If We Started FIRE Over in 2025, Here's Exactly What We'd Do

If We Started FIRE Over in 2025, Here's Exactly What We'd Do

What would you do differently if you could start your FIRE journey over today? Back in 2013, Scott was fresh out of college house hacking his way to financial independence, while Mindy and her husband were deep into their FIRE journey documenting it all on their blog. Fast forward to 2025—both are financially independent, but if they were starting from scratch today, they'd make some serious changes. Welcome to the BiggerPockets Money Podcast! In this episode, Scott and Mindy reveal what they'd do differently starting their FI journey in 2025. The fundamentals still work—frugality, saving, investing—but the tactical strategies? Those have evolved dramatically. In this episode, we cover: The real estate strategies Scott would prioritize in today's market Stock investments and portfolio allocation for 2025 How AI and technology are reshaping the path to FI The biggest regrets—including times they wish they'd spent MORE What still works from 2013 vs. what's completely outdated Lifestyle changes they'd make earlier in the journey Updated timelines and expectations for achieving FIRE today Whether you're just starting out or already on track to financial independence, this episode gives you a fresh roadmap for building wealth in today's world. Learn more about your ad choices. Visit megaphone.fm/adchoices

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406: Finance Friday: Why FORCING Your Way to FIRE Isn’t The Way

406: Finance Friday: Why FORCING Your Way to FIRE Isn’t The Way

The road to early retirement isn’t easy. Once you become dead-set on finding financial freedom, your entire world turns upside down. For many of us, this means spending as little as possible, ditching...

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405: Slash Your Food Budget by $150+ Per Week with EASY, Healthy, and Tasty Meals

405: Slash Your Food Budget by $150+ Per Week with EASY, Healthy, and Tasty Meals

Healthy meals that taste great AND save you money? Surely, you can’t have all three! Today’s guest would beg to differ. After deciding roughly six years ago to embrace a healthy lifestyle, she made it...

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404: How to Build Wealth in Three Simple Steps

404: How to Build Wealth in Three Simple Steps

The formula to build wealth isn’t complicated. Most American millionaires have figured it out, and you might have as well. It’s safe to say that almost every wealthy American has followed these three ...

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403: Finance Friday: Stay at Home with Kids or Work to Hit FI Faster?

403: Finance Friday: Stay at Home with Kids or Work to Hit FI Faster?

Financial freedom vs. family time. If done correctly, you can have both; but living the best of both worlds is impossible without sacrifice. For new parents, switching from a dual-income household to ...

21 Huhti 202354min

402: Tax Day Q&A: Live CPAs Help YOU Owe Less To the IRS

402: Tax Day Q&A: Live CPAs Help YOU Owe Less To the IRS

Tax season is a nerve-racking time for many, especially for those who don’t have simple tax returns. If you’re a real estate investor, you need top-notch tax advice if you hope to reap the best tax sa...

17 Huhti 202342min

401: The Post-Passing Plan: 3 Steps to Protect Your Family’s Financial Future

401: The Post-Passing Plan: 3 Steps to Protect Your Family’s Financial Future

How important are beneficiary designations? What happens if you die without a will? What are intestate succession laws? Death is a subject that most people want to avoid, especially when it intersects...

14 Huhti 202358min

400: Mindy and Scott’s Money Stories and Why They WON’T Retire Early

400: Mindy and Scott’s Money Stories and Why They WON’T Retire Early

Being able to retire early is a blessing and a curse. When you first start working a job, all you can think of is escaping your everyday responsibilities. The mind-numbing tasks, the early mornings, l...

10 Huhti 202351min

399: Financially Free in 10 Years by Using Real Estate the Right Way

399: Financially Free in 10 Years by Using Real Estate the Right Way

Want to retire early in your 30s? Early retirement may be closer than you think. With smart money moves, intelligent investments, and the ability to save more than you spend, you could trade forty-hou...

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