EP 12: The Tax & Money Mistakes That’ll Cost You in 2025

“You’re making money. Now what?”
That was the question I posed to two of the most insightful women I know when it comes to money, mindset, tax and HMRC:
💸 Fi Titus — Chartered accountant, startup founder, and co-founder of Coco Financial (aka “The Financial Fairy Godmother”)
📊 Stella Ezeogu — ACCA-qualified tax strategist, ex-HMRC + HM Treasury advisor, and founder of Accountstar

On this episode of The Vanessa Podcast ; the weekly show where we break down money, careers, and the real-life stories of extraordinary people building their own lane — we dive into the changing financial landscape and what you need to know in 2025 whether you're a business owner, freelancing, running a side hustle, or navigating a 9–5.

In this episode we discuss:

• The financial red flags HMRC is cracking down on in 2025

• Why you might be overpaying tax (and how to fix it)

• What the Company’s House U-turn really means

• The quarterly tax changes coming to side hustlers

• Hidden tax reliefs working people are missing

• How to protect your pension if you're earning over £100k

• How to build wealth without “get rich quick” energy

• Why too many founders pick the wrong business structure

• How to prep for uncertain economies without panic

• The mindset shift women need to close the wealth gap

Whether you're scaling your business, filing your first return, or just tired of feeling confused about money — this one’s full of gems.

📱 Follow the guests on Instagram:
@cocofinancial (Fi)
@accountstar_ (Stella)

🎧 Listen on Spotify, Apple Podcasts or YouTube
📱 Follow me on Instagram & TikTok: @vanessasanyauke
📱 Follow the show: @thevanessapodcast
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