Get the Hell Out of Debt

Your money is working somewhere. The real question is whether it’s working for you or quietly working against you. Erin says there are five often-ignored “dials” that determine how fast your wealth grows (or how fast your debt balloons). If you’re ready to rethink the way you borrow, spend, save, and teach your kids about money, have a listen!  Join our online community: www.getthehelloutofdebt.com  For more information on Transformation Weekend, go to transformationweekend.ca Check out Acorns Early for kids! Get your first month on us when you go to acornsearly.com/ERIN or download the Acorns Early app. Today’s episode is brought to you by Flytographer. Give the Gift of Memories this holiday season with a Flytographer gift card to hire a local photographer in 350+ destinations around the world to capture the magic of travel! https://flytog.co/ERINSKYEKELLY Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

9 Des 25min

Your thoughts are quietly running your money life, often without your permission. Erin tells us how your brain’s internal filter system decides what you notice, what you ignore, and how that directly affects your financial choices. You’ll learn why certain affirmations fall flat, how to build ones that actually influence behavior, and what to do when your goals feel miles away from your current reality. We would love to hear your affirmations! Bonus points if you sing them: www.speakpipe.com/erinskyekelly  For more information on Transformation Weekend, go to transformationweekend.ca Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Flytographer. Give the Gift of Memories this holiday season with a Flytographer gift card to hire a local photographer in 350+ destinations around the world to capture the magic of travel! https://flytog.co/ERINSKYEKELLYPurchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

8 Des 36min

If you’ve ever bought something because your friend swore it was “life-changing,” only to wonder why you just spent $19.99 on carrots, this episode will hit home. Erin and Keri discuss how the people around us quietly nudge our spending, stress, and even our long-term financial habits, for better and for worse. Rethink the subtle social influences that could be shaping your bank account, your mindset, and your next impulse buy. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by AirDoctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Kara's brussel sprouts recipe: separate the leaves and coat in olive oil and your fave seasoning spread on a large baking sheet roast at 350° until crispy and edges are turning brown - about 10 minutes! Learn more about your ad choices. Visit megaphone.fm/adchoices

3 Des 26min

What if the doorway to more money isn’t a brand-new career, but something you already do without thinking? Erin breaks down the practical side-income ideas that actually work, and why most women underestimate the value hiding in their everyday lives. Get a refreshing, grounded take on increasing your income in ways that feel natural, sustainable, and surprisingly doable on this Second Day of Christmas. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by AirDoctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/ Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

2 Des 36min

On the first day of Christmas, Erin and Keri bring you A Budget That Sets Me Free - the foundational habit that quietly holds the rest of your financial life together. Just like the song builds day by day, they show you how wealth is built the exact same way: one simple, repeated action at a time. If you’ve ever made a beautiful holiday budget only to abandon it faster than leftover shortbread, this episode gives you the clarity (and the nudge) you need to finally stick with it. Join our online community: www.getthehelloutofdebt.com  For more info and to get your tickets for Transformation Weekend, go to transformationweekend.ca  Today’s episode is brought to you by AirDoctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/ Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

1 Des 42min

Thanksgiving comes with gravy, gratitude… and a whole lot of emotional spending triggers. Erin and Keri share how to protect your wallet and your well-being when family dynamics, holiday pressures, and Black Friday hype collide. If you want to enjoy the season without sabotaging your financial goals, this is the perspective shift you need before you carve the turkey. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Monarch. Monarch is an all-in-one personal finance tool that brings your entire financial life together. Get 50% off your first year with code SKYE at monarch.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

26 Nov 23min

A listener’s well-intentioned plan to wipe out her mortgage sparks a discussion about taxes, penalties, compound growth, and the hidden risks of moving retirement money into real estate. Erin breaks down the surprising math behind what seems like a “simple” decision, while Keri explores the emotional comfort we all seek when life throws curveballs. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Monarch. Monarch is an all-in-one personal finance tool that brings your entire financial life together. Get 50% off your first year with code SKYE at monarch.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

25 Nov 25min

A listener’s unexpected financial win sparks a conversation about what really matters when opportunity meets overwhelm. Erin shares the strategies financially successful women actually use to protect long-term wealth, especially when debt, guilt, and urgency try to take over. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Monarch. Monarch is an all-in-one personal finance tool that brings your entire financial life together. Get 50% off your first year with code SKYE at monarch.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

24 Nov 33min