Financial Tip: He covers the difference between being rich and being wealthy and overcoming setbacks.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Heather R. Younger. CEO, workplace culture expert, author, and founder of a major employee engagement consultancy—joins Rushion McDonald to discuss leadership, employee empowerment, navigating fear, and self‑leadership in modern workplaces. She shares her personal experiences with layoffs, career uncertainty, anxiety, and leadership failures—and how these experiences shaped her mission to be “the voice for the voiceless” in organizational culture. They explore the emotional realities of layoffs vs. terminations, how employees can take control of their professional well‑being, and Heather’s framework for identifying and overcoming fear. PURPOSE OF THE INTERVIEW 1. To introduce Heather’s work and mission She champions active listening, employee empowerment, and self‑leadership after personally reading 30,000+ employee surveys and leading 100+ focus groups. 2. To teach listeners how to navigate workplace uncertainty She provides strategies for dealing with anxiety, job insecurity, change, and inconsistent leadership climates. 3. To share an empowering message about self‑leadership Central idea: No one is coming to save you. You must lead yourself first. 4. To explore how fear holds people back professionally She outlines how fear affects decision‑making, action-taking, and confidence. KEY TAKEAWAYS 1. Why She Does This Work She witnessed firsthand how mergers, layoffs, and poor communication harm employees. After being laid off with 200+ others, she realized she needed to become the “voice of reason” who turns employee concerns into actionable insights for leaders. 2. Layoff vs. Termination — Emotional Differences Layoffs: painful but less shame; not personal fault. Termination: usually involves personal accountability, and often carries more shame. Both create a feeling of powerlessness, but each requires emotional processing and reframing. 3. No One Is Coming To Save You Employees must take responsibility for: Their growth Their mental health Their career progression Their emotional well‑being HR cannot save you, Heather says—they play a dual role and cannot be personal rescuers. 4. Managing Workplace Anxiety Key strategies include: Nightly reflection → Write down what went well and what you controlled. Reframing → Turning irrational fears into rational thoughts. Breathing, sunlight, walking, self‑care → Especially for anxiety. Intentional mindset‑switching → Choosing thoughts that serve you. 5. The Five Ways Fear Holds You Back Professionally Heather identifies several fear patterns: 1. Fear of Feedback Avoiding action because you’re afraid of what others may say. 2. Fear of Retribution / Getting in Trouble Hesitating to take risks or initiative. 3. Fear of Speaking Up Not challenging authority or expressing dissenting opinions due to lack of psychological safety. 4. Fear Rooted in Family / Cultural Conditioning Inherited fear patterns from parents, grandparents, or trauma. 5. Fear of Regret / Non‑Action She teaches a powerful question: “What will I regret the longest—doing the thing or not doing the thing?” This question accelerates decision‑making and breaks the paralysis of fear. 6. Take Ownership of Your Life — Self‑Leadership Become the Chief Iterator of Your Life → Continue refining yourself like a living prototype. Accept mistakes as part of growth. Avoid perfectionism; aim for continuous improvement. 7. Practical Daily Habits Prepare mentally each night. Hydrate, sleep well, move your body. Train yourself to take small positive actions daily. NOTABLE QUOTES FROM THE INTERVIEW On Self‑Leadership “Ain’t nobody coming to save me. And in the workplace, no one’s coming to save you.” On Fear “Feedback is a gift—even if it hurts.” “We sit around waiting for green lights, access, invitations… It’s not coming. We need to seize it.” “What is the thing you will regret the longest—doing it or not doing it?” On Navigating Change “You get to fight tooth and nail for your own mental space.” On Personal Growth “See yourself as a work in progress—a constant iteration.” On Workplace Emotions “With layoffs, you didn’t have a hand in it. With termination, there’s more shame.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

20 Jan 23min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard. Purpose of the Interview The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned. Key Takeaways Background and Career Path Latrease has a finance degree and started in investment operations in 1999. Transitioned from auto financing and co-owning a car dealership to mortgage lending. Became an independent mortgage broker in 2022 after being laid off during rising interest rates. Role of an Independent Mortgage Broker Holds her own license and partners with multiple lenders to offer tailored loan products. Advocates for borrowers to ensure they get the right product, not just approval. Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges. Home Financing Insights Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance. Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs. FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers. Credit Challenges Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates. Latrease consults and provides “what-if” scenarios to help clients improve credit over time. Entrepreneurial Lessons Mistakes: Starting without enough capital and a strong pipeline; economic timing matters. Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent. Notable Quotes On independence:“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.” On reverse mortgages:“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.” On credit challenges:“Programs go as low as 500 credit score, but those borrowers need 10–20% down.” On entrepreneurial advice:“Make sure you have strong capital and a solid pipeline before stepping out on faith.” On perseverance:“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

20 Jan 26min

The Steve Harvey Morning Show for Monday, January 19th, 2026: Steve Harvey's Morning Inspiration | Show Open | Drum Major Instinct Speech Pt1 | Drum Major Instinct Speech Pt2 | Senator Reverend Raphael Warnock Pt1 | Senator Reverend Raphael Warnock Pt2 | Senator Reverend Raphael Warnock Pt3 | Trump's Comments On Civil Rights | Mountain Top Speech | I Have A Dream Speech Parts 1-2 | Steve Harvey's 69th Birthday | Why Volunteering Is Important | White Person Hotline | Steve Harvey's Introduction Of ChristSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

19 Jan 1h 32min

The Steve Harvey Morning Show for Friday, January 16th, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back- "Baby Chick" | Ask The CLO | Entertainment News | Junior's Birthday Poem For Steve | Roscoe Wallace | Nephew Tommy's Prank - "Steve Harvey" | Strawberry Letter - "I Went Home Early & So Did He" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Ready To Love Update | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

16 Jan 1h 32min

The Steve Harvey Morning Show for Thursday, January 15th, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back- "Church Calendar" | Ask The CLO | TEntertainment News | Body Counts | Steve Harvey's Voicemail | Nephew Tommy's Prank - "Baby Chick" | Strawberry Letter - "I Know What I Saw" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Inflatable Moon Hotel | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

15 Jan 1h 32min

The Steve Harvey Morning Show for Wednesday, January 14th, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back- "Pecan Tree" | Ask The CLO | These Are The Rules | Would You Rather | Lies You Tell Yourself When You've Been Dumped | Nephew Tommy's Prank - "Church Calendar" | Strawberry Letter - "My Wife Keeps Leaving Me & Coming Back" Pt. 1-2 | Tommy's Question For Steve | Can Men & Women Be Friends Pt1 | Can Men & Women Be Friends Pt2 | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

14 Jan 1h 31min

The Steve Harvey Morning Show for Tuesday, January 13th, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back- "Me & My Jesus" | Ask The CLO | Entertainment News | New Years Resolution | Steve Harvey's Voicemail | Nephew Tommy's Prank - "Pecan Tree" | Strawberry Letter - "I'm Going With The Flow" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Lil Wayne & Bears QB Caleb Williams | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

13 Jan 1h 32min