Ask us anything: Is it better to keep money in cash or invest right now?
Making Money4 Syys 2023

Ask us anything: Is it better to keep money in cash or invest right now?

You asked us your biggest questions: Should you stop investing in UK gilts? Is it better to save or invest right now? What do we think of AI investment tools? 💬 Do you have a money story you'd like to share on the podcast? ⁠⁠https://makingmoney.email/listener-story-form 🤝 Find the right financial adviser service for you & book free chat: ⁠⁠⁠⁠https://makingmoney.email/financial-advisors-audio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🎉 Sponsors Franchise Exhibition - go for free: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.franchiseinfo.co.uk/franchise-exhibitions/the-british-international-franchise-exhibition/⁠⁠⁠⁠⁠⁠⁠⁠ TaxZap - Do your self-assessment by Jan 31 & use code MONEY10: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoney.email/taxzap⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Vanta - Get your company secure and compliant:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 Investment platforms we use Trading 212 Watch this video where Damo explains how to get the most from it: https://youtu.be/BVVZhrM0LVQ Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1. Use the code ‘MM’ or this link: https://www.trading212.com/join/MM InvestEngine Get up to a £50 bonus when you invest at least £100. https://investengine.pxf.io/daOD2Q Vanguard Minimum investment of £500 or £100/month https://www.vanguardinvestor.co.uk/ If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. 🎉Sponsors Vanta - Get secure and compliant with $1k off: https://vanta.com/makingmoney. Tide - Get 3.81% AER variable on your business savings. Use this link https://www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&Cs apply. New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: https://tide.co/terms/makingmoneyq1-tnc. -- This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

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I’ve Never Had a Salary. Here’s What I’ve Learned

I’ve Never Had a Salary. Here’s What I’ve Learned

From performing on the streets at 16 to becoming a stand-up comedian, Stuart Goldsmith has never had a salary. 🤝 Want 1:1 financial help from us? Answer a few questions to find the right service &...

31 Elo 55min

The Optimal Order for Investing in the UK

The Optimal Order for Investing in the UK

Alasdair Walker is a financial planner but he’s also one of the people behind the popular UK Personal Finance flowchart and former moderator of the Reddit community. So we’re not exaggerating when I s...

24 Elo 54min

⁠I Earned Millions as a Footballer But Retired with Nothing

⁠I Earned Millions as a Footballer But Retired with Nothing

Former Premier League footballer Clarke Carlisle has spoken openly about his struggles with mental health, including five suicide attempts, but rarely about the role money played throughout his life. ...

17 Elo 1h 7min

Investors Are Nervous, Should They Be?

Investors Are Nervous, Should They Be?

Most investors are scared about the same thing: what if I invest and the market crashes tomorrow? Ben Carlson is author of the popular investing blog A Wealth of Common Sense and Director of Instituti...

10 Elo 52min

ARCHIVE: Will You Be Hit By The UK Pensions Crisis?

ARCHIVE: Will You Be Hit By The UK Pensions Crisis?

*This episode was originally published in July 2024 - some facts and figures may have changed* We can’t talk enough about the pensions crisis. Most people aren’t saving enough for the life they are g...

3 Elo 1h 9min

What "Enough" Actually Means – and How to Know if You've Got It

What "Enough" Actually Means – and How to Know if You've Got It

How should you invest in retirement? Are annuities actually a good idea again? What if you’ve only got 5 years to get to your goal? We put your biggest money questions to friend of the podcast and fin...

27 Heinä 1h 10min

I Earn a Normal Salary & Could Retire at 43

I Earn a Normal Salary & Could Retire at 43

On this podcast we speak to investors, economists and money experts. But some of the most interesting perspectives come from people outside the finance industry. Today's guest is Cam, a serving soldie...

20 Heinä 1h 4min

I Was Robbed at Gunpoint, They Took Everything

I Was Robbed at Gunpoint, They Took Everything

What would happen if someone else got access to your phone? I’d not really thought about how serious that could be until this conversation with Victoria. 🤝 Want 1:1 financial help from us? Answer a...

13 Heinä 54min

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