4% Rule Creator Bill Bengen Reveals His NEW 5% Retirement Strategy

4% Rule Creator Bill Bengen Reveals His NEW 5% Retirement Strategy

The 4% rule just got a major update! Bill Bengen, the creator of the famous 4% withdrawal rule, returns to share his latest research that's changing retirement planning forever. Welcome back to the BiggerPockets Money podcast! Discover why he's now recommending a 4.7% withdrawal rate and what this means for YOUR retirement strategy.

In this episode, you'll learn:

  • Why Bill Bengen updated his iconic 4% rule after decades of research

  • The psychology behind why retirees struggle to actually spend their money

  • How market conditions should influence your withdrawal strategy

  • The role real estate plays in a well-diversified retirement portfolio

  • Active vs. passive management strategies for retirees

  • How younger retirees should approach their investment timeline differently

  • Why protecting your principal matters more than maximizing returns

  • The importance of controlling expenses and finding purpose beyond money

  • And SO Much More!

Whether you're planning for retirement or already retired, this conversation will reshape how you think about withdrawal rates, portfolio management, and creating a sustainable financial future.


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