The Investors Corner5 Joulu 2025

What the Budget Really Means for Landlord Mortgages - Broker Explains

After weeks of confusion, headlines, and half-baked social media takes… what does the 2025 Budget actually mean for landlords and their mortgages?

In this episode, we sit down with Tom from Mortgage Tribe to cut through the noise and break down how the Chancellor's announcements really impact borrowing, affordability, tax planning, and long-term strategy.

Frozen tax thresholds. Rising property income tax. Higher dividend tax for company landlords. Savings tax changes. It's a lot but this episode makes it simple.

If you're a landlord with remortgages coming up, thinking about incorporating, or just trying to work out what this Budget means for your cashflow, this one is essential listening.

We cover:

What frozen income tax thresholds until 2031 mean for landlord affordability
How the 2027 rise in property income tax affects cashflow and remortgaging
Dividend tax increases for limited company landlords
Savings tax rises and how that impacts deposit planning
The biggest myths landlords still believe about rates, affordability and limited companies
Real-life landlord scenarios and how Tom would approach them

Whether you're a portfolio landlord, just getting started, or planning a refinance, this episode clears up the confusion and gives you the clarity you actually need.

Contact Tom:
Email: tom@mortgagetribe.co.uk
Website: www.mortgagetribe.co.uk

🎙 Listen to The Investor's Corner Podcast
Spotify: https://open.spotify.com/show/6Awfoi9dUoU55k0D7uf64a
Apple Podcasts: https://podcasts.apple.com/gb/podcast/the-investors-corner/id1588273348

📢 Don't forget to subscribe for more property investment tips and insights!

Tämä jakso on lisätty Podme-palveluun avoimen RSS-syötteen kautta eikä se ole Podmen omaa tuotantoa. Siksi jakso saattaa sisältää mainontaa.

Jaksot(210)

Lifetime Mortgages The Strategy Property Owners Need to Understand

Are you sitting on property wealth but unsure how to use it or pass it on efficiently? In this episode, we're joined by Greg May to break down lifetime mortgages in simple terms and what they are, ...

10 Huhti 42min

From Property to Bitcoin Mining The Future of Investing & Energy

What if your building could generate income, just by using energy differently? In Part 2, we go deeper into the technology side of Bitcoin and explore how it's starting to intersect with property and ...

28 Maalis 31min

10 Rental Properties or Bitcoin The Investment Debate Everyone's Ignoring

Is property still the best investment, or is something else taking its place? In Part 1 of this conversation, we sit down with Jason, who grew up in a property investing family and has owned rental pr...

27 Maalis 33min

Sales Slowing Rents Rising Real Data on Sales, Rents & Risk

What is really happening in the UK property market right now? In this episode, Ian Macbeth and Andy Brown sit down to analyse live sales and lettings data to understand the trends shaping both sides o...

13 Maalis 30min

Who Wins Next The Landlords Who Will Thrive and Those Who Won't

If Part One explored what's changed, Part Two asks what happens next. Are smaller landlords being squeezed out, or are they evolving? Where is opportunity still hiding in what many call a challengi...

1 Maalis 27min

The Great Landlord Reset What Just Changed

The private rental sector has entered a new phase and it's not subtle. With rising mortgage costs, tightening compliance, and the introduction of the Renters' Rights Act 2024 from 1st May including...

28 Helmi 35min

$2 Trillion Vanished – Who Survived

Bitcoin and the wider crypto market have gone through multiple boom-and-bust cycles. During downturns, headlines focus on the losses, but experienced investors often focus on long-term positioning and...

13 Helmi 31min

Bitcoin vs Property Have We Been Investing in the Wrong Thing

Property has been a core wealth-building strategy in the UK for decades, familiar, tangible and widely trusted. But over the same period, Bitcoin has gone from an obscure experiment to a globally trad...

13 Helmi 28min