I'm 60 (or 55, or 65): Is It Too Late to Be Financially Successful? with Hayley Dickson, CFP®

Is it too late?

This is a very natural and understandable question to ask for women aged 55-60-65. In this episode of Financial Autonomy for Women, I talk with Hayley Dickson, CFP®—CEO and founder of Rippl Wealth Management—about whether it's too late to become financially successful at 55, 60, or 65.

(TLDR: It's not!)

Hayley explains that many women in this age range feel stuck not necessarily because it's too late but because they need clarity and a plan. They need to actually understand what they have to understand what they need to do next.

We talk about how "dropping a pin" and getting clear on what you have and what you need can help to reduce the anxiety that thrives in ambiguity (...that same anxiety fades with with increased clarity).

We discuss redefining retirement as "work optional," building a "joy equation" instead of a restrictive monthly budget, and using tools like catch-up contributions, Social Security timing, and tax planning (including reducing "tax drag") to improve outcomes.

Hayley also shares how to test spending changes with a cash floor/ceiling system--try them out for a few months and see how they feel...if you don't like it, change it--and why advisors should offer life-centered planning that goes beyond just investment numbers.

To find out more about Hayley and her work, follower her in IG @hayleywdickson.

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Note: Information in this podcast 1) is informational/educational in nature; 2) does not constitute financial or personal advice of any kind; 3) is never a substitute for clinical care from a health professional. Listeners should consult with a qualified professional regarding their individual circumstances before making any financial decisions.

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