Financial Tip: He educates aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies.

Financial Tip: He educates aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mark Mascarenhas.

Purpose of the Interview

The interview aims to educate listeners—especially entrepreneurs, small business owners, and aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies. It emphasizes the importance of discipline, clarity, and professional guidance in achieving financial success and sustaining wealth across generations.

Key Takeaways

  1. Financial Planning is Foundational

    • A written financial plan is the first step before any investment portfolio is built.
    • Success is defined individually—financial, health, or lifestyle goals.
  2. Diversification & Risk Management

    • Digital assets like Bitcoin should only make up 2–3% of a portfolio for high-net-worth clients with high risk tolerance.
    • Fear and greed drive markets; advisors help clients maintain discipline.
  3. Long-Term Care & Insurance

    • Planning for long-term care is essential, typically starting in your 50s.
    • Term life insurance early locks in health; whole life policies provide stability and living benefits.
  4. Tax Strategy

    • Use tax-loss harvesting, asset location strategies, and estate planning to minimize tax burdens.
    • Estate planning focuses on transferring wealth tax-efficiently to future generations.
  5. Millionaire Mindset

    • Millionaires are clear, disciplined, optimistic, and collaborative.
    • 74% of millionaires work with financial advisors vs. 34% of the general population.
  6. Power of Compounding

    • Compounding interest is the cornerstone of wealth accumulation—requires patience and discipline.
    • Avoid lifestyle creep and impulsive spending, especially for younger millionaires and influencers.
  7. Fiduciary Responsibility

    • Advisors act in the client’s best interest; success is mutual.
    • Trust and transparency are critical in client-advisor relationships.

Notable Quotes

  • On Risk & Bitcoin:
    “You could potentially double your money, but you could also potentially lose 70% of it.”

  • On Financial Planning:
    “Every dollar needs a job description.”

  • On Millionaire Mindset:
    “Successful people view us as CFOs—they’re the CEOs.”

  • On Compounding:
    “If you could win 72% of the time, would you play that game? Yes. That’s the stock market.”

  • On Retirement Success:
    “Living the same or better lifestyle in retirement than you do today while working.”

  • On Fiduciary Role:
    “We make more money when the client makes more money.”

#SHMS #BEST #STRAW

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Avsnitt(3913)

Uplift: He highlights the importance of mental health and wellness, in elite sports, and entrepreneurial spaces.

Uplift: He highlights the importance of mental health and wellness, in elite sports, and entrepreneurial spaces.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Kurt Jones. Purpose of the Interview The conversation aims to highlight the importance of mental health and wellness, particularly in the Black community, elite sports, and entrepreneurial spaces. It focuses on mental resilience, confidence building, and strategies for handling stress and setbacks, while introducing Dr. Jones’ methodology and his mission through Play 21 Wellness Academy. Key Takeaways Mental Health in the Black Community Historically stigmatized; seen as weakness or negativity. Today, awareness is improving, but significant work remains. Customized Approach Dr. Jones does individualized analysis and treatment plans for athletes and business professionals. Rejects “cookie-cutter” solutions—tailors strategies to personal circumstances. The Shelving Method A mental organization system with four shelves: Immediate Shelf: Urgent tasks within 24 hours. Active Shelf: Important but less urgent tasks. Holding Shelf: Items to revisit later. Elimination Shelf: Thoughts/tasks to discard permanently. Helps clients focus on the present and avoid dwelling on past mistakes. Confidence & Setbacks Confidence can collapse after major losses or failures. Strategy: Remind clients of their greatness, review past successes, and rebuild momentum. Consistency and adaptability are key to sustaining success. Play 21 Wellness Academy Founded in memory of Ben Wilson, a top basketball player and Dr. Jones’ best friend. Mission: Support youth athletes, address issues like parent/teacher abuse, and provide mental health resources. Operates as both a nonprofit and for-profit entity. Broader Client Base Works with elite athletes, entrepreneurs, and high-level professionals. Mental clarity and emotional control are critical for success in any field. Health & Balance Encourages regular medical checkups, stress management, and work-life balance. Advocates for self-reward and stepping out of comfort zones while maintaining wellness. Upcoming Projects Book: Chi-Town Blueprints (personal story and mental resilience). Workbook on the Shelving Method for schools, universities, and professionals. Notable Quotes On Mental Health Stigma:“When people talked about mental health, the first thought was negative.” On Focus:“You can’t take the last play to the next play.” On Success:“Mental thinking is a huge part of success.” On Confidence:“Remind yourself of what got you to the point where you were winning.” On Consistency:“You’ve never seen a Brinks truck behind a funeral car—the graveyard is the richest place because people die with million-dollar dreams.” On Purpose:“Walk in your purpose. When you walk in your purpose, there’s no stopping you.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

27 Dec 38min

Foodie Uplift: He discusses healthier eating, environmental awareness, and economic empowerment through food.

Foodie Uplift: He discusses healthier eating, environmental awareness, and economic empowerment through food.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Chef Marcus Samuelsson. Interviewed centered around his book: 📘 The Rise: Black Cooks and the Soul of American Food Here are the key highlights: 🍽️ About the Book Purpose: To celebrate and document the legacy, creativity, and cultural impact of Black chefs in America. Structure: Divided into five chapters — Next, Remix, Migration, Legacy, Origin — each exploring different aspects of Black culinary history and innovation. Unique Feature: Includes profiles of 40 Black chefs and food storytellers, plus a directory of 200+ Black chefs and food writers with their Instagram handles — a first-of-its-kind resource. 🌍 Cultural and Historical Themes Black Culinary Legacy: From enslaved cooks to modern food innovators, the book traces the deep roots and wide influence of Black food culture. Diaspora Influence: African, Caribbean, and Southern U.S. flavors are explored, including dishes like plantains, oxtail pepper pot, and couscous with roasted figs. Food as Activism: Highlights figures like Georgia Gilmore and chefs who supported civil rights movements through food. 🍴 Mouthwatering Recipes Mentioned Coconut Fried Chicken Oxtail Pepper Pot with Dumplings Couscous with Roasted Figs Sweet Wild Berry Jam Hot Water Cornbread (Hoecakes) Gumbo à la Leah Chase (without a roux!) Shrimp & Grits with Piri Piri Sauce 💬 Conversation Highlights Rushion shares personal stories tied to food, family, and culture — from wild berry picking in Texas to his wife’s Belizean roots. Marcus emphasizes the importance of authorship and ownership in Black culinary contributions. They discuss the need for healthier eating, environmental awareness, and economic empowerment through food. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

26 Dec 25min

Uplift: He owns an executive search firm; they are hired by companies to find top-tier talent.

Uplift: He owns an executive search firm; they are hired by companies to find top-tier talent.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ken Taunton. Founder and president of The Royster Group, a nationally recognized, certified Black-owned professional staffing firm. Here's a breakdown of the key themes and takeaways: 🎯 Key Highlights from the Interview 🏢 About The Royster Group Founded in 2001, the firm specializes in: Executive Search (C-suite to Director level) Healthcare Staffing (physicians, nurses, ancillary staff) Operates nationally, serving both public and private sectors. 💼 Executive Search Insights Royster is a retained executive search firm, meaning they are hired by companies to find top-tier talent. Focuses on diverse, seasoned professionals with 7–10+ years of experience. Clients include major corporations like Home Depot, Merck, and Pfizer. Emphasizes the importance of diversity in leadership and actively includes women and people of color in candidate pools. 🏥 Healthcare Staffing Healthcare remains a high-demand field due to an aging population and workforce shortages. Royster recruits nationally and advertises through their website, conferences, and referrals. There’s a growing need for diverse healthcare professionals to reflect the population they serve. 🧾 Resume & Job Search Tips Resumes should be keyword-optimized to match job descriptions. Candidates should reach out to recruiters, follow up, and apply through multiple channels. Avoid vague resumes—include specific achievements and metrics. 🏆 Business Philosophy & Certification Thornton emphasizes the value of being a certified Black-owned business, not as a crutch but as a strategic advantage to gain access to opportunities. He acknowledges the challenges and scrutiny minority businesses face and the importance of capacity and execution. Advocates for mentorship, SBA resources, and relationship-building as keys to success. 📈 Entrepreneurial Journey Thornton transitioned from pharmaceutical sales and HR to founding his own firm after noticing a lack of diversity in executive placements. Started Royster with a bootstrap model—a desk, a phone, and determination. Now leads a $20M+ company and was named Small Business Person of the Year in Georgia. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

26 Dec 29min

FULL SHOW: When Black Folks Leave, Strawberry Letter: I Can't Do That Often - 12.26.25

FULL SHOW: When Black Folks Leave, Strawberry Letter: I Can't Do That Often - 12.26.25

The Steve Harvey Morning Show for Friday, December 26th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Truck Driver Exchange" | Ask The CLO | When Black Folks Leave Somewhere | Would You Rather | Old Arguments With Your Spouse | Nephew Tommy's Prank - "Panty Party" | Strawberry Letter - "I Can't Do That Often" Pt. 1-2 | One Has To Go | Social Media Advice | Having Fewer Kids | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

26 Dec 1h 34min

Info You Can Use: Her hair clinic uses microscopic scalp analysis, cell inflammation tests, and custom treatments.

Info You Can Use: Her hair clinic uses microscopic scalp analysis, cell inflammation tests, and custom treatments.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Dr. Leola Anifowoshe. 🎯 Purpose of the Interview The interview aims to: Educate listeners on the science and solutions behind hair loss. Introduce Dr. Leola Anifowoshe’s work in functional medicine, trichology, and holistic hair restoration. Share her personal journey and expertise. Promote her clinic, products, and diagnostic approach to hair and scalp health. 🧠 Key Takeaways 1. Hair Loss is Treatable and Often Misunderstood Hair follicles may be dormant, not dead—where there’s life, there’s hope. Hair loss is often a symptom of deeper health issues, such as stress, inflammation, or liver dysfunction. 2. Holistic and Functional Approach Dr. Leola emphasizes testing over guessing. Her clinic uses microscopic scalp analysis, cell inflammation tests, and custom treatment plans. She avoids pharmaceuticals, relying on natural remedies and nutraceuticals. 3. Hair Loss as a Health Crisis Especially prevalent among Black women, often due to scarring alopecia from early perms. The American Hair Loss Association had not studied this demographic adequately. 4. Innovative Technology Her clinic developed a patented machine called the ResourciStation, which: Diagnoses scalp conditions. Removes debris. Stimulates follicles. Can transform salons into restoration centers. 5. Personal Story and Motivation Dr. Leola experienced hair loss due to sarcoidosis, a form of lupus. Her husband’s reaction to her baldness inspired her to create effective products. She was raised by blind family members, teaching her to rely on senses beyond sight, influencing her product development. 6. Product Highlights Ditch the Itch Shampoo: Detoxifies scalp. Smooth & Restore Conditioner: Nourishes hair strands. Awakening Complex: Stimulates dormant follicles using natural DHT blockers like pumpkin seed. Meltdown Scalp Oxygen Foam: Clears buildup and energizes follicles. 💬 Notable Quotes “Where there’s life, there’s hope—as it relates to hair follicles.” “Hair loss is a bully. You can’t fight it with a butter knife.” “We don’t guess—we test.” “Hair loss is a whistleblower—it tells you something deeper is wrong.” “I kill men back their wives. I give women back their husbands.” “I was born on the 4th of July. I was born for this.” “You can’t out-give God. Create a vacuum effect—give something to get something.” 🌱 Emotional and Cultural Impact Dr. Leola’s work is deeply rooted in community healing, especially for underserved populations. She challenges mainstream dermatology and beauty standards, advocating for natural, culturally aware solutions. Her clinic offers telehealth, making her services accessible nationwide. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

26 Dec 32min

Brand Building: He took a $150K piece of dirt and turned it into $6.3M of real estate value.

Brand Building: He took a $150K piece of dirt and turned it into $6.3M of real estate value.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Booker T. Washington. 🎯 Purpose of the Interview To spotlight Booker T. Washington’s innovative work in real estate development—specifically his creation of micro home communities in Atlanta—and to inspire underserved communities to pursue homeownership as a path to wealth, stability, and empowerment. 🧭 Key Takeaways 1. Vision Behind Teche Homes Teche Homes builds micro home communities (not tiny homes) ranging from 400–1000 sq ft. Focused on affordable, accessible homeownership in urban areas, especially for Black communities. Projects aim to revitalize blighted neighborhoods and promote reverse gentrification. 2. Flagship Projects South Park Cottages: 29 homes on 2.8 acres in College Park, GA. Sold out before construction. Union Park Cottages: 26 homes + coffee shop in Union City, GA. First mixed-use micro home community in the U.S. Upcoming: The Park at Brawley in partnership with Killer Mike and Shay Render. 3. Affordability & Impact Average home price: $180K–$220K. Average buyer: 40 years old, $80K+ income. Mortgage: ~$1,800/month—comparable to rent in metro areas. Emphasis on ownership over renting to build generational wealth. 4. Community Features Full-size appliances, smart home tech (e.g., palm readers, motion lights). Shared amenities: gardens, grills, walking paths. No garages—shared parking to maximize land use. 5. Social Mission Tackles systemic issues: housing inequality, food deserts, underfunded schools. Generates tax revenue to support local services (e.g., teachers, police). Promotes “pride of ownership” and community uplift. 6. National Raffle $250 entry for a chance to win a fully furnished $250K home. Proceeds support down payment assistance and homeownership education. Winner announced Christmas Eve. 💬 Notable Quotes “You’re not locked out. You’ve just been stifled with a vision of home availability that you don’t know you can get.” “We call it reverse gentrification.” “You can’t allow your dreams to just sit inside of you… they’re God dreams.” “We took a $150K piece of dirt and turned it into $6.3M of real estate value.” “Faith without works is dead. And we do a lot of non-work in some of these Black communities.” “You’ve given away $240,000 in rent by age 37. That’s your down payment.” 🔗 Call to Action Website: techie-homes.com Instagram: @techiehomes | @mrbookert #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

26 Dec 37min

Overcoming the Odds: She was a C student and a college dropout, but she is the CEO of Black Ambition.

Overcoming the Odds: She was a C student and a college dropout, but she is the CEO of Black Ambition.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Felecia Hatcher. Purpose of the Interview To spotlight Black Ambition, a national initiative founded by Pharrell Williams that funds and mentors Black and Brown entrepreneurs. To share insights on entrepreneurship, access to resources, and strategies for scaling businesses. To inspire and educate small business owners and innovators on how to leverage opportunities for growth. Key Takeaways About Black Ambition Founded by Pharrell Williams to close the opportunity gap for Black and Hispanic entrepreneurs. Provides capital, mentorship, and masterclasses to help founders scale. Has invested in 131 companies and awarded millions in funding. Competition Structure Annual national competition with 2,500–3,000 applications. Categories include HBCU, National Finalists, Top Prize Winner, People’s Choice. Process: Applications → 250 semifinalists → 3-month cohort → Demo Day for top 20–25 companies. Unique Approach Focus on high-quality mentorship, not “low vibrational” guidance. Includes mental health and wellness support for entrepreneurs. Partnerships with brands like Louis Vuitton for luxury retail insights. Challenges for Entrepreneurs Many fail by rushing applications and skipping info sessions. Success requires clarity, traction, and persistence—sometimes multiple attempts. Black women are the fastest-growing entrepreneurs but often remain solopreneurs; Black Ambition prioritizes team-building. Pharrell’s Motivation Believes in democratizing opportunity: “Talent is not equally distributed by zip code, but opportunity can be.” Inspired by those who believed in him early in his career. Felecia Hatcher’s Journey Former founder of Center for Black Innovation and Black Tech Week. Emphasizes resilience: “I’m a C student and a college dropout, but I never let that define me.” Advocates for creative pathways to success and capital access. Notable Quotes “Success leaves clues.” – On learning from past winners. “Talent is not equally distributed by zip code, but opportunity can be.” – Pharrell’s guiding principle. “If it doesn’t work on you in that moment, it works for you in that moment. Either way, it works.” – On persistence. “We have to start enjoying the process… be stretched, be cut by the process.” – On entrepreneurial growth. “Wealth has a need for speed.” – On urgency in closing the wealth gap. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

26 Dec 22min

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