S1E269: The great yield shift: why banks are gaining altitude as Reits seek grounding

S1E269: The great yield shift: why banks are gaining altitude as Reits seek grounding

The high-yield trade is fracturing. As higher-for-longer rates lift banks' fortunes, Reits face a triple threat: narrowing yield spreads, soaring debt costs, and depressed valuations. Is your income portfolio resilient? Howie Lim speaks to RHB experts to discuss this growing divergence, revealing the crucial metrics (beyond yield) and tactical moves you need now to navigate uncertainty and secure superior returns.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:02 Reits' triple threat: how rising rates hit

03:56 What higher for longer means for both

06:02 Banks as a proxy for economic growth

12:51 Divergence is cyclical

16:25 Defensive Reits and sub-sectors

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

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Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Vijay Natarajan, research analyst and Shekhar Jaiswal, head of equity research, RHB Bank

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

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Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

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Discover more BT podcast series:

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See omnystudio.com/listener for privacy information.

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Jaksot(285)

S1E285: The $70,000 question: how to master your family's new financial tailwind

S1E285: The $70,000 question: how to master your family's new financial tailwind

Singapore just pledged nearly S$70,000 per child over 16 years — but is that windfall building your family's future, or quietly funding lifestyle creep? Correspondent Howie Lim sits down with SingSave...

6 Syys 13min

S1E284: The raise paradox: why earning more never feels like enough

S1E284: The raise paradox: why earning more never feels like enough

You just got a raise. So why does your bank account still feel broke? It’s the lifestyle creep — the sneaky force turning your bigger paycheck into the same old savings. From $8 lattes to subscription...

30 Elo 24min

S1E283: Singapore stocks aren't boring anymore — here's the proof

S1E283: Singapore stocks aren't boring anymore — here's the proof

Your parents' "boring" Singapore dividend stocks only portfolio just had an upgrade nobody told you about. While everyone's obsessing over US tech, Singapore's equity market has quietly doubled its re...

23 Elo 15min

S1E282: Behind the institutional veil: what your bank doesn't want you to know about asset allocation

S1E282: Behind the institutional veil: what your bank doesn't want you to know about asset allocation

If you think your bank’s “diversified” portfolio is built for your future, think again. In this episode of Money Hacks, we pull back the curtain on the institutional world with Arki Finance founder Da...

16 Elo 16min

S1E281: The mass affluent trap: too rich for retail, too small for private banking

S1E281: The mass affluent trap: too rich for retail, too small for private banking

Your cash isn't safe just because it's sitting still — it's quietly losing to inflation while you wait for "the right time" to invest. Howie Lim gets StashAway's chief investment officer (CIO) Stephan...

9 Elo 15min

S1E280: Market noise vs real signal: are you investing or just guessing?

S1E280: Market noise vs real signal: are you investing or just guessing?

We obsess over what to buy, but when it’s time to sell—or hold—we often freeze. Market volatility shouldn't trigger a panic-induced sell-off, yet emotion frequently overrides strategy. In this episode...

2 Elo 16min

S1E279: Artificial sycophant or financial genius? When to trust AI

S1E279: Artificial sycophant or financial genius? When to trust AI

Speed is everything in investing—but is it actually the enemy of wealth? We’re conditioned to trust human advisors, but what if your portfolio manager, tax expert, and risk officer was a cold, calcula...

26 Heinä 15min

S1E278: Loss of income, not identity: navigating the psychology of retrenchment

S1E278: Loss of income, not identity: navigating the psychology of retrenchment

Retrenchment isn't just a career setback; it's a financial and psychological earthquake. Howie Lim speaks with clinical psychologist Dr Annabelle Chow about navigating the initial shock. What is the s...

19 Heinä 21min

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