This Bitcoin Use Case Proves Why Mortgages Are a Trap | Mauricio Di Bartelomeo | BFM225

Mauricio Di Bartolomeo is the co-founder and Chief Strategy Officer of Ledn, a leading global platform for Bitcoin-backed lending and savings.

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🕑 TIMESTAMPS

00:00 – Bitcoin for Millennials: A New Framework

01:28 – Bitcoin as Pristine Collateral

09:50 – Borrowing Without Selling Bitcoin

17:02 – Why Banks Are Structurally Trapped

19:02 – Bitcoin and the Future of Wealth

30:54 – Real Estate: Asset or Liability?

32:17 – Fiat Money’s Hidden Housing Tax

38:12 – The Next Wave of Bitcoin Lending

44:43 – Mortgages vs. Bitcoin Loans

54:56 – Bitcoin, Time, and Meaningful Work

ℹ️ EPISODE SUMMARY

Bram Kanstein and Mauricio Di Bartolomeo discuss why Bitcoin is pristine collateral in a 24/7 market. They break how Bitcoin-backed loans beat real estate on liquidity, divisibility, and global underwriting. Mauricio confronts the mortgage illusion, it is a loan on your income, quietly subsidized by fiat debasement and taxes. They unpack why banks struggle with always-on risk engines, and why regulation is actually pulling Bitcoin finance into the open. It ends on conviction, sovereignty, and why loving the work is the real edge.

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Relai sponsors this show/podcast and is authorized to provide crypto-asset services in Switzerland and across the European Union under the MiCA regulatory framework with its license issued by the French regulator, AMF (License No: A2025-006). The company is actively expanding its services to EU member states following the completion of passporting notifications.