If We Started FIRE Over in 2025, Here's Exactly What We'd Do

If We Started FIRE Over in 2025, Here's Exactly What We'd Do

What would you do differently if you could start your FIRE journey over today? Back in 2013, Scott was fresh out of college house hacking his way to financial independence, while Mindy and her husband were deep into their FIRE journey documenting it all on their blog. Fast forward to 2025—both are financially independent, but if they were starting from scratch today, they'd make some serious changes. Welcome to the BiggerPockets Money Podcast! In this episode, Scott and Mindy reveal what they'd do differently starting their FI journey in 2025. The fundamentals still work—frugality, saving, investing—but the tactical strategies? Those have evolved dramatically. In this episode, we cover: The real estate strategies Scott would prioritize in today's market Stock investments and portfolio allocation for 2025 How AI and technology are reshaping the path to FI The biggest regrets—including times they wish they'd spent MORE What still works from 2013 vs. what's completely outdated Lifestyle changes they'd make earlier in the journey Updated timelines and expectations for achieving FIRE today Whether you're just starting out or already on track to financial independence, this episode gives you a fresh roadmap for building wealth in today's world. Learn more about your ad choices. Visit megaphone.fm/adchoices

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310: Finance Friday: Sell (Don’t Rent) Your Primary Residence When You Move Out

310: Finance Friday: Sell (Don’t Rent) Your Primary Residence When You Move Out

Retirement investing is a crucial part of planning for financial freedom. While early retirement is a status that almost everyone would love to achieve, the second-best thing is standard retirement, w...

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309: Bonds: The Perfect Inflation Hedge (with One BIG Caveat)

309: Bonds: The Perfect Inflation Hedge (with One BIG Caveat)

I Bonds, and treasury bonds in general, have always been thought of as the “retiree's investment choice.” For those that have a short time horizon on investments, bonds have made perfect sense. With a...

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308: Why You Can’t Stop Overspending | Mindy & Carl’s Budget Review

308: Why You Can’t Stop Overspending | Mindy & Carl’s Budget Review

Many FIRE chasers want to know how to stop overspending. But maybe the solution to overspending is simply knowing about it in the first place. For many Americans, credit card debt, exuberant living, a...

10 Kesä 202239min

307: The 4 Steps to Financial Freedom and Debt-Free Wealth

307: The 4 Steps to Financial Freedom and Debt-Free Wealth

Want to work less and make more? With a forty-hour workweek, it seems hard to imagine a reality where you can do less but still get the same results. How can you fit an entire week’s worth of work int...

6 Kesä 20221h 13min

306: Finance Friday: Self-Employed Income and Short-Term Rental Investing

306: Finance Friday: Self-Employed Income and Short-Term Rental Investing

If you want to invest in real estate, you’ll need a few things: a property, an income source, and some cash. If you’ve got all three, you should be able to finance your way to owning a rental property...

3 Kesä 20221h 1min

305: What to Do Before You Quit the High-Pay & Benefits of Corporate World

305: What to Do Before You Quit the High-Pay & Benefits of Corporate World

Before you quit your job, you will need to prepare yourself not just financially, but mentally. If you’re thinking of leaving your W2, and you're not at retirement age just yet, odds are you have a si...

30 Touko 20221h 17min

304: Finance Friday: The Fastest Way to Pay Off $300k in Student Debt

304: Finance Friday: The Fastest Way to Pay Off $300k in Student Debt

It’s a strange time for student debt. On one hand, many college graduates are electing not to pay their student loans while they sit in forbearance. On the other, some debtors are choosing to take adv...

27 Touko 20221h 13min

303: The Secret Steps to Getting Qualified for the Best Mortgage Possible

303: The Secret Steps to Getting Qualified for the Best Mortgage Possible

You may have seen mortgage tips posted throughout the forums or in the BiggerPockets Money Facebook Group, but rarely do you get preapproval tips straight from a lender themselves. As the housing mark...

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