Financial Tips: Managing your monthly budgets, build partnerships, joint ventures, and strategic alliances.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Germaine Bolds-Leftridge. 💼 Business Overview I Know Skincare: A skincare brand created to empower women—especially Black women—by embracing their real age and promoting self-care. Mission: To challenge the anti-aging narrative and replace it with a pro-aging, affirming message: “#RealAge.” Inspiration: Germaine’s late mother, whose glowing skin and wisdom about self-care sparked the brand’s creation. 💡 Key Insights Anti-Aging vs. Pro-Aging: Germaine rejects the term “anti-aging,” advocating instead for embracing the natural aging process as a privilege and a journey. Target Market: Primarily Black women over 40, though the products are inclusive and used by a diverse customer base. Marketing Strategy: Focused and intentional—Germaine emphasizes the importance of knowing your audience and not trying to market to everyone. Cultural Relevance: The brand is rooted in cultural pride, self-affirmation, and economic empowerment, drawing parallels to movements like Black Wall Street. 🧠 Business Wisdom “The win happens in the fourth quarter.” “If you don’t like what you see, do something about it.” “You can’t sell to everyone. Know your audience and serve them well.” 📦 Bonus Highlights Dragonfly Symbolism: Represents transformation and resilience—core themes of the brand. Clinical Testing: Products are tested specifically on Black women to ensure effectiveness for their unique skincare needs. Legacy Building: Germaine’s goal is to create generational wealth and a lasting legacy for her family and community. #AMI #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

17 Jan 22min

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Charles Cofield. Thanks! The transcript from this episode of Money Making Conversations Masterclass features an inspiring and high-energy interview with CPA and financial educator Carter Cofield, co-founder of Melanin Money. Here's a breakdown of the key highlights and takeaways: 🔑 Key Themes & Takeaways 1. Melanin Money: A Mission-Driven Firm Co-founded by Carter Cofield and a financial advisor friend to serve the Black community. Focuses on helping business owners save on taxes and invest wisely. Aims to close the wealth gap and promote financial independence. 2. Authenticity as a Brand Carter left corporate America after being told to hide his success and identity (e.g., facial hair, tattoos, car). Built his brand by being unapologetically himself—fun, energetic, and passionate about financial literacy. His authenticity has helped him connect with a wide audience and become a standout in a traditionally “boring” industry. 3. Personal Tragedy & Financial Awakening Lost both parents by age 16. Used grief as motivation to excel academically and professionally. Learned the importance of financial literacy after receiving only $5,000 from a $25,000 life insurance policy following his father’s death. 4. Financial Literacy & Health Believes “health is wealth and wealth is health.” Poor financial decisions often lead to poor health decisions (e.g., fast food due to affordability). Financial stress can directly impact physical and mental well-being. 5. Melanin Money Awards Annual event in Atlanta (July 18–20) celebrating Black wealth and financial milestones. Awards given for reaching net worth goals ($100K, $500K, $1M, $10M). Designed to make wealth-building visible and celebrated in the Black community. 6. Generational Wealth: Redefined Not just about leaving money to your kids. True generational wealth means your money lasts for multiple generations. Involves setting up trusts, investments, and financial education for future heirs. 7. Free Weekly Financial Classes Carter hosts free money classes every Wednesday at 7 PM ET. Accessible via his Instagram: @cofield_advisors 💬 Notable Quotes “Fear is Finally Exiting Average Reality.” “It’s okay to sleep in late when your money woke up early.” “The scariest thing is getting to the end of your life and realizing you never truly lived.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

17 Jan 24min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cassandra Lester. Purpose of the Interview The interview introduces Cassandra Lester’s nonprofit Grow Give Prosper and its partnership with Google’s “Grow with Google” initiative. The goal is to provide free career certification scholarships to underserved and economically impacted communities, helping individuals increase earning potential and gain financial literacy. Key Takeaways Mission of Grow Give Prosper Founded in 2023, focused on financial education and empowerment. Aims to help communities grow together, give to each other, and prosper collectively. Google Partnership Offers free career certifications in high-demand fields: Cybersecurity Data Analytics Digital Marketing & E-commerce IT Support Project Management UX Design Certifications are self-paced, online, and typically take 3–6 months. No prior experience required; participants receive a portfolio upon completion. Accessibility Scholarships are free; the only requirement is commitment. Available to anyone in the continental U.S., regardless of education level (GED, college dropout, etc.). Registration via growgiveprosper.org (scroll to Google Career Scholarships). Impact Over 300 scholarships awarded; previously had 500. Designed to level the playing field for those without Ivy League degrees. Certifications can stack (e.g., Project Management + Data Analytics) for greater career potential. Financial Literacy Defined as understanding financial concepts and applying them to daily life. Misconceptions persist—some communities avoid discussing money or undervalue credit scores. Cassandra emphasizes breaking cycles of predatory lending and poor financial habits. Challenges Cultural reluctance to discuss money. Skepticism about legitimacy of programs. Difficulty securing grants as a small nonprofit. Cassandra combats these through grassroots outreach and workshops. Personal Drive Cassandra’s passion stems from seeing financial struggles across all demographics. She actively promotes opportunities through community centers, adult education classes, and social media. Notable Quotes “I want us to grow together so that we can give to each other and then prosper as a collective.” “Google is leveling the playing field—you don’t need an Ivy League education to earn a livable wage.” “The only fee is commitment.” “Financial literacy means you understand the words, you hear the conversation, and it’s not Greek to you.” “You can’t talk about managing finances if you really don’t have anything coming in.” “You don’t want to miss this opportunity to increase your earning potential.” “Once you’re certified, that’s yours for life—you can’t repo a degree or certification.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

17 Jan 25min

The Steve Harvey Morning Show for Friday, January 16th, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back- "Baby Chick" | Ask The CLO | Entertainment News | Junior's Birthday Poem For Steve | Roscoe Wallace | Nephew Tommy's Prank - "Steve Harvey" | Strawberry Letter - "I Went Home Early & So Did He" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Ready To Love Update | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

16 Jan 1h 32min

The Steve Harvey Morning Show for Thursday, January 15th, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back- "Church Calendar" | Ask The CLO | TEntertainment News | Body Counts | Steve Harvey's Voicemail | Nephew Tommy's Prank - "Baby Chick" | Strawberry Letter - "I Know What I Saw" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Inflatable Moon Hotel | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

15 Jan 1h 32min

The Steve Harvey Morning Show for Wednesday, January 14th, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back- "Pecan Tree" | Ask The CLO | These Are The Rules | Would You Rather | Lies You Tell Yourself When You've Been Dumped | Nephew Tommy's Prank - "Church Calendar" | Strawberry Letter - "My Wife Keeps Leaving Me & Coming Back" Pt. 1-2 | Tommy's Question For Steve | Can Men & Women Be Friends Pt1 | Can Men & Women Be Friends Pt2 | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

14 Jan 1h 31min

The Steve Harvey Morning Show for Tuesday, January 13th, 2026: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back- "Me & My Jesus" | Ask The CLO | Entertainment News | New Years Resolution | Steve Harvey's Voicemail | Nephew Tommy's Prank - "Pecan Tree" | Strawberry Letter - "I'm Going With The Flow" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Lil Wayne & Bears QB Caleb Williams | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

13 Jan 1h 32min

The Steve Harvey Morning Show for Monday, January 12th, 2026: Steve Harvey's Morning Inspiration | Show Open | The Pastors | Ask The CLO | Entertainment News | Diddy's Sons Releasing New Documentary | Sista O'Dell | Nephew Tommy's Prank - "Me & My Jesus" | Strawberry Letter - "We Were Nude When We Met" Pt. 1-2 | Junior's Sports Talk | Social Media Advice | Paper Straws | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

12 Jan 1h 37min