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ABI Resident Scholar Drew Dawson talks with Prof. Chris Odinet of the Southern University Law Center about "marketplace lenders," online firms that utilize automation for underwriting and big data to quickly process loans. Prof. Odinet's new research, "Consumer Bitcredit and Marketplace Lending," looks at how these firms grew out of the void left by banks that exited the consumer and small business lending after the 2008 financial crisis, and the role that they will play in consumer credit going forward.