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Foreclosures Rise Despite Govt Programs The massive Wall Street and Consumer Protection Act is billed as Washington's solution to prevent a recurring financial meltdown. But the law doesn't do much to address the housing finance nightmare at the root of the weak economy. In the latest ABI Podcast, Executive Director Sam Gerdano discusses what's next for the mortgage industry with Gibran Nicholas, the CEO of the Certified Mortgage Planning Specialist Institute and a home mortgage expert. How will the new law impact underwriting guidelines and interest rates? Will strategic defaults continue? Should Congress reconsider using chapter 13 to modify the mortgage principal down to current market values, as a way to save homes?
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