BT Correspondents10 Kesä 2021

Par insurance policies: Do lower illustrative rates suggest lower returns? WealthBT (Ep 2)

Synopsis: Learn to protect and grow your wealth in this Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

In this second episode of the the WealthBT podcast, BT's wealth editor Genevieve Cua looks into the insurance industry’s reduction of illustrative rates for par policies in July 2021. What does this mean for you?

She tackles the following points:

What are par policies, and what are the new illustration or projection rates taking effect in July? (1:50)
Why are par policies’ illustrative rates being reduced? (4:18)
Life funds have actually performed well historically, in excess of the upper limit of the current illustrative rate (7:30)
Her expectation of what insurers’ product lineup of par products might look like in July: Perhaps a lower level of guaranteed return and longer breakeven points (9:28)

Produced by: Genevieve Cua (gen@sph.com.sg), Ernest Luis, Lee Kim Siang

Edited by: Adam Azlee

Follow WealthBT podcasts and rate us on:

Channel: http://bt.sg/btwealthbt

Apple Podcasts: http://bt.sg/wbAP

Spotify: http://bt.sg/wbSP

Google Podcasts: http://bt.sg/wtGO

SPH Awedio app: https://www.awedio.sg/

Website: http://bt.sg/wealthbt

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

Discover more BT podcast series:

BT Money Hacks Podcast on: https://bt.sg/btmoneyhacks

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

BT Podcasts on: http://bt.sg/podcasts

See omnystudio.com/listener for privacy information.

Tämä jakso on lisätty Podme-palveluun avoimen RSS-syötteen kautta eikä se ole Podmen omaa tuotantoa. Siksi jakso saattaa sisältää mainontaa.

Jaksot(211)

On super-tall HDB flats, affordability of HDB resale flats and housing aspirations of singles

Get insights on latest developments and hot button issues in HDB housing. Will super-tall HDB blocks offer good homes? Are we heading to S$1 million BTO flats and S$2 million HDB resale flats? Learn a...

29 Kesä 27min

High polarity: former Dyson CEO weighs in on the future of cars and getting to the South Pole solo

What connects the high-stakes world of automotive leadership to the brutal isolation of a solo South Pole expedition? Derryn Wong sits down with former Dyson CEO Roland Krueger. From his pioneering de...

22 Kesä 24min

CPF Life vs ILP: a false choice?

Are financial advisors steering you wrong on retirement? In this eye-opening episode of WealthBT, host Genevieve Cua and financial expert Christopher Tan of Providend expose a common, yet risky, sales...

8 Kesä 19min

Marco Polo Marine powers on: A conversation with its CEO

Marco Polo Marine has the wind in its sails as investor attention in the Singapore market turns to smaller cap stocks. Its CEO Sean Lee answers questions from BT’s Ben Paul about how he is steering th...

1 Kesä 24min

Who are buying private homes and how do agents stay relevant? With PropNex’s CEO Kelvin Fong

Get insights on what is driving home buyers to buy pricey condos despite mounting economic uncertainties. In this episode of PropertyBT, host Leslie Yee chats with PropNex’s CEO Kelvin Fong. What is d...

25 Touko 24min

How to fly like F1 drivers, pop stars and billionaires

What do Taylor Swift, Elon Musk, and Max Verstappen have in common? They've all ditched commercial flying — for good reason. In this episode, Crystal Wong, president of APAC for Vista — the world's le...

20 Touko 17min

High-net-worth insurance as a multi-generational wealth planning tool

The US$6 Trillion Wealth Transfer is here. Are you ready? High-net-worth families are adding Indexed Universal Life (IUL) insurance to their toolkit. Discover how this tool fits into multi-generationa...

11 Touko 17min

Can SGX draw both Reits and tech stocks?

CICT’s acquisition of Paragon demonstrates the strength of the Reit sector, while Addvalue Tech’s value unlocking plan highlights the local market’s weakness in the growth space. Senior correspondent ...

4 Touko 16min