#25 DON'T WAIT FOR CERTAINTY - PART 1: How SME Leaders Stay in the Game

#25 DON'T WAIT FOR CERTAINTY - PART 1: How SME Leaders Stay in the Game

SMEs are not fearful right now. They are cautious. There is a difference, and Peter Gallanagh, UK&I CEO at Azets, is clear about what it means in practice.

In this episode of Fresh Perspectives, Rob Brown talks with Peter about the pressure building across the UK's small and mid-sized business community. Not one single issue but a cumulative weight of inflationary pressure, taxation changes, labour shortages and higher borrowing costs landing all at once. The businesses navigating it best are not the ones predicting the future perfectly. They are the ones adapting to it fastest.

Peter and Rob cover what it takes to lead well in an ambiguous environment, why not taking decisions is more dangerous than taking wrong ones, and what the trusted advisor relationship looks like when a business owner is exhausted and the financial advice barely scratches the surface of what they actually need. Peter's message is direct: it is not always the business at all costs. Sometimes it is the person at all costs. Knowing the difference is what separates a good advisor from a great one.

Connect with Peter Gallanagh on LinkedIn.

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Fresh Perspectives is the business podcast from Azets where advisers, experts and leaders share fresh thinking to help you move forward with confidence.

Each episode explores real-world challenges and opportunities for business owners and entrepreneurs, from finance and growth to leadership and technology.

Formerly Bang The Drum, the show continues Azets’ commitment to sharing practical advice, new ideas and inspiring stories from across the business community.

This podcast has featured at #1 in the Apple Podcast charts for Management podcasts and #19 in the Apple Podcasts charts for Business podcasts.

Follow and subscribe to Fresh Perspectives on your favourite player, leave a review and share it with others who you think might enjoy it.

Find more about Azets at www.azets.com.

Contact us at podcast@azets.co.uk.

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#33 PRIVATE CREDIT VS THE BANKS - PART 1: Who Wins and Who Loses?

#33 PRIVATE CREDIT VS THE BANKS - PART 1: Who Wins and Who Loses?

The rules of business finance have changed. Interest rates have moved, lender priorities have shifted and the structures being used to get deals done look nothing like they did three years ago. If you...

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#32 HMRC IS WATCHING - What Charities and NFPs Need to Know in 2026

#32 HMRC IS WATCHING - What Charities and NFPs Need to Know in 2026

HMRC has changed how it scrutinises charities. It now uses AI-supported analytics to cross-reference tax filings, public records, social media and more than 30 external databases. Even minor inconsist...

7 Loka 25min

#31 THE ENTREPRENEURSHIP TAX - What's Holding Britain's SMEs Back

#31 THE ENTREPRENEURSHIP TAX - What's Holding Britain's SMEs Back

Britain built its reputation on the back of people who took risks. The entrepreneurs who started with nothing, backed themselves and built something. That spirit hasn't disappeared. But the conditions...

30 Syys 23min

#30 AI LIPSTICK - PART 2: Why Most SMEs Are Not Getting What They Paid For

#30 AI LIPSTICK - PART 2: Why Most SMEs Are Not Getting What They Paid For

Only 41% of UK SMEs say their workforce has the skills to use AI effectively. Only 45% say their AI investments have delivered a measurable return. Donald Boyd is not surprised. He has watched firms b...

23 Syys 24min

#29 THE RESILIENCE GAP - PART 1: Why Some SMEs Will Not Get Through This

#29 THE RESILIENCE GAP - PART 1: Why Some SMEs Will Not Get Through This

The Azets Barometer told us something interesting. Split almost down the middle. 46% of SMEs pessimistic. 43% optimistic. Donald Boyd has been advising SME businesses for over 30 years and says the da...

16 Syys 21min

#28 DEBT OR EQUITY - How Businesses Should Think About Funding Growth

#28 DEBT OR EQUITY - How Businesses Should Think About Funding Growth

Most business owners think about funding when they need it. By that point, their options have already narrowed. Whether you are investing in technology, expanding into new markets, making an acquisiti...

9 Syys 26min

#27 DEBT DECISIONS - Is Now the Right Time To Refinance

#27 DEBT DECISIONS - Is Now the Right Time To Refinance

One business owner had stacked so many loans that his monthly repayments hit £35,000. He was profitable. He was thinking about selling up because the debt had become unbearable. Mark Barrie's team rev...

4 Syys 20min

#26 CASH IS KING - PART 2: The Decisions SME Leaders Can't Keep Putting Off

#26 CASH IS KING - PART 2: The Decisions SME Leaders Can't Keep Putting Off

When Peter Gallanagh wants to know how a business is really doing, he does not ask the owner. He asks the receptionist. That instinct for ground-level truth is what runs through this conversation. In...

26 Elo 13min

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