105- The Story of Ronald Read, 'The Millionaire Janitor'
Headsup On Money25 Heinä 2025

105- The Story of Ronald Read, 'The Millionaire Janitor'

You've likely never heard of him, but Ronald Read's story is a testament to the best principles for successful financial planning. In this episode Benjamin shares the story of how Ronald turned a modest income and asset position into a sizeable estate worth over $8M. The recipe for his success is nothing surprising, but did he live life to the max and sufficiently enjoy his wealth? Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps make yo...

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Jaksot(152)

151- Is A Market Crash Around The Corner?

151- Is A Market Crash Around The Corner?

The Never Ending Worry Service is rife at the moment with conjecture that 'the market has peaked' and 'a downturn is around the corner'. It might be. It mightn't be. We cannot know for certain. But lo...

26 Kesä 19min

150- Why Passive Investing Should Be Your Gold Standard

150- Why Passive Investing Should Be Your Gold Standard

In this episode, Benjamin explains why passive investing is actually an active investment decision based on sound evidence rather than conjecture. The active versus passive debate is all around us, an...

19 Kesä 16min

149- My Business Is My Pension, Avoid This Red Flag

149- My Business Is My Pension, Avoid This Red Flag

Small company business owners often believe that their business is their pension and that pensions are inefficient and subject to too much change to even start with in the first place. Benjamin climb...

12 Kesä 20min

148- Investment Bonds Explained, Does Your Financial Plan Need One?

148- Investment Bonds Explained, Does Your Financial Plan Need One?

In this episode of Headsup on Money, Benjamin explains the pros and cons of investment bonds. They can appear very confusing, and you are probably unsure whether or not your financial plan needs one. ...

5 Kesä 29min

147- A Different Way To Protect Your Family

147- A Different Way To Protect Your Family

So many of us have heard of life insurance as a way to protect our family and our financial plans, but too few of us have heard of another product that, instead of providing a lump sum, can provide us...

29 Touko 16min

146- What's Changing With ISAs?

146- What's Changing With ISAs?

In April 2027, the amount you can subscribe to Cash ISAs is likely to change. In this episode, Benjamin summarises the key points you need to be aware of and ultimately why these changes are unlikely...

22 Touko 19min

145- Record Keeping & Inheritance Tax Planning (Don't Make This Same Mistake)

145- Record Keeping & Inheritance Tax Planning (Don't Make This Same Mistake)

In this episode, Benjamin outlines why record-keeping when it comes to your inheritance tax planning, is as important as the planning itself. Yet, so few of us are keeping necessary detailed records, ...

15 Touko 14min

144- Your Behaviour Is The Problem (With Guest Fabrizio Zumbo, MBA from Vanguard)

144- Your Behaviour Is The Problem (With Guest Fabrizio Zumbo, MBA from Vanguard)

In this episode Benjamin is joined by guest host Fabrizio Zumbo, MBA who joins us from Vanguard. Fabrizio is an expert in behavioural biases and investment management and shares the main behavioural ...

8 Touko 37min

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