This is Money Podcast26 Elo 2023

Where would YOU put money for five years? This is Money podcast

Many people may be feeling in a state of financial flux at the moment and wondering where to put their money.

And it's not an easy choice. Savings rates have improved, gold is holding steady, but property prices are slipping and stocks are sticky.

And that is just some of the myriad of options Britons are contemplating right now, alongside other areas such as overpaying the mortgage or saving for retirement.

So, where would you put your money for the next five years? That’s the question the This is Money team put to the experts – and our readers – with a mixed response.

Georgie Frost, Simon Lambert and Lee Boyce reveal what they told us, the results of a reader poll and how they’re grappling with these big financial decisions.

Could unloved and cheap investment trusts be the answer? Simon runs the rule. Premium Bonds have been boosted again – Lee reveals why they are giving them a headache.

And NS&I have boosted its green savings deal to 5.7 per cent. Is it a good deal now?

Elsewhere, Ofgem has announced the new energy price cap for October 2023 will be £1,923. What does it mean for households – and why are many still facing higher bills this winter regardless?

Loyal listeners may might remember a few years ago predictions from a chap called Fred Harrison - a housing market crash in 2026.

The British author and economic commentator identified the 18-year property cycle and believes it can accurately predict the next house price crash.

But have today's inflation and high mortgage rates thrown the cycle off track?

And property prices have become less expensive relative to average earnings, according to new data – but there’s a sting in the tail: higher mortgage rates mean homes are now LESS affordable.

Finally, would you pay £25million for a car?

Email us hello@dmgmedia.co.uk

Text us 020 7938 6000.

Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane

Producer: Georgie Frost

Hosted on Acast. See acast.com/privacy for more information.

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