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Conversation with Congressman Brad Miller The latest ABI podcast features a discussion between ABI Executive Director Samuel J. Gerdano and Rep. Brad Miller (D-N.C.) about the legislation that Miller is sponsoring to allow bankruptcy judges to modify the mortgage on the primary residence of a chapter 13 debtor. Miller was elected to Congress in 2002 and has established his reputation as an advocate for consumer-protection issues, especially those to protect consumers from predatory financial practices. Miller discusses H.R. 3609 as well as other congressional responses to troubles in the mortgage market.