269. Values vs Value: When is Lifestyle Creep Worth It?

269. Values vs Value: When is Lifestyle Creep Worth It?

This week, Tash sits down with Emma from 'The Broke Generation' to get honest about how spending quietly shifts as income grows. From Ubers replacing public transport to $120 moisturisers feeling somehow reasonable, they unpack the small decisions that add up faster than most people realise.


👉🏼 Why big fixed costs like a mortgage can make small splurges feel practically invisible

👉🏼 The anchoring effect and how one expensive purchase makes the next one so much easier to justify

👉🏼 Whether "time is money" is a valid reason to upgrade or just a slippery slope

👉🏼 The case for setting firm money rules instead of making case-by-case calls every time

👉🏼 Food, groceries, Uber Eats and where convenience quietly becomes a very expensive habit


If any of this sounds a little too familiar, this one is worth a listen.


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Disclaimer

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.


Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links


Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide


If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

Tämä jakso on lisätty Podme-palveluun avoimen RSS-syötteen kautta eikä se ole Podmen omaa tuotantoa. Siksi jakso saattaa sisältää mainontaa.

Jaksot(286)

276. Is the budget actually helping intergenerational wealth creation? (with an economist)

276. Is the budget actually helping intergenerational wealth creation? (with an economist)

In today's episode, economist and commentator Evan Lucas joins Ana to unpack some of the biggest forces shaping the Australian economy right now. From AI and the jobs market to the federal budget and ...

17 Kesä 41min

275. Your EOFY Checklist (with an accountant)

275. Your EOFY Checklist (with an accountant)

Already feeling stressed about EOFY and tax time? We’ve got you covered.In this episode, Ana sits down with Julian from Mauro to break down what you actually need to know and action before 30 June. Fr...

16 Kesä 43min

274. First Home Buyer Meltdown: What This Reddit Post Gets Wrong About Interest Rates

274. First Home Buyer Meltdown: What This Reddit Post Gets Wrong About Interest Rates

A first home buyer posted on the Oz Finance subreddit convinced that rising interest rates were about to swallow 84% of their income. The maths looked terrifying. The only problem wast that it was com...

10 Kesä 25min

273. How to build wealth when everything feels uncertain

273. How to build wealth when everything feels uncertain

Relying on a single income stream has always carried risk, but in today's rapidly shifting economic landscape, it might be riskier than ever. In this episode, Ana sits down Melissa Browne - entreprene...

8 Kesä 30min

272. What’s your super persona? And what is it costing you?

272. What’s your super persona? And what is it costing you?

Most of us know we should be paying more attention to our super. But knowing and doing are very different things. In this episode, we're joined by Anne McLennan from Vanguard to break down the seven p...

3 Kesä 32min

271. Jasmine has saved her emergency fund & bought her first ETFs. Now what?

271. Jasmine has saved her emergency fund & bought her first ETFs. Now what?

What happens when you've ticked all the boxes on paper but still feel like something's off?In this episode, Tash and Ana chat with Jasmine, who found herself seemingly successful in her 20s by most me...

1 Kesä 29min

270. The real numbers behind owning a franchise

270. The real numbers behind owning a franchise

What does it actually look like to own a franchise business, and can it stack up financially against a traditional career path?In this episode, Tash & Ana sit down with Angelica, a Baker's Delight fra...

27 Touko 34min

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