JavaScript Jabber8 Elo 2017

JSJ 273: Live to Code, Don't Code to Live with 2 Frugal Dudes Sean Merron and Kevin Griffin

JSJ 273: Live to Code, Don't Code to Live with 2 Frugal Dudes Sean Merron and Kevin GriffinThis episode of JavaScript Jabber features panelists Aimee Knight, Cory House, and Charles Max Wood. Special guests Sean Merron and Kevin Griffin discuss how to live frugally. Tune in to hear their advice![00:02:14] Introduction to Sean and KevinSean and Kevin are the hosts of the 2 Frugal Dudes Podcast. They are middle class software engineers. Sean works a 9 to 5 job, while Kevin owns a small business called Swift Kick. Swift Kick is a company that focuses on independent consulting, software development, and training companies for software development.[00:05:50] Different Types of Financial Advisors There is no legal reason that financial advisors have to work in your best interest. On the 2 Frugal Dudes Podcast, Sean and Kevin advise people to use fiduciary advisors. These types of advisors are not legally allowed to accept kickbacks from different funds. This means that they are more likely to help you to the best of their ability. They get paid for their services. Laws are currently changing so that everyone has to be a fiduciary advisor unless clients sign a specific form.[00:10:00] What do I do with money left over at the end of the month that I can’t put into a 401K and Roth IRA?They suggest that you put only the amount of money in your 401K that your company will match. Then, put the rest into a Roth IRA and max that out. Before you decide to do what next, you need to decide why you are saving money. When will you need the money? What will you need it for? Once you know the answer to these questions, you will be able to assess what your money will best be placed. For example, if you are saving to buy a house you need to put your money in a safe investment. A Roth IRA can be used as a savings vehicle or as an emergency fund. Sean believes that a Bank CD is the safest return you can get.[00:14:30] Best Way to Save For those who are self-employed, it is a good idea to have two emergency funds – a personal and a business fund. Business emergency funds should have five months of personal salary. Kevin built his up over two or three years and uses it as self-insurance.Sean says that the employee world is different. For him, he only keeps the minimum amount in his emergency fund. He knows that he is in a field where his job is in high demand, so feels comfortable with being able to get a job quickly. For others, this may not be the case. Have to evaluate how much to save based on how long you think you may need the money. [00:18:50] What is the first thing people should be doing for their own financial well being?Kevin follows Dave Ramsey’s advice.
- Basic emergency fund. He uses $1,000. Most emergencies fall under that amount of money.
- Get rid of all consumer debt. This includes car payments, credit cards, and student loans. Mortgage is not consumer debt.
- Grow an emergency fund to three or six months of expenses.
- Investments. Setting up retirement funds, paying for college, or mortgages.
Sean values early retirement so he focuses on that. What does retirement mean to me? What does rich mean? You should always track your money through a budget. Then you can funnel money towards emergency funds and tackling debt.Self-insurance means that you don’t have to worry about funds. It helps lower your stress knowing that you have your finances in order. It is a peaceful place to be and opens up opportunities for you. If someone has stressors in their life – for example, their car breaks down – and they have no money to fix it, they now have car and money problems. This stress can then potentially lead to other problems such as marriage problems. If the money to fix the broken car would have been there, it would alleviate stress.[00:28:23] Difference between 401k, IRA, and Roth IRAsA 401k is an employer provided, long-term retirement savings account. This is where you put in money before it is taxed. With this plan you are limited with the funds you can choose from to invest in.IRAs are long-term retirement plans as well. The first type of IRA is a Traditional IRA, which is similar to a 401k. You get tax reduction for the money you put in the account. You pay taxes once you withdraw money. A Roth IRA is where you already pay taxes on money that you are putting in, but don’t have to pay taxes when withdrawing money. You can withdraw contributions at anytime without being penalized, you just can’t take out any earnings.Another thing that is potentially good for early retirement is a Roth IRA conversion ladder. This is where you take money from a 401k and convert it into a Roth IRA and use it before 60 years old to fund early retirement.Traditional IRAs are good for business owners looking for tax deductions now. An HSA (Health Savings Account) can also be used as a retirement device. It goes towards medical expenses if needed.[00:34:20] Are there tools or algorithms I can use to figure this stuff out?There are some. Portfolio Visualizer allows you to choose different portfolio mixes and put different amounts of money in each one. Portfolio Charts is similar to Portfolio Visualizer but gives nice graphics. Sean created a JavaScript website to help people use to figure out early retirement.The hardest part is calculating return because you have to estimate what your return will be each year.[00:39:00] Put Your Money SomewhereThe only bad investment is not making an investment. Even making a bad investment is better than not having any at all. Inflation eats away at money that is just sitting.[00:42:05] If you get one of these advisors what advice should you be looking for?Need someone that tries to understand your particular situation. “It depends” is very true and your advisor should know that. No two people will have the same financial goals. They should want to help reach your goals in the least costly way possible. Other things they should be able to do is be honest and help you control your emotions during upswings and downswings. [00:47:08] Why index funds?As an investor, you can buy an index fund cheaper than buying the whole index. A mutual fund will try to buy and sell the stocks in that index in order to follow the index's performance. As an investor, you have the opportunity to buy into a mutual fund that handles it for you.You don’t have to independently invest in companies either. You can invest in an index instead that will look at, for example, top performing technology companies. It is usually a better value.[00:53:33] How much do I invest in my business verses putting money into a Roth IRA or 401k?Sean thinks it comes down to retirement goals. At some point you will want money to come in passively and retire in the future. If you can passively put X amount of dollars into your company then it can be looked at as a form of investment.Kevin evaluates his business goals every quarter. He creates a business budget based off of those goals.PicksCory
- http://www.amazon.com/dp/0393330338/?tag=chamaxwoo-20
- http://www.amazon.com/dp/1612680011/?tag=chamaxwoo-20
- http://www.amazon.com/dp/1591847818/?tag=chamaxwoo-20
Aimee
- Hacker News Thread – How to Not Bring Emotions Home With You
- http://www.phantogram.com/
Charles
- http://www.amazon.com/dp/1476757860/?tag=chamaxwoo-20
- https://www.daveramsey.com/elp
Sean
- http://www.amazon.com/dp/1501164589/?tag=chamaxwoo-20
- https://www.mrmoneymustache.com/
- http://www.mint.com
Kevin
- http://www.amazon.com/dp/0470102101/?tag=chamaxwoo-20
- https://www.youneedabudget.com/
- http://www.amazon.com/dp/1589795474/?tag=chamaxwoo-20
Links
- https://twitter.com/2frugaldudes
- https://twitter.com/seanmerron
- https://twitter.com/1kevgriff?lang=en
- http://www.swiftkick.in
- http://www.kevingriffin.com
- http://earlyretirementroadmap.com/
- http://2frugaldudes.com
Special Guests: Kevin Griffin and Sean Merron.

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223 JSJ WebStorm with Dennis Ushakov

React Remote Conf and Angular Remote Conf 03:18 - Dennis Ushakov IntroductionTwitterGitHubJetBrainsJetBrains Issue TrackerWebStorm@WebStormIDE 03:54 - Writing an IDE in JavaYouTrackTeamCity 04:50 - Specs05:43 - WebStorm DefinedIntegrated Development Environment (IDE)06:19 - IDEs vs Text Editors08:31 - Building an IDELanguage SupportExternal Tool SupportAbstract Syntax Tree (AST)13:00 - Code Reuse15:07 - Prioritizing Features17:11 - Why is IDE tooling important?“Code is read a lot more than it’s written.”19:57 - RefactoringsThe Dynamic Nature of JavaScriptTypeScript-specific Refactorings23:35 - Next Versions of WebstormEarly Access Program25:07 - Framework Support; Usage Data28:12 - Other Technology and Framework Support31:12 - Working for JetBrains 32:17 - Release Cycles and ProceduresEarly Access Program34:39 - Java Source Code ContributionKotlin PicksJesse Kriss: Human scale technology (Jamison)React Rally (Jamison)Vote (Chuck)Transmit (Chuck)Steam Squad (Dennis)Ergobaby Four Position 360 Baby Carrier (Dennis)Special Guest: Dennis Ushakov. Support this podcast at — https://redcircle.com/javascript-jabber/donationsPrivacy & Opt-Out: https://redcircle.com/privacyBecome a supporter of this podcast: https://www.spreaker.com/podcast/javascript-jabber--6102064/support.

3 Elo 20161h 18min

222 JSJ Nodal with Keith Horwood

02:35 - Keith Horwood IntroductionTwitterGitHubBlogPolybit02:50 - Nodal | nodalThe LAMP StackNode.jsDjangoRails05:41 - Frameworks07:56 - Async Flow; Callback ExecutionBrian LeRoux10:29 - Nodal Use Cases13:11 - GraphQL 15:07 - PostgreSQL 17:56 - Developer Evolutiongithub.com/poly/dotcom24:05 - Scheduled Tasks and MigrationsSidekiq28:57 - ORM Flexibility33:14 - API Payloads35:24 - The ORM40:37 - Testing43:10 - 1.0?45:18 - Getting Started PicksThe 2016 UtahJS Conference (Dave)Writing good code: how to reduce the cognitive load of your code (Aimee)Natural Calm (Aimee)Unplugging from technology (Chuck)#CodeNewbie (Chuck)Angular Remote Conf (Chuck)React Remote Conf (Chuck)Rails Remote Conf (Chuck)All Remote Confs (Chuck)React, IoT, Bots, APIs — Why Web Development Needs a Change (Keith)fortran-machine (Keith)Special Guest: Keith Horwood . Support this podcast at — https://redcircle.com/javascript-jabber/donationsPrivacy & Opt-Out: https://redcircle.com/privacyBecome a supporter of this podcast: https://www.spreaker.com/podcast/javascript-jabber--6102064/support.

27 Heinä 201656min

221 JSJ Visual Studio Code with Wade Anderson Live From Microsoft Build 2016

This episode was recorded live from The Microsoft Build Conference 2016. In this episode we chatted with Wade Anderson of Microsoft about Visual Studio Code. You can follow him on Twitter, or check out what he’s done over on GitHub. PicksParks and Recreation (Wade)VidAngel (Wade) A special thanks again goes out to Richard Campbell and Carl Franklin from .NETRocks for putting this podcast series together! You rock!Special Guest: Wade Anderson. Support this podcast at — https://redcircle.com/javascript-jabber/donationsPrivacy & Opt-Out: https://redcircle.com/privacyBecome a supporter of this podcast: https://www.spreaker.com/podcast/javascript-jabber--6102064/support.

20 Heinä 201636min

220 JSJ Teaching JavaScript with Kyle Simpson

02:25 - Kyle Simpson IntroductionTwitterGitHubBlog“Getify”You-Dont-Know-JS[Pluralsight] Advanced JavaScript by Kyle Simpson04:43 - Development => TeachingFront End Masters16:20 - Inheritance and Delegation29:40 - Evolving a Language36:23 - CohersionWeak Typing, Dynamic TypingThe Politics of JavaScript by Angus Croll50:37 - PerformanceThe Width Keyword54:33 - Developer Education Programs and The Skill of Teaching PicksAdam Tornhill: Code, Crime, Complexity: Analyzing software with forensic psychology @ TEDxTrondheim (Aimee)Your Code as a Crime Scene: Use Forensic Techniques to Arrest Defects, Bottlenecks, and Bad Design in Your Programs by Adam Tornhill (Aimee)Planet Money Episode 704: Open Office (Jamison)Zooko's Triangle (Jamison)The Barkley Marathons (Jamison)React Rally (Jamison)X-Men: Apocalypse (Joe)America's Got Talent (Joe)Overwatch (Joe)Stack (Kyle)Jeremy Keith: A web for everyone (Kyle)Jeremy Keith: Regressive Web Apps (Kyle)Special Guest: Kyle Simpson. Support this podcast at — https://redcircle.com/javascript-jabber/donationsPrivacy & Opt-Out: https://redcircle.com/privacyBecome a supporter of this podcast: https://www.spreaker.com/podcast/javascript-jabber--6102064/support.

13 Heinä 20161h 8min

219 JSJ Learning JavaScript in 2016

Check out Newbie Remote Conf! 02:44 - What it Takes to Learn JavaScript in 201604:03 - Resources: Then vs Now09:42 - Are there prerequisites? Should you have experience?20:34 - Choosing What to LearnThe iPhreaks Show Episode #153: Using Mobile Devices to Manage Diabetes with Scott Hanselman28:19 - Deciding What to Learn Next31:19 - Keeping Up: Obligations As a Developer34:22 - Deciding What to Learn Next (Cont’d)42:01 - RecommendationsYou-Dont-Know-JSgulp.jswebpackThe Little SchemerDesigning Data-Intensive Applications by Martin Kleppmann Picksaccidentally nonblocking (Jamison)choo (Jamison)Web Rebels (Jamison)React Rally (Jamison)Grab The Gold (Aimee)node-for-beginners (Aimee)Procrastinate On Purpose by Rory Vaden (Chuck)Newbie Remote Conf (Chuck)Get A Coder Job (Chuck)Support this podcast at — https://redcircle.com/javascript-jabber/donationsPrivacy & Opt-Out: https://redcircle.com/privacyBecome a supporter of this podcast: https://www.spreaker.com/podcast/javascript-jabber--6102064/support.

6 Heinä 201654min

218 JSJ Ember.js with Yehuda Katz

Check out Newbie Remote Conf! 02:38 - Yehuda Katz IntroductionTwitterGitHubBlogTildePeter Solnic: My time with Rails is upPeter Solnic: Abstractions and the role of a framework (Follow-up)Ember.jsThe Skylight Blog: Inside Skylight05:37 - Batching Updates10:04 - NamingFastbootServicesglimmer14:19 - CommunicationSkylight16:21 - Decorators19:46 - “Junior Developer” and Knowledge BiasCodeNewbie Ep. 90: Creating EmberJS - Part I with Yehuda KatzCodeNewbie Ep. 91: Creating EmberJS - Part II with Yehuda Katz28:25 - Termanology in Tech29:23 - DiversityWomen Helping Women PicksEvent Driven: How to Run Memorable Tech Conferences by Leah Silber (Yehuda)TypeScript (Yehuda)emberjs/rfcs (Yehuda)rust-lang/rfcs (Yehuda)Pretty Pull Requests (Aimee)Full-Stack Redux Tutorial by Tero Parviainen (Aimee)The mountains (AJ)The quadruple click in iTerm2 (Dave)2016 UtahJS Conference (Dave)Start With Why by Simon Sinek (Chuck)Special Guest: Yehuda Katz. Support this podcast at — https://redcircle.com/javascript-jabber/donationsPrivacy & Opt-Out: https://redcircle.com/privacyBecome a supporter of this podcast: https://www.spreaker.com/podcast/javascript-jabber--6102064/support.

29 Kesä 201628min

217 JSJ The Now Project with Guillermo Rauch

Check out Newbie Remote Conf and get your tickets! 02:24 - Guillermo Rauch IntroductionTwitterGitHubBlogZEIT@zeithq CloudupMongoose.jsSocket.IO03:07 - Now: Realtime Node.js Deployments 04:28 - Key Conceptsnow-serveHeroku10:22 - Deployment Process14:55 - Getting Started ExperienceAbout17:22 - Technology vs Design20:36 - Running Now vs npm-install 27:17 - Simplicity; SSH and Metrics35:33 - Debugging and Performance37:34 - Security41:44 - What’s Next? PicksOverwatch (Joe)To Kill A Mockingbird by Harper Lee (Jamison)React Rally (Jamison)Grokking Algorithms: An illustrated guide for programmers and other curious people by Aditya Y. Bhargava (Aimee)Birgitta Böckeler: Born for it (Aimee)TSA Pre✓ (Chuck)RIF6 Cube 2-inch Mobile Projector (Chuck)Eat That Frog!: 21 Great Ways to Stop Procrastinating and Get More Done in Less Time by Brian Tracy (Guillermo)Special Guest: Guillermo Rauch. Support this podcast at — https://redcircle.com/javascript-jabber/donationsPrivacy & Opt-Out: https://redcircle.com/privacyBecome a supporter of this podcast: https://www.spreaker.com/podcast/javascript-jabber--6102064/support.

22 Kesä 201651min

216 JSJ Angular with Rob Wormald Live from Microsoft Build 2016

This episode was recorded live from The Microsoft Build Conference 2016. In this episode we chatted with Rob Wormald of the Angular Core team at Google about Angular. You can follow him on Twitter, or check out what he’s done over on GitHub. PicksVisual Studio Code (Rob)Service Workers (Rob)Richard Campbell and Carl Franklin from .NETRocks (Chuck)Special Guest: Rob Wormald. Support this podcast at — https://redcircle.com/javascript-jabber/donationsPrivacy & Opt-Out: https://redcircle.com/privacyBecome a supporter of this podcast: https://www.spreaker.com/podcast/javascript-jabber--6102064/support.

15 Kesä 20161h 2min

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