269. Values vs Value: When is Lifestyle Creep Worth It?

This week, Tash sits down with Emma from 'The Broke Generation' to get honest about how spending quietly shifts as income grows. From Ubers replacing public transport to $120 moisturisers feeling somehow reasonable, they unpack the small decisions that add up faster than most people realise.

👉🏼 Why big fixed costs like a mortgage can make small splurges feel practically invisible

👉🏼 The anchoring effect and how one expensive purchase makes the next one so much easier to justify

👉🏼 Whether "time is money" is a valid reason to upgrade or just a slippery slope

👉🏼 The case for setting firm money rules instead of making case-by-case calls every time

👉🏼 Food, groceries, Uber Eats and where convenience quietly becomes a very expensive habit

If any of this sounds a little too familiar, this one is worth a listen.

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Disclaimer

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

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