Financial Tips: He created tools for financial success, estate planning, and long-term wealth building.

Financial Tips: He created tools for financial success, estate planning, and long-term wealth building.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Joaquin Wallace.

🎯 Purpose of the Interview

To explore Dr. Wallace’s groundbreaking work in financial literacy, particularly his concept of the “financial genetic code”, and to promote his book Generational Wealth Begins with Generational Knowledge. The interview aims to empower marginalized communities with tools for financial healing, literacy, and long-term wealth building.

🗝️ Key Takeaways 1. Background & Recognition

  • Dr. Wallace is a recipient of the Wells Fargo Living History Makers Award.
  • Featured in the Contemporary Black Biography series.
  • Former college basketball coach and educator with a strong focus on discipline and mentorship.

2. Seven-Stage Generational Wealth Model

Outlined in his book, the model includes:

  1. Internal/External Ecosystem – influences from family, community, and environment.
  2. Financial Genetic Code – inherited financial narratives and behaviors.
  3. Financial Healing – reprogramming harmful financial habits.
  4. Financial Edification – literacy and inclusion.
  5. Financial Well-being – stability and health.
  6. Generational Knowledge – estate planning, insurance, long-term care.
  7. Generational Wealth – successful transfer of assets.

“Without financial well-being, there is no generational wealth.”

3. Financial Genetic Code

  • A trademarked concept by Dr. Wallace.
  • Unlike DNA, it can be rewritten through education and therapy.
  • Influenced by early experiences, family habits, and community norms.
  • Examples include “scar tissue narratives” (trauma from past financial events).

4. Credit & Financial Literacy

  • Credit score is critical but misunderstood.
  • Utilization rate should be under 30%.
  • Payment history and inquiries significantly affect scores.
  • Many people are unaware of the difference between consumer scores and business scores.

5. Barriers to Financial Growth

  • Lack of trust in financial systems due to past trauma.
  • Misinformation passed down from family and community.
  • Zip codes and overleveraging can impact loan approvals.
  • Financial professionals may unknowingly transfer their own biases to clients.

6. Role of Financial Professionals

Dr. Wallace identifies five key roles:

  • Financial Educator
  • Financial Counselor
  • Financial Therapist
  • Financial Advisor
  • Financial Planner

He emphasizes matching individuals with the right professional based on their needs and emotional readiness.

7. Book Insights

  • Generational Wealth Begins with Generational Knowledge is an Amazon bestseller.
  • Includes self-assessments after each chapter.
  • Designed for both professionals and everyday readers.
  • Encourages readers to identify their financial stage and take actionable steps.

💬 Notable Quotes

  • “You are your credit score.”
  • “Inherited financial narratives create encoded financial behaviors.”
  • “Any answer sounds correct if you don’t ask the right question.”
  • “Consistency creates consistent outcomes.”
  • “Financial literacy is not the end-all—it’s just one piece of the puzzle.”
  • “We do what we know. If we don’t know, we just continue to do.”

📌 Final Thoughts

Dr. Joaquin Wallace offers a transformative framework for understanding and improving financial behavior, especially in underserved communities. His concept of the financial genetic code bridges psychology, education, and economics, making financial wellness more accessible and actionable.

#SHMS #STRAW #BEST

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Jaksot(3938)

FULL SHOW: Things You've Never Seen, Strawberry Letter: He Said, She Said - 12.31.25

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The Steve Harvey Morning Show for Wednesday, December 31st, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Wax That Ass" | Ask The CLO | Truth Be Told: Unattractive Family Members | Would You Rather | Comedy Roulette: Things You Say To Yourself When You're Mad | Nephew Tommy's Prank - "K Dogg" | Strawberry Letter - "He Said, She Said" Pt. 1-2 | Things you've NEVER Seen | Dating A Sick Man | Steve Harvey's Voicemail | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

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FULL SHOW: None Of Your Business, Strawberry Letter: You're Not Doing That Tonight - 12.30.25

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The Steve Harvey Morning Show for Tuesday, December 30th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "4-3 Relationship" | Ask The CLO | None Of Your Damn Business | Would You Rather | Comedy Roulette: Things People Say When They Don't Know They're On Speakerphone | Nephew Tommy's Prank - "Wax That Ass" | Strawberry Letter - "You're Not Doing That Tonight" Pt. 1-2 | JAB At A Kwanzaa Party | Relationship Labels | Financial Regrets | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

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Financial Tip:  She understands the value of art as a tool for wealth-building and cultural empowerment.

Financial Tip: She understands the value of art as a tool for wealth-building and cultural empowerment.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Karimah McFarlane. 🎯 Purpose of the Interview To explore Karimah McFarlane’s multifaceted journey—from her corporate leadership roles at Google and Workday to becoming the owner of Buckhead Art & Company—and to inspire others to embrace change, pursue entrepreneurship, and understand the value of art as a tool for wealth-building and cultural empowerment. 🧭 Key Takeaways 1. Corporate Career & Tech Leadership Karimah has 20+ years in Human Resources, specializing in mergers and acquisitions. At Google, she supported AI and Pixel teams as a People Business Partner, despite initially thinking the recruiter’s call was spam. Currently at Workday, she partners with the Chief Revenue Officer to build high-performing sales teams and develop leadership pipelines. 2. Navigating Change & Cultural Shifts Transitioned from the East Coast (DMV area) to the Bay Area, facing cultural adjustments (e.g., lack of familiar foods, hair products). Found support through Delta Sigma Theta sorority and Black Googlers Network. Emphasized the importance of embracing discomfort and new experiences for personal and professional growth. 3. HR as a Strategic Asset HR is more than hiring/firing—it’s about scaling businesses, developing talent, and preventing legal issues. Small businesses often undervalue HR until a crisis occurs. HR should be seen as a strategic partner on leadership teams. 4. Art as Wealth, Culture & Healing Karimah owns Buckhead Art & Company, the only art gallery in Buckhead, Atlanta. Inspired by her exposure to art investment at Google and her role in selecting art for corporate spaces. Advocates for marginalized artists by helping them with branding, IP protection, and business structure. 5. Making Art Accessible The gallery focuses on beginner and mid-level collectors, offering education and approachable experiences. Offers virtual consultations, art fairs, and community events to demystify art buying. Emphasizes the emotional, cultural, and financial value of art. 6. Recognition & Impact Buckhead Art & Company was named Best Art Gallery in Georgia (2023 & 2024). Uses her platform to educate, empower, and elevate artists and collectors alike. Promotes artist development through storytelling, branding, and business mentorship. 💬 Notable Quotes “Empowerment is figuring out what you do best and using your talent to help others.” “Don’t shy away from opportunities that give you insights and experiences.” “HR helps you scale your organization—it’s not just about hiring and firing.” “Art has always been at the forefront of royalty, wealth, and education.” “We specialize in humans. When you walk into our gallery, you are equal.” “You don’t have to win an Oscar to be a great actor. Same with art—you don’t need a traditional path to be successful.” 🔗 Connect with Karimah McFarlane Gallery: Buckhead Art & Company YouTube: Buckhead Art & Company Instagram: @buckheadartandcompany #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

30 Joulu 202537min

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The Steve Harvey Morning Show for Monday, December 29th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Panty Party" | Ask The CLO | Women Always Win Arguments | Would You Rather | Kwanzaa Comedy | Nephew Tommy's Prank - "4-3 Relationship" | Strawberry Letter - "Fake Star With Groupie Tendencies" Pt. 1-2 | Things You Whisper | Comedy Roulette: You Know You Stay At Your Mama's House When... | Spicy Food | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

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The Steve Harvey Morning Show for Friday, December 26th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Truck Driver Exchange" | Ask The CLO | When Black Folks Leave Somewhere | Would You Rather | Old Arguments With Your Spouse | Nephew Tommy's Prank - "Panty Party" | Strawberry Letter - "I Can't Do That Often" Pt. 1-2 | One Has To Go | Social Media Advice | Having Fewer Kids | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

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FULL SHOW: Christmas Classics, Strawberry Letter: She's In The Middle Stirring Up Mess - 12.24.25

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The Steve Harvey Morning Show for Wednesday, December 24th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Christmas Decorations" | Ask The CLO | Christmas Drunks | Would You Rather | Comedy Roulette: Something An Elf Might Complain About | Nephew Tommy's Prank - "Truck Driver Exchange" | Strawberry Letter - "She's In The Middle Stirring Up Mess" Pt. 1-2 | Junior - No Black Elves | J Anthony Brown Murders The Hits: "Give It Up On Christmas" | Couples Who Have Each Other's Back | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

24 Joulu 20251h 31min

FULL SHOW: Christmas With Sista O'Dell, Strawberry Letter: It's The D For Me - 12.23.25

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The Steve Harvey Morning Show for Tuesday, December 23rd, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Eggnog" | Ask The CLO | Christmas Traditions With Sista O'Dell | Would You Rather | Santa's Schedule | Nephew Tommy's Prank - Christmas Decorations | Strawberry Letter - "It's The D For Me" Pt. 1-2 | Murder The Hit - "Sidepiece Santa Claus" | Christmas Songs With Roscoe Wallace | City With The Most Rats | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

23 Joulu 20251h 32min

Overcoming the Odds: She was a C student and a college dropout, but she is the CEO of Black Ambition.

Overcoming the Odds: She was a C student and a college dropout, but she is the CEO of Black Ambition.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Felecia Hatcher. Purpose of the Interview To spotlight Black Ambition, a national initiative founded by Pharrell Williams that funds and mentors Black and Brown entrepreneurs. To share insights on entrepreneurship, access to resources, and strategies for scaling businesses. To inspire and educate small business owners and innovators on how to leverage opportunities for growth. Key Takeaways About Black Ambition Founded by Pharrell Williams to close the opportunity gap for Black and Hispanic entrepreneurs. Provides capital, mentorship, and masterclasses to help founders scale. Has invested in 131 companies and awarded millions in funding. Competition Structure Annual national competition with 2,500–3,000 applications. Categories include HBCU, National Finalists, Top Prize Winner, People’s Choice. Process: Applications → 250 semifinalists → 3-month cohort → Demo Day for top 20–25 companies. Unique Approach Focus on high-quality mentorship, not “low vibrational” guidance. Includes mental health and wellness support for entrepreneurs. Partnerships with brands like Louis Vuitton for luxury retail insights. Challenges for Entrepreneurs Many fail by rushing applications and skipping info sessions. Success requires clarity, traction, and persistence—sometimes multiple attempts. Black women are the fastest-growing entrepreneurs but often remain solopreneurs; Black Ambition prioritizes team-building. Pharrell’s Motivation Believes in democratizing opportunity: “Talent is not equally distributed by zip code, but opportunity can be.” Inspired by those who believed in him early in his career. Felecia Hatcher’s Journey Former founder of Center for Black Innovation and Black Tech Week. Emphasizes resilience: “I’m a C student and a college dropout, but I never let that define me.” Advocates for creative pathways to success and capital access. Notable Quotes “Success leaves clues.” – On learning from past winners. “Talent is not equally distributed by zip code, but opportunity can be.” – Pharrell’s guiding principle. “If it doesn’t work on you in that moment, it works for you in that moment. Either way, it works.” – On persistence. “We have to start enjoying the process… be stretched, be cut by the process.” – On entrepreneurial growth. “Wealth has a need for speed.” – On urgency in closing the wealth gap. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

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