Ask HTM - Mag-7-Nondiversification-Risk, Cutting Up 13 Credit Cards, & Best Tax Refund Opportunities #1117
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Ask HTM - Mag-7-Nondiversification-Risk, Cutting Up 13 Credit Cards, & Best Tax Refund Opportunities #1117

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

1 - International investing: Should I look outside of the US if I’m concerned about “Mag-7-nondiversification” in the S&P?

2 - Grunt work: Is it frugal or cheap to work for beer at my local craft brewery? PLUS a healthcare question…

3 - 13 credit cards: As we eliminate our credit card debt should I close my cards or keep them around?

4 - Cell service: Where to go for the most affordable home internet and cell service?

5 - Tax refund: What’s the best use of a $2,000 refund that I’m expecting to receive?

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

  • Credit card perks: Check out our favorite credit cards that we use to maximize rewards and optimize our spending.
  • Other money nerds: Find a thriving community of fellow money nerds by joining the HTM Facebook group!
  • Newsletter: Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
  • Money Gears: knowing what to do with your money is crucial to your personal finance journey.
  • MG7: and maybe you’re well on your way to financial independence but you’re looking for some financial reassurance, that’s when heading over to HowToMoney.com/Advisor and getting matched with a highly vetted financial advisor makes sense.

During this episode we enjoyed a Fire, Skulls, and Money by Toppling Goliath – thanks Clint for sending this one along to us! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

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Jaksot(1192)

Friday Flight - Car Insurance Competition, Early Retirement Increasing, & HOA Horrors #1188

Friday Flight - Car Insurance Competition, Early Retirement Increasing, & HOA Horrors #1188

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific ...

4 Syys 48min

Build a Retirement You'll Actually Enjoy w/ Wes Moss #1187

Build a Retirement You'll Actually Enjoy w/ Wes Moss #1187

Anyone else a little tired of hearing about ‘retirement?’ It can feel like this vague, far-off finish line that we're told to obsess over for decades. But here's the thing: when you look at the resear...

2 Syys 56min

Ask HTM - 3% Mortgage Paydowns, Brokerage Account Tax Bills, & Am I “Extra” For Wanting AC?! #1186

Ask HTM - 3% Mortgage Paydowns, Brokerage Account Tax Bills, & Am I “Extra” For Wanting AC?! #1186

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , ...

31 Elo 53min

Friday Flight - America’s Debt Debacle, Perpetual Shopping, & Mystery Vacations #1185

Friday Flight - America’s Debt Debacle, Perpetual Shopping, & Mystery Vacations #1185

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific ...

28 Elo 50min

How Americans Got Rich: The History of Wealth in America w/ Joseph Moore #1184

How Americans Got Rich: The History of Wealth in America w/ Joseph Moore #1184

“There’s nothing new under the sun.” That comes from Ecclesiastes. But it’s a piece of wisdom we tend to neglect. It's often said that those who forget history are doomed to repeat it. But what if a p...

26 Elo 59min

Ask HTM - Overrated HSA, 13% Dividend Yields, & Getting Into Real Estate #1183

Ask HTM - Overrated HSA, 13% Dividend Yields, & Getting Into Real Estate #1183

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , ...

24 Elo 57min

Friday Flight - Friendly Financial Advice, Student Loan Shakeout, & Checks are for Chumps #1182

Friday Flight - Friendly Financial Advice, Student Loan Shakeout, & Checks are for Chumps #1182

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific ...

21 Elo 47min

Parenting Like A Millionaire w/ Millennial Revolution #1181

Parenting Like A Millionaire w/ Millennial Revolution #1181

What’s harder: parenting… or the cost of it? We’re huge fans of having kids. They teach you so much, force you to become less self-absorbed, and – let's be real – it’s incredible to watch little mini ...

19 Elo 59min

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