You Can Make Progress Even When It Feels Impossible
đ â â Are you on track with the Baby Steps? Get a Free Personalized Planâ â đą â Watch the full episode for free in the Ramsey Network app.â Ken Coleman and Jade Warshaw answer your questions and discuss: "Should I file for divorce to protect myself from my husband's dishonesty about his debt?" "I purchased a home with my in-laws seven years ago. How do we get out of this without hurting them?" "I'm being sued by two credit card companies. How do I get out of this mess?" "My teaching job is wearing me down. Should I stay for the benefits?" "I am supposed to go on a bachelorette trip with my friends but it's going to cost more than I expected" "Unexpected bills keep blowing up my budget. Should I sell my investment property?" Next Steps: â â â Help us make the show better by taking this short survey!â â đ Have a question for the show? Call 888-825-5225 weekdays from 2â5 p.m. ET or â â send us an email.â â đ° â â HurryâYour chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!â â đľ â â â â â Sign up for a free training with our EveryDollar team! â â đď¸ â â â â â Dave Ramsey and John Delony are going on tour this month! Get tickets todayâ â â Connect with our Sponsors: đ Stop paying more and start shopping smarter at â â Aldiâ â đą Get 10% off your first month ofâ â BetterHelpâ â đąGo to â â Boost Mobileâ â to switch today! đĽ Learn more aboutâ â Christian Healthcare Ministries đĄ Get started today withâ â Churchill Mortgageâ â đ Get 20% off when you join â â DeleteMeâ â đŚ Go toâ â FAIRWINDS Credit Unionâ â for an exclusive account bundle! đĽ Save 15% on your first â â Field of Greensâ â order with code RAMSEY ⨠Find top Health Insurance Plans at â â Health Trust Financialâ â đ¸ To find out more about student loan refinancing, check outâ â Laurel Roadâ â đť Visitâ â NetSuiteâ â today to learn more đď¸ Use promo code RAMSEY for 18% off at â â The Nokboxâ â đľ Learn more about â â Timothy Planâ â đ Get started with â â YRefyâ â or call 844-2-RAMSEY đ Visitâ â Zander Insuranceâ â for your free instant quote today! Explore more from Ramsey Network: đ¸ â â The Ramsey Show Highlightsâ â đ§ â â The Dr. John Delony Showâ â đ¸ â â Smart Money Happy Hourâ â đĄ â â The Rachel Cruze Showâ â đ° â â George Kamelâ â đŞ â â Front Row Seat with Ken Colemanâ â đ â â EntreLeadershipâ â â â Ramsey Solutions Privacy Policyâ Learn more about your ad choices. Visit megaphone.fm/adchoices
5 Mai 1h 40min
Smart Money Decisions Often Mean Sacrificing Today for Tomorrow
đ â Are you on track with the Baby Steps? Get a Free Personalized Planâ đą Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Jade Warshaw answer your questions and discuss: How do we handle debts when dissolving a family business? Our mortgage is going to be 50% of our income Is it necessary to at some point get a credit card? Is it ok to enjoy our money while we're still young? Our landlord is starting to become hostile; should we move? When is an emergency fund no longer necessary? Next Steps: â â Help us make the show better by taking this short survey!â đ Have a question for the show? Call 888-825-5225 weekdays from 2â5 p.m. ET or â send us an email.â đ° â HurryâYour chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!â đľ â â â â Sign up for a free training with our EveryDollar team! â đď¸ â â â â Dave Ramsey and John Delony are going on tour this month! Get tickets todayâ â Connect with our Sponsors: đ Stop paying more and start shopping smarter at â Aldiâ đą Get 10% off your first month ofâ BetterHelpâ đąGo to â Boost Mobileâ to switch today! đĽ Learn more aboutâ Christian Healthcare Ministriesâ đĄ Get started today withâ Churchill Mortgageâ đ Get 20% off when you join â DeleteMeâ đŚ Go toâ FAIRWINDS Credit Unionâ for an exclusive account bundle! đĽ Save 15% on your first â Field of Greensâ order with code RAMSEY ⨠Find top Health Insurance Plans at â Health Trust Financialâ đ¸ To find out more about student loan refinancing, check outâ Laurel Roadâ đť Visitâ NetSuiteâ today to learn more đď¸ Use promo code RAMSEY for 18% off at â The Nokboxâ đľ Learn more about â Timothy Planâ đ Get started with â YRefyâ or call 844-2-RAMSEY đ Visitâ Zander Insuranceâ for your free instant quote today! Explore more from Ramsey Network: đ¸ â The Ramsey Show Highlightsâ đ§ â The Dr. John Delony Showâ đ¸ â Smart Money Happy Hourâ đĄ â The Rachel Cruze Showâ đ° â George Kamelâ đŞ â Front Row Seat with Ken Colemanâ đ â EntreLeadershipâ â Ramsey Solutions Privacy Policyâ Learn more about your ad choices. Visit megaphone.fm/adchoices
2 Mai 1h 40min
Donât Let Self-Limitations Keep You From Building Wealth
đ â Are you on track with the Baby Steps? Get a Free Personalized Planâ đą Watch the full episode for free in the Ramsey Network app. Dave Ramsey and Dr. John Deloney answer your questions and discuss: "How do I protect myself and my children financially while going through a divorce?" "Should we buy an investment property with my daughter's settlement money?" "Am I being selfish if I don't pay for activities for my family at a destination wedding?" "How do I convince my husband that work isnât the only thing that matters?" "My parents did not prepare for retirement, how do I help them?" "My husband hid debt from me and now he wants to get a debt consolidation loan. Is this a good idea?" "We committed to giving away a car, but it now needs expensive repairs. What should we do?" "We have $200,000 in debt, should we sell our home to pay down our debt?" Next Steps: â â Help us make the show better by taking this short survey!â đ Have a question for the show? Call 888-825-5225 weekdays from 2â5 p.m. ET or â send us an email.â đď¸ â â Dave Ramsey and John Delony are going on tour this month! Get tickets todayâ đ° HurryâYour chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today! đľ â â â Sign up for a free training with our EveryDollar team! Connect with our Sponsors: đ Stop paying more and start shopping smarter at â Aldiâ đą Get 10% off your first month ofâ BetterHelpâ đąGo to â Boost Mobileâ to switch today! đĽ Learn more aboutâ Christian Healthcare Ministriesâ đĄ Get started today withâ Churchill Mortgageâ đ Get 20% off when you join â DeleteMeâ đŚ Go toâ FAIRWINDS Credit Unionâ for an exclusive account bundle! đĽ Save 15% on your first â Field of Greensâ order with code RAMSEY ⨠Find top Health Insurance Plans at â Health Trust Financialâ đ¸ To find out more about student loan refinancing, check outâ Laurel Roadâ đť Visitâ NetSuiteâ today to learn more đď¸ Use promo code RAMSEY for 18% off at â The Nokboxâ đľ Learn more about â Timothy Planâ đ Get started with â YRefyâ or call 844-2-RAMSEY đ Visitâ Zander Insuranceâ for your free instant quote today! Explore more from Ramsey Network: đ¸ â The Ramsey Show Highlightsâ đ§ â The Dr. John Delony Showâ đ¸ â Smart Money Happy Hourâ đĄ â The Rachel Cruze Showâ đ° â George Kamelâ đŞ â Front Row Seat with Ken Colemanâ đ â EntreLeadershipâ â Ramsey Solutions Privacy Policyâ Learn more about your ad choices. Visit megaphone.fm/adchoices
1 Mai 1h 40min
Your Feelings Donât Build Wealth â Discipline Does
đ â Are you on track with the Baby Steps? Get a Free Personalized Planâ đą Watch the full episode for free in the Ramsey Network app. Dave Ramsey and Jade Warshaw answer your questions and discuss: "What is my obligation to my future in-laws who make bad financial decisions?" "How do I motivate my wife to get on board with becoming gazelle intense?" "I'm being sued by an insurance company & my family wants me to file bankruptcy. What should I do?" "I moved states to support my girlfriend but we broke up. Should I move back home?" "Should I pull my investments out of the market and move them into real estate?" "The board at my church wants to get a mortgage for a parsonage they can afford to buy in cash," "Can we afford a Cybertruck in our current financial situation?" Next Steps: â â Help us make the show better by taking this short survey!â đ Have a question for the show? Call 888-825-5225 weekdays from 2â5 p.m. ET or â send us an email.â đľ â â â Start your free budget today. Download the EveryDollar app! đď¸ â Find a Ramsey Trusted Real Estate Agentâ đ â â â Get your copy of Build a Business You Love today â đď¸ â â Dave Ramsey and John Delony are going on tour this month! Get tickets todayâ Connect with our Sponsors: đ Stop paying more and start shopping smarter at â Aldiâ đą Get 10% off your first month ofâ BetterHelpâ đąGo to â Boost Mobileâ to switch today! đĽ Learn more aboutâ Christian Healthcare Ministriesâ đĄ Get started today withâ Churchill Mortgageâ đ Get 20% off when you join â DeleteMeâ đŚ Go toâ FAIRWINDS Credit Unionâ for an exclusive account bundle! đĽ Save 15% on your first â Field of Greensâ order with code RAMSEY ⨠Find top Health Insurance Plans at â Health Trust Financialâ đ¸ To find out more about student loan refinancing, check outâ Laurel Roadâ đť Visitâ NetSuiteâ today to learn more đď¸ Use promo code RAMSEY for 18% off at â The Nokboxâ đľ Learn more about â Timothy Planâ đ Get started with â YRefyâ or call 844-2-RAMSEY đ Visitâ Zander Insuranceâ for your free instant quote today! Explore more from Ramsey Network: đ¸ â The Ramsey Show Highlightsâ đ§ â The Dr. John Delony Showâ đ¸ â Smart Money Happy Hourâ đĄ â The Rachel Cruze Showâ đ° â George Kamelâ đŞ â Front Row Seat with Ken Colemanâ đ â EntreLeadershipâ â Ramsey Solutions Privacy Policyâ Learn more about your ad choices. Visit megaphone.fm/adchoices
30 Apr 1h 42min
Budgeting Leads You out of Debt & Into Wealth
đ â Are you on track with the Baby Steps? Get a Free Personalized Planâ đą Watch the full episode for free in the Ramsey Network app. Dave Ramsey and Rachel Cruze answer your questions and discuss: "My boyfriend doesn't want to work. Is this a dealbreaker?" "Should I take out a loan to start a business?" "When can I start enjoying my retirement nest egg?" "Is my mom responsible for my dad's credit card debt?" "I have buyer's remorse after buying a classic car. Should I sell it?" "Should we sell our house and move in with my in-laws to pay off debt?" "I'm about to receive a $400k inheritance. How do I invest it?" "Can we use our investments to help our children or wait until they inherit it?" Next Steps: â â Help us make the show better by taking this short survey!â đ Have a question for the show? Call 888-825-5225 weekdays from 2â5 p.m. ET or â send us an email.â âď¸ â Enter the Teacher Appreciation Giveawayâ đľ â Start your free budget today. Download the EveryDollar app! đď¸ â â Find a Ramsey Trusted Real Estate Agentâ đď¸ â â Dave Ramsey and John Delony are going on tour this month! Get tickets todayâ Connect with our Sponsors: đ Stop paying more and start shopping smarter at â Aldiâ đą Get 10% off your first month ofâ BetterHelpâ đąGo to â Boost Mobileâ to switch today! đĽ Learn more aboutâ Christian Healthcare Ministriesâ đĄ Get started today withâ Churchill Mortgageâ đ Get 20% off when you join â DeleteMeâ đŚ Go toâ FAIRWINDS Credit Unionâ for an exclusive account bundle! đĽ Save 15% on your first â Field of Greensâ order with code RAMSEY ⨠Find top Health Insurance Plans at â Health Trust Financialâ đ¸ To find out more about student loan refinancing, check outâ Laurel Roadâ đť Visitâ NetSuiteâ today to learn more đď¸ Use promo code RAMSEY for 18% off at â The Nokboxâ đľ Learn more about â Timothy Planâ đ Get started with â YRefyâ or call 844-2-RAMSEY đ Visitâ Zander Insuranceâ for your free instant quote today! Explore more from Ramsey Network: đ¸ â The Ramsey Show Highlightsâ đ§ â The Dr. John Delony Showâ đ¸ â Smart Money Happy Hourâ đĄ â The Rachel Cruze Showâ đ° â George Kamelâ đŞ â Front Row Seat with Ken Colemanâ đ â EntreLeadershipâ â Ramsey Solutions Privacy Policyâ Learn more about your ad choices. Visit megaphone.fm/adchoices
29 Apr 1h 40min
Your Future Depends on What You Do Today
đ Are you on track with the Baby Steps? Get a Free Personalized Plan đą Watch the full episode for free in the Ramsey Network app. Rachel Cruze & Jade Warshaw answer your questions and discuss: "Am I being too harsh on my 18 year old?" "Can we get a mortgage that will be 50% of my income?" "Can you successfully build wealth without attending college?" "Should I pause my debt snowball to buy an engagement ring?" "I'm divorcing my husband at 19, how do I take care of my child going forward?" "I'm going to owe $140,000 to the IRS, what's the best way to pay this off?" Next Steps: â Help us make the show better by taking this short survey! đ Have a question for the show? Call 888-825-5225 weekdays from 2â5 p.m. ET or send us an email. đ â Get your copy of Build a Business You Love today đď¸ Find a Ramsey Trusted Real Estate Agent đľ â â Start your free budget today. Download the EveryDollar app! đď¸ â Dave Ramsey and John Delony are going on tour this month! Get tickets today Connect with our Sponsors: đ Stop paying more and start shopping smarter at Aldi đą Get 10% off your first month of BetterHelp đąGo to Boost Mobile to switch today! đĽ Learn more about Christian Healthcare Ministries đĄ Get started today with Churchill Mortgage đ Get 20% off when you join DeleteMe đŚ Go to FAIRWINDS Credit Union for an exclusive account bundle! đĽ Save 15% on your first Field of Greens order with code RAMSEY ⨠Find top Health Insurance Plans at Health Trust Financial đ¸ To find out more about student loan refinancing, check out Laurel Road đť Visit NetSuite today to learn more đď¸ Use promo code RAMSEY for 18% off at The Nokbox đľ Learn more about Timothy Plan đ Get started with YRefy or call 844-2-RAMSEY đ Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: đ¸ The Ramsey Show Highlights đ§ The Dr. John Delony Show đ¸ Smart Money Happy Hour đĄ The Rachel Cruze Show đ° George Kamel đŞ Front Row Seat with Ken Coleman đ EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
28 Apr 1h 40min
Stop Messing Around & Follow the Plan Thatâs Proven To Work
đ Are you on track with the Baby Steps? Get a Free Personalized Plan đą Watch the full episode for free in the Ramsey Network. app George Kamel and Jade Warshaw answer your questions and discuss: "We're in the middle of a bankruptcy and now have $25k in home repairs," "Not having direct access to my savings scares me," "Is it okay to do my debt snowball out of order?" "How can I help my adult son and daughter buy homes?" "Should we pay down our house or wait until rates come down?," "Should I pay off my car or buy a hooptie?" Next Steps: â Help us make the show better by taking this short survey! đ Have a question for the show? Call 888-825-5225 weekdays from 2â5 p.m. ET or send us an email. ďťżđď¸ Find a Ramsey Trusted Real Estate Agent đľ Start your free budget today. Download the EveryDollar app! đď¸ Dave Ramsey and John Delony are going on tour this month! Get tickets today Connect with our Sponsors: đ Stop paying more and start shopping smarter at Aldi đą Get 10% off your first month of BetterHelp đąGo to Boost Mobile to switch today! đĽ Learn more about Christian Healthcare Ministries đĄ Get started today with Churchill Mortgage đ Get 20% off when you join DeleteMe đŚ Go to FAIRWINDS Credit Union for an exclusive account bundle! đĽ Save 15% on your first Field of Greens order with code RAMSEY ⨠Find top Health Insurance Plans at Health Trust Financial đ¸ To find out more about student loan refinancing, check out Laurel Road đť Visit NetSuite today to learn more đď¸ Use promo code RAMSEY for 18% off at The Nokbox đľ Learn more about Timothy Plan đ Get started with YRefy or call 844-2-RAMSEY đ Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: đ¸ The Ramsey Show Highlights đ§ The Dr. John Delony Show đ¸ Smart Money Happy Hour đĄ The Rachel Cruze Show đ° George Kamel đŞ Front Row Seat with Ken Coleman đ EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
25 Apr 1h 42min
When Are You Going To Clean Up Your Financial Mess?
đ Are you on track with the Baby Steps? Get a Free Personalized Plan đą Watch the full episode for free in the Ramsey Network. app Dave Ramsey and Rachel Cruze answer your questions and discuss: "My mother-in-law is threatening to sue us over a home they built on our property," "Should I pay to fix my car or have it voluntarily repossessed?" "My boyfriend left me after finding out I'm pregnant. How do I prepare my finances?" "My mom is being charged with federal embezzlement over an inheritance. What should we do?" "My partner has massive amounts of credit card and student loan debt," "We bought a business and it's now failing. What should we do?" "My fiancĂŠ and I are getting married next week and are dealing with financial issues from the North Carolina floods." Next Steps: â Help us make the show better by taking this short survey! đ Have a question for the show? Call 888-825-5225 weekdays from 2â5 p.m. ET or send us an email. đľ Start your free budget today. Download the EveryDollar app! đď¸ Dave Ramsey and John Delony are going on tour this month! Get tickets today ďťżđď¸ Find a Ramsey Trusted Real Estate Agent Connect with our Sponsors: đ Stop paying more and start shopping smarter at Aldi đą Get 10% off your first month of BetterHelp đąGo to Boost Mobile to switch today! đĽ Learn more about Christian Healthcare Ministries đĄ Get started today with Churchill Mortgage đ Get 20% off when you join DeleteMe đŚ Go to FAIRWINDS Credit Union for an exclusive account bundle! đĽ Save 15% on your first Field of Greens order with code RAMSEY ⨠Find top Health Insurance Plans at Health Trust Financial đ¸ To find out more about student loan refinancing, check out Laurel Road đť Visit NetSuite today to learn more đď¸ Use promo code RAMSEY for 18% off at The Nokbox đľ Learn more about Timothy Plan đ Get started with YRefy or call 844-2-RAMSEY đ Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: đ¸ The Ramsey Show Highlights đ§ The Dr. John Delony Show đ¸ Smart Money Happy Hour đĄ The Rachel Cruze Show đ° George Kamel đŞ Front Row Seat with Ken Coleman đ EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
24 Apr 1h 40min