

Hosted by Michelle Martin.

ILPs now make up 43% of new life insurance sales, but complaints have surged alongside.

Regulators are considering classifying them as complex products by December 2025.

Christopher Tan, CEO of Providend, joins Michelle to unpack how ILPs have evolved with bonuses and fund choices.

Are costs still a dealbreaker despite fat bonus sweeteners?

And should investors keep insurance and investments separate?

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