Shared Ownership: Is It Still Worth It in 2026?

Is shared ownership still worth considering if you’re tryingto buy your first home in 2026?

In this episode of Let’s Buy a Home, Dan is joined by Sarah Ellis, ofMetropolitan Thames Valley (MTVH) an Affordable Housing Leader, for anotherdeep dive into shared ownership.

Rather than simply explaining how the scheme works, we look at shared ownershipfrom the perspective of an affordable housing provider and explore thequestions first-time buyers actually want answered.

We discuss:

- How shared ownership works

- Who it’s really suitable for

- The biggest misconceptions

- Affordability and monthly costs

- Buying additional shares in your home

- What happens if your circumstances change

- The potential drawbacks

- Why shared ownership can still be a useful route onto theproperty ladder

If you’re a first-time buyer considering shared ownership, this episode shouldhelp you understand whether it’s right for you.

Subscribe to Let’s Buy a Home for practical, honest advice on buying your firsthome. From mortgages and deposits to shared ownership, surveys and everythingin between.

Mortgage Appointment
Book a FREE mortgage appointment with Dan here:
https://calendly.com/danknottmortgageadviser/mortgage-appointment-strategy-call

Dan Knott
Follow Dan on Instagram here:
https://www.instagram.com/dandoesmortgages_/

Metropolitan Thames Valley:
Find out more about Metropolitan Thames Valley:
https://www.mtvh.co.uk/

Sarah Ellis
Find Sarah on LinkedIn:
https://uk.linkedin.com/in/sarah-ellis-cihcm-890723176

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