Empowering Kids to Thrive Financially In a Cashless World [Chills 253, Sponsored by OCBC]

Parenting doesn’t come with a guidebook… and neither does raising money-smart kids in today’s world.

We’re living in a time where money is invisible - cards, apps, QR codes, tap-to-pay… even watches and rings. So how do we teach children the real value of money when they barely see it?

In this episode, host Dawn Cher (Budget Babe) brings together three powerful voices to unpack a question every parent is quietly asking:

How do we raise financially confident kids without fear, pressure, or getting it wrong?

Hear from

• Qi Zhai-McCartney - investment professional turned psychotherapist & coach, and mom of four - sharing how psychology, mindset, and decision-making shape lifelong money habits.
• Don (Money Saving Daddy) - a dad who documented his parenting journey from day one, breaking down real-life, practical lessons on family budgeting, spending and values.
• Tan Siew Lee - Head of Group Wealth Management, OCBC, with 20+ years of experience, revealing what parents today actually struggle with and how banks are rethinking financial literacy for kids.

Discover:

• Why teaching kids “save, save, save” might backfire, and what to teach instead
• The #1 parenting mistake when using money-tracking tools (and how to avoid it)
• How to handle peer pressure when your child starts comparing brands, watches, and “who has more”
• What “kids’ currency” really means and why stickers may teach money better than money
• How to guide kids with boundaries without turning money conversations into nagging
• Why financial safety today includes something parents didn’t worry about before: scams, digital risks, and online traps

Tune in for real stories, surprising insights, and practical takeaways without judgment and without fluff.

Disclaimer: The views and opinions expressed belong to the guest/content creator, and do not represent the views of OCBC Bank. The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

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⚠️ Disclaimer:

The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

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