#381: Debt Is Never the Answer with Dave Ramsey

#381: Debt Is Never the Answer with Dave Ramsey

While many people stubbornly subscribe to the you-have-to-borrow-money-to-make-money philosophy, Dave Ramsey knows that idea is just a bold-faced lie. And he learned it the hard way. Forced to file bankruptcy in his twenties, Dave started over from scratch and has since built a multimillion-dollar business the only way he knows how: at the speed of cash. That’s right, over 25 years later and now with a team of nearly 1,000 people, Dave is—and has resolved to remain—debt-free. Tune in to hear Dave explain why debt is never the answer, no matter how tempting an opportunity may be—or how dire the circumstances (we’re looking at you, COVID-19). entreleadership.com/podcast Dave Ramsey's website EntreLeadership by Dave Ramsey EntreLeadership's coaching programs The Infinite Game by Simon Sinek Ask Dave Ramsey and Daniel Tardy your question on The Dave Ramsey Show: Email The Dave Ramsey Show Put "Small Business" in the subject line Include your phone number and question in the body of the email 6 Financial Reports That Can Save Your Company Review this episode for a chance to win a $25 Amazon gift card As an Amazon Associate EntreLeadership earns from qualifying purchases. Want expert help with your business question? Call 844-944-1070 and leave a message or send an email to podcast@entreleadership.com. You could be featured on a future podcast episode! Learn more about your ad choices. Visit megaphone.fm/adchoices

Avsnitt(631)

The Best Calls of 2025

The Best Calls of 2025

Today, we’ll hear about: • A man dealing with the consequences of bad financial decisions • A manager whose team is upset they didn’t receive profit sharing • A young business owner considering leaving his full-time job for a profitable side hustle • A father seeking advice on how to divide his estate between his children Next Steps: • 📞 Have a question for the show? Call 844-944-1070 or send us a message: https://ter.li/ask-us • 📚 Learn about the EntreLeadership System™: https://ter.li/system-p • 💻 Get EntreLeadership Elite™ for your business: https://ter.li/elite-p • ✉️ Sign up to receive tactical tools, advice and resources in your inbox every week: https://ter.li/enl • 🏢 Attend EntreLeadership Summit: https://ter.li/summit • 🎤 Attend EntreLeadership Master Series: https://ter.li/masterseries • 📖 Order Dave’s new book, Build a Business You Love: https://ter.li/b4kru2   Connect With Our Sponsors: • 💼 Go to Belay Solutions or text ENTRE to 55123 for their free resource! • 💻 Visit NetSuite today to learn more. • 🧾 Visit Payority for a free consultation! • 📈 Grab Sales Gravy’s free resource to help you hire and lead better. Listen to More From Ramsey Network: 🪑 Front Row Seat with Ken Coleman 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show💰 George Kamel   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

29 Dec 55min

The Best 65 Minutes You Could Spend for Your Business in 2026

The Best 65 Minutes You Could Spend for Your Business in 2026

Dave Ramsey talks about the goals that challenged him and built the foundation for what exists today. Get the blueprint for creating unstoppable momentum in your own business.    Next Steps: ·      📞 Have a question for the show? Call 844-944-1070 or send us a message: https://ter.li/ask-us ·      📚 Learn about the EntreLeadership System™: https://ter.li/system-p ·      💻 Get EntreLeadership Elite™ for your business: https://ter.li/elite-p ·      ✉️ Sign up to receive tactical tools, advice and resources in your inbox every week: https://ter.li/enl ·      🏢 Attend EntreLeadership Summit: https://ter.li/summit  ·      🎤 Attend EntreLeadership Master Series: https://ter.li/masterseries  ·      📖 Order Dave’s new book, Build a Business You Love: https://ter.li/b4kru2   Connect With Our Sponsors: ·      💼 Go to Belay Solutions or text ENTRE to 55123 for their free resource! ·      💻 Visit NetSuite today to learn more. ·      🧾 Visit Payority for a free consultation! ·      📈 Grab Sales Gravy’s free resource to help you hire and lead better.   Listen to More From Ramsey Network: 🪑 Front Row Seat with Ken Coleman 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show💰 George Kamel   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

22 Dec 1h 5min

Why Real Leaders Never Waste Time

Why Real Leaders Never Waste Time

Today, we’ll hear about: •             Dave’s method for using commutes and daily routines to develop your leadership skills •       A business owner wanting to expand despite a lack of profitability •             How real leaders invite healthy conflict and turn pushback into better decisions •             A manager wanting to ask for profit-based pay with humility and a focus on adding value   Next Steps: ·      📞 Have a question for the show? Call 844-944-1070 or send us a message: https://ter.li/ask-us ·      📚 Learn about the EntreLeadership System™: https://ter.li/system-p ·      💻 Get EntreLeadership Elite™ for your business: https://ter.li/elite-p ·      ✉️ Sign up to receive tactical tools, advice and resources in your inbox every week: https://ter.li/enl ·      🏢 Attend EntreLeadership Summit: https://ter.li/summit  ·      🎤 Attend EntreLeadership Master Series: https://ter.li/masterseries  ·      📖 Order Dave’s new book, Build a Business You Love: https://ter.li/b4kru2 ·      📘 Get your free EntreLeadership® Reading Guide today: https://ter.li/7qjso2   Connect With Our Sponsors: ·      💼 Go to Belay Solutions or text ENTRE to 55123 for their free resource! ·      💻 Visit NetSuite today to learn more. ·      🧾 Visit Payority for a free consultation! ·      📈 Grab Sales Gravy's free resource to help you hire and lead better. Listen to More From Ramsey Network: 🪑 Front Row Seat with Ken Coleman 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show💰 George Kamel   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

15 Dec 28min

I’m Going to Be the New CEO (Will the Old One Be a Problem?)

I’m Going to Be the New CEO (Will the Old One Be a Problem?)

Today, we’ll hear about: •             How to lead when the previous business owner struggles to truly let go of control •       What happens when leaders tolerate incompetence  •       How Dave preserved culture and care as his team grew beyond personal reach •       How to set clear standards and lead every generation well   Next Steps: ·      📞 Have a question for the show? Call 844-944-1070 or send us a message: https://ter.li/ask-us ·      📚 Learn about the EntreLeadership System™: https://ter.li/system-p ·      💻 Get EntreLeadership Elite™ for your business: https://ter.li/elite-p ·      ✉️ Sign up to receive tactical tools, advice and resources in your inbox every week: https://ter.li/enl ·      🏢 Attend EntreLeadership Summit: https://ter.li/summit  ·      🎤 Attend EntreLeadership Master Series: https://ter.li/masterseries  ·      📖 Order Dave’s new book, Build a Business You Love: https://ter.li/b4kru2 ·      📄 Get the Strategic Planning Template today: https://ter.li/7z7qu6   Connect With Our Sponsors: ·      💼 Go to Belay Solutions or text ENTRE to 55123 for their free resource! ·      💻 Visit NetSuite today to learn more. ·      🧾 Visit Payority for a free consultation! ·      📈 Grab Sales Gravy's free resource to help you hire and lead better. Explore More From Ramsey Network: 🪑 Front Row Seat with Ken Coleman 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show💰 George Kamel   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

8 Dec 39min

Passing the Torch Without Burning the Family

Passing the Torch Without Burning the Family

Today, we’ll hear about:  A daughter confronting her father’s refusal to plan for succession for a $150 million business What happens when business growth collides with the reality of debt Arthur Brooks’ thoughts on the science behind happiness—and how serving others creates true fulfillment in life and leadership Next Steps: 📞 Have a question for the show? Call 844-944-1070 or send us a message 📚 Learn about the EntreLeadership System™ 💻 Get EntreLeadership Elite™ for your business  ✉️ Sign up to receive tactical tools, advice and resources in your inbox every week 🏢 Attend EntreLeadership Summit  🎤 Attend EntreLeadership Master Series  📖 Order Dave’s new book, Build a Business You Love 📘 Get your free EntreLeadership® Reading Guide today Connect With Our Sponsors: 💼 Go to Belay Solutions or text ENTRE to 55123 for their free resource! 💻 Visit NetSuite today to learn more.  🧾 Visit Payority for a free consultation!  📈 Grab Sales Gravy's free resource to help you hire and lead better.   Listen to More From Ramsey Network: 🪑 Front Row Seat with Ken Coleman 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

1 Dec 51min

How to Rally People Around a Shared Vision (Secrets From America’s Founders)

How to Rally People Around a Shared Vision (Secrets From America’s Founders)

In this episode, we take a deep look at the Pilgrims’ perilous journey to the New World, the brutal first year marked by starvation and loss, and the surprising events that shaped the very first Thanksgiving. John Felkins and Stephen Mansfield unpack the leadership, faith and resilience behind the story. Next Steps: 📞 Have a question for the show? Call 844-944-1070 or send us a message: https://ter.li/ask-us 📚 Learn about the EntreLeadership System™: https://ter.li/system-p 💻 Get EntreLeadership Elite™ for your business: https://ter.li/elite-p ✉️ Sign up to receive tactical tools, advice and resources in your inbox every week: https://ter.li/enl 🏢 Attend EntreLeadership Summit: https://ter.li/summit 🎤 Attend EntreLeadership Master Series: https://ter.li/masterseries 📖 Order Dave’s new book, Build a Business You Love: https://ter.li/b4kru2   Connect With Our Sponsors: 💼 Go to Belay Solutions or text ENTRE to 55123 for their free resource! 💻 Visit NetSuite today to learn more. 🧾 Visit Payority for a free consultation!  📈 Grab Sales Gravy's free resource to help you hire and lead better. Listen to More From Ramsey Network: 🪑 Front Row Seat with Ken Coleman 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

24 Nov 39min

Build Trust Fast: What Great Leaders Always Do

Build Trust Fast: What Great Leaders Always Do

Today, we’ll hear about:  A 30-year-old learning to lead a veteran team with humility, service and trust How to design compensation plans that drive results without breaking your business model Dave’s rant on why now is the easiest time to win in business Raising prices with integrity, keeping customers’ trust, and staying profitable through change Next Steps: 📞 Have a question for the show? Call 844-944-1070 or send us a message: https://ter.li/ask-us 📚 Learn about the EntreLeadership System™: https://ter.li/system-p 💻 Get EntreLeadership Elite™ for your business: https://ter.li/elite-p ✉️ Sign up to receive tactical tools, advice and resources in your inbox every week: https://ter.li/enl 🏢 Attend EntreLeadership Summit: https://ter.li/summit 🎤 Attend EntreLeadership Master Series: https://ter.li/masterseries 📖 Order Dave’s new book, Build a Business You Love: https://ter.li/b4kru2 ✅ Sign up to get the Black Friday deals: https://ter.li/xiboh3   Connect With Our Sponsors: 💼 Go to Belay Solutions or text ENTRE to 55123 for their free resource! 💻 Visit NetSuite today to learn more. 🧾 Visit Payority for a free consultation! 📈 Grab Sales Gravy's free resource to help you hire and lead better. Listen to More From Ramsey Network: 🪑 Front Row Seat with Ken Coleman 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

17 Nov 42min

My Toxic Husband Is Hurting Our Business (and Our Marriage)

My Toxic Husband Is Hurting Our Business (and Our Marriage)

Today, we’ll hear about: How a business owner faces her husband’s toxic leadership Dave’s advice for keeping legacy clean and fair for a father with two sons The right way to mentor emerging leaders through hands-on coaching instead of reckless delegation  A business owner struggling after bankruptcy and Dave’s personal experience with bankruptcy Next Steps: 📞 Have a question for the show? Call 844-944-1070 or send us a message: https://ter.li/ask-us 📚 Learn about the EntreLeadership System™: https://ter.li/system-p 💻 Get EntreLeadership Elite™ for your business: https://ter.li/elite-p ✉️ Sign up to receive tactical tools, advice and resources in your inbox every week: https://ter.li/enl 🏢 Attend EntreLeadership Summit: https://ter.li/summit  🎤 Attend EntreLeadership Master Series: https://ter.li/masterseries 📖 Order Dave’s new book, Build a Business You Love: https://ter.li/b4kru2 📄 Get the Strategic Planning Template today: https://ter.li/7z7qu6   Connect With Our Sponsors: 💼 Go to Belay Solutions or text ENTRE to 55123 for their free resource! 💻 Visit NetSuite today to learn more. 🧾 Visit Payority for a free consultation! 📈 Grab Sales Gravy's free resource to help you hire and lead better. Listen to More From Ramsey Network: 🪑 Front Row Seat with Ken Coleman 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

10 Nov 31min

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