9 Ways to Manage Cash Like a Billionaire [Business, mindset, entrepreneur, disruptors]
Disruptors24 Kesä 2018

9 Ways to Manage Cash Like a Billionaire [Business, mindset, entrepreneur, disruptors]

Welcome to The Disruptors podcast. In this episode Rob explains in detail all aspects of managing finance; these can be applied to both your personal and professional life. Rob takes you through his nine ways to manage money that will leave you more enlightened and confident. It will help you prepare, progress, and achieve your ambitions. KEY TAKEAWAYS (0.57) One of the first rules of managing cash Rob impresses on us is to look after our Capital. He discusses how we all get lumps of money i.e. sell something, salaries, and dividends, then spend it. He says money attracts money and if you erode capital then you have nothing left to draw income from. He explores all the different situations that can arise if we do not either understand or appreciate how important it is to preserve capital at all costs. (03.32) Rob moves onto his second rule of managing cash which is, Capital produces income. He reasons with us if we use capital to invest in assets that produce income, instead of using it on depreciating liabilities, or where we would get a negative return because of inflation, then the assets would allow us to use the income to buy depreciating liabilities. Rob gives us a good example of a standard Mercedes costing £300 per month on a 2/3 year lease and reminds us it might be £35,000 which would depreciate to £20,000 in around 3 years. However if we bought an HMO by using the same capital and raising the money for the rest, it would bring in £500 per month income. Then, instead of using your capital for the £300 per month you would be left with the difference between the income and your asset. (06.03) The third rule Rob passes onto to us is that we cannot be unrealistic about the returns on managing cash. Rob tells us we can get good return on investment, and we can get infinite return on investment. If we put money into property which increases in value then we extracted all our cash back that is an infinite return on investment. When it comes to actual capital we deploy lumps of money, people expect 20% 30% 100% a day, a month, it’s unrealistic and naive. We should expect 5% that is pretty normal too. Rob goes on to explain this in more detail regarding I.S.A.’s, leverage, and the rate of return. (07.18) Rule number 4 is to understand what burn rate is. Most people have no idea of what cash burn rate is. Rob describes to us it is the amount of time your capital erodes, and in business it is usually measured in months. How many months burn rate is how much capital we have, if we made no sales. It’s important to know what would be the total overheads and fixed variables, he asks us how many months worth of capital we would have if we made no sales. Rob gives us another example by telling us if our fixed variables were £50,000 and we had £150.000 in the bank our burn rate would 3 months. Rob expands on this theme further so we can appreciate how important having capital that will cover our burn rate. (09.32) Getting to 0 days. Rob continues giving us another option of looking at getting rid of debt and going into the black. He understands it can be demoralizing trying to get to zero but a target can be a bench mark in our journey; it’s a flag you put in the ground. Rob has people asking him what sort of a target they should set themselves he tells them start at 0 month first then 1 month, 3 months 6 months and 1 year, he says once we have targets set it is going to get us more motivated and focused. Again he gives us examples of how to measure our business needs. (011.07) Cash Flow Cycle. Rob guides us through the cash flow cycle telling us it is essentially the amount of debt or credit days we are in selling our products and services his example is supposing he buys 100 zoom HI’s they sell at £100, he buys them for £50 he says he then has to spend 5 grand. The cash flow cycle is how many days it takes to get that capital back; he is creating a debt by paying for it in advance and if it takes 60 days to sell all of them, that means a 60 day cash flow cycle, 60 days of exposure debt in the business held in stock. Rob continues by going more into depth giving us a great deal of information that tackles the cash flow cycle. (014.41) Spreading and deploying your Capital. Rob informs us it is really important not to have our capital all in one place. As he explains if we had all our capital in one investment and something happened to that investment i.e. regulation, crash, recession, our capital is going to erode. Rob also describes how his financial team is always getting emails and so on, trying to get money saying they are Mark or Rob, so if they had all their money in the same bank, theft could clear them out. When you have cash spread it around into savings accounts and current accounts. (016.16) Drawing vs retained earnings. Rob reveals to us both drawing and retaining earnings describing how profits and dividends can be drawn and what he thinks is best about income and profit. BEST MOMENTS Rob tells us about Dell UK how their revolutionary idea, for example building be-spoke computers meant they had the customers money up front for say 14 days. If you think of that with a million pound company the interest on the held money is extremely high. Rob uses Bill Gates of Microsoft in his burn rate example and tells us how Bill Gates liked to have 12 months burn rate, meaning they could manage without any sales for a year. Rob tells us in his managing cash rule “your capital is preserved in an asset against inflation and you spending it” [Business, mindset, entrepreneur, disruptors] VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “Disruptors” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

Jaksot(1188)

UK Politics Exposed! Shyam Batra on Corruption, 15-Minute Cities, and Economic Reform

UK Politics Exposed! Shyam Batra on Corruption, 15-Minute Cities, and Economic Reform

Rob interviews Shyam Batra, a former mayoral candidate for London. Batra exposes political corruption, the controversial 15-minute city concept, and his vision for a non-political organisation to lead the country. From alien theories to predictions of the next global war, this conversation touches on conspiracy, politics, and radical ideas that will leave listeners questioning the future of governance and personal freedom. Shyam Batra REVEALS: Why he was unfairly removed from the London mayoral race His war prediction Why the concept of 15-minute cities is a potential tool for population control, limiting travel and personal freedoms Who are secretly controlling governments worldwide How he would replace traditional political parties Why entrepreneurs should be given more support and encouragement to boost the economy and create jobs Why the current political system is broken, and calls for transparency and prosperity BEST MOMENTS "We are not privy to all of this stuff and we should be if there's a war going to happen." "I would rather it be called member of the public or member of the people, because that then shows some kind of significance of representation here." "Where is our morality going? Where, what are we doing with our money?" "The public are our CEOs and we are their servants. That's how it should be." "I think there are good ones, bad ones. I think there are serious players upstairs who are looking at our planet. I mean, we are a very advanced nation. We are a very advanced universe." "Mr. Starmer, I urge you to man up, to be honest with you, because you need to be a statesman, a prime minister that people can look up to, that people can admire and respect, but you're not doing that." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

7 Loka 202455min

How to Divorce Proof Your Marriage: Advice from Celebrity Divorce Attorney James Sexton

How to Divorce Proof Your Marriage: Advice from Celebrity Divorce Attorney James Sexton

Rob explores the fascinating world of high stakes divorce with renowned lawyer James Sexton! From billion dollar settlements to celebrity scandals, Sexton reveals the shocking truths behind marital breakdowns and offers his opinions on love, relationships, and personal growth. With candid anecdotes and thought provoking wisdom, if you are curious about the complexities of human relationships and the legal battlegrounds where they often end, this episode is for you. James Sexton REVEALS: The most expensive divorce he worked on cost his client $3 million in legal fees, while the opposing side spent $5 million across multiple lawyers. The underlying cause of most divorces Why infidelity and financial issues are symptoms rather than root causes of divorce Why you need a prenup He is "happily divorced" and maintains a strong friendship with his ex-wife. Why Sexton views himself as a "full contact storyteller" who manipulates people's emotional states for a living, aiming to make judges feel positively about his clients and negatively about opponents. His unexpected social media fame Why he initially struggled to present an authentic version of himself in media appearances BEST MOMENTS "I have resigned myself to temporary complicity with evil in order to accomplish certain strategic objectives for people whose suffering is more important than my need to maintain moral purity." "Money can't buy happiness, but it can definitely upgrade your despair." "Everyone has a prenup. It's either one that was written by the government or it's one that was written by you and this person that you allegedly like more than the other 8 billion people in the world." "The hard thing to do and the right thing to do are almost always the same thing." "Love is not gifted. It's loaned. And I think that is a hard lesson." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

30 Syys 20241h 33min

Welfare Britain? Tax Cuts to Crypto with Kwasi Kwarteng, former Chancellor of the Exchequer

Welfare Britain? Tax Cuts to Crypto with Kwasi Kwarteng, former Chancellor of the Exchequer

Rob is joined by the former Chancellor of the Exchequer Kwasi Kwarteng for a candid discussion on UK politics, economics, and the future of money. Kwarteng talks to Rob about his brief but tumultuous tenure as Chancellor, the challenges facing the UK economy, and the potential disruptions in global finance. Kwasi Kwarteng REVEALS: The reasoning behind his controversial tax-cutting plans The challenges of managing public spending His thoughts on the welfare state The difficulties in balancing social needs with economic sustainability His concerns about the current Labour government's economic policies Why Prime Ministers have less power than ever The potential future shift from fiat money to cryptocurrencies The risks and challenges of being a public figure in politics His perspective on the importance of maintaining a life outside of politics and the value of self-awareness for successful individuals BEST MOMENTS "We remember, we have a memory of, we don't remember the seventies, but growing up in the eighties, the socialism, Arthur Scargill, all of this stuff. And we know a lot of young people don't know this, but a lot of people our age know what a socialist government, what socialist ideas mean." "I think disruption is really, you won't get progress without disruption because people would just stick around doing exactly what, you know, they've done for ages." "Countries that grow fast, be they in Southeast Asia, United States, across the world have generally lower taxes. The Baltic states, Estonia, places like that." "I'm an entrepreneur and virtually every entrepreneur I speak to is leaving or wanting to leave or planning to leave. Yeah. And I can see why they're doing that." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

23 Syys 20241h 18min

Raising a Billionaire: Errol Musk Speaks The Truth About Elon Musk

Raising a Billionaire: Errol Musk Speaks The Truth About Elon Musk

Who raised Elon Musk? In this episode, Rob interviews Errol Musk, father of tech titan Elon Musk. Errol talks to Rob about Elon's upbringing and the risks that shaped his extraordinary success. From personal anecdotes to candid reflections on global politics, this interview peels back the layers of one of the world's most influential families, revealing the human side of innovation and disruption! Errol Musk REVEALS: Why Elon called him evil The truth about his billionaire son Why he killed 3 people How much he owns of Tesla Elon Musk's upbringing The risks he took to help Elon succeed   The Musk family values BEST MOMENTS "Elon had once said that I'm evil. That was to do with me supporting Trump, by the way." "I own about 27 to 30 percent of Tesla.” "Elon is very empathetic.” "They criticise him, but he got some money from his parents, he turned himself into a billionaire. You can't, I'd rather be with somebody took a little bit of money from his parents and turn it into a billion, billions of dollars." I've actually killed three people who broke into our house. It was self-defence.” "He's not a smooth looking guy like you (Rob), you look like one of these guys, all thrown over. Elon is a sort of a nerdy sort of guy. You know, he never quite knows what to say. He's not a smooth guy at all, you know?" VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.     disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

16 Syys 20241h 41min

The Fight for Free Speech | Rob is Interviewed on Outspoken Live by Dan Wootton

The Fight for Free Speech | Rob is Interviewed on Outspoken Live by Dan Wootton

Dan Wootton welcomes Rob on Outspoken Live. They discuss the contentious issues of free speech, censorship, and the political landscape in the UK. Rob offers his candid thoughts on controversial figures like Andrew Tate and Katie Hopkins while also discussing the recent events surrounding Prince Harry and Meghan Markle. Rob REVEALS: Why attempts to cancel controversial figures often backfire The coordinated de-platforming of Andrew Tate across multiple platforms and banks was suspiciously organised His concern about increasing government control over speech, travel, health, and finances Why he predicts Nigel Farage could become Prime Minister by 2029. His criticisms of Harry and Meghan's hypocrisy His own self-censoring on certain topics Why he advocates for peaceful resistance through boycotts and withholding financial support from institutions trying to silence dissent. BEST MOMENTS "I'm more scared of not speaking out, but it's a close second scared of speaking up because you can, you know, you can lose your whole livelihood." "I personally like the fact that it's not just two parties and no one else really getting a chance. And he's quite disruptive and I like disruptors." "I believe that by 2029, Marine Le Pen will be the President of France, and that Nigel Farage will be the Prime Minister of the UK." "The only thing we can do... we can all not pay our taxes, because I'm not saying we should or shouldn't. But if just imagine if we all didn't pay our taxes, just imagine if we all didn't put money in, um, Blackrock or Vanguard." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

13 Syys 20241h 10min

The Silenced Majority: Dan Wootton Exposes Media Censorship

The Silenced Majority: Dan Wootton Exposes Media Censorship

Dan Wootton, former mainstream media journalist turned independent commentator, joins Rob to discuss the state of free speech, media censorship, and political upheaval in the UK. In this conversation, Wootton reveals shocking insights into the inner workings of mainstream media, the threats to personal freedoms, and his predictions for Britain's political future. From cashless society concerns to royal family drama, this episode is for anyone interested in the future of democracy and free speech. Dan Wootton REVEALS: How mainstream media organisations are controlled Why media is so biased in 2024 The potential for a political revolution in the UK The dangers of a cashless society His experience of being "cancelled" The rise of independent media platforms and the benefits to society His concerns about Labour leader Keir Starmer Insider info on the royal family's current struggles, including King Charles and Princess Catherine's health issues and Prince Harry's relationship with the family. BEST MOMENTS "Keir Starmer, slippery Starmer, two tier care, whatever nickname you want to use, is the biggest threat to freedom of speech that we have ever seen in the UK." "I think GB News became captured and became cucked, I guess, they, they were... Sorry if that's too graphic, you know what I'm saying." "A cashless society is so terrifying. So as I say, I mean over the past four years I have become such a proponent for cash. I personally carry cash now and I think people don't realise you have to be awake to the absolute tyranny of what a cashless society leads to." "I place a lot of faith, I guess, in Elon Musk because what I hope he will do, because you know, he wants to turn X into an everything platform, which a lot of people are scared about, but for me, I'm not because I want an alternative." "What an amazing opportunity for change, to stand up, to speak out, to look at the solutions, maybe decentralisation. I mean, media's needed this forever and you've been in it." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

9 Syys 20241h 29min

From Haters to Millions on BizX | Rob's Raw Truth on Branding, Risk, and Money

From Haters to Millions on BizX | Rob's Raw Truth on Branding, Risk, and Money

Rob is interviewed on The Business Excellence Podcast in this episode, part of BizX Forum and Awards, and ActionCOACH UK and shares his personal journey into entrepreneurship and business. Whilst you may have heard Rob’s story before, he talks about the reasons behind a lot of his decisions and choices as an entrepreneur, content creator and business owner. Rob talks about everything from the importance of branding to how to embrace the haters, his newest book Money Matrix and more. Rob REVEALS: Why the story behind a brand matters Taking risks and being scared creates the best opportunities How to deal with haters How he connects with his inner child That everything is better with money What makes him more proud than being a millionaire Why the journey to reaching a goal can be just as important than the goal itself How to feel useful and why it matters His turning point as an entrepreneur Why life is like Monopoly  BEST MOMENTS "Avoiding the haters means they never get the adoring fans” “How many people have retired their parents” “It’s super rare to be a millionaire but anyone can be one” “Your stories are on the edge” “In our world now, the bankers they have that leverage, they’re dishing out the money” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

6 Syys 20241h

How Steve Varsano Conquered the Luxury Aviation Market at 55

How Steve Varsano Conquered the Luxury Aviation Market at 55

Rob steps into the high-flying world of private jet sales with Steve Varsano, a titan of the industry. Steve reveals the secrets behind selling multi-million dollar aircraft, negotiating with billionaires, and disrupting the market with his innovative showroom. Steve's journey is a masterclass in entrepreneurship, perseverance, and the art of the deal.  REVEALS: How he started his business at age 55 The deal he closed on the day of his divorce. How he revolutionised the jet industry Why he works 24/7 How to take your ego out of negotiations  How to close dead deals BEST MOMENTS "No matter how many times you think a deal is dead, it's not always dead, right? Okay, and you got to keep on going back. You have to figure out take your ego out of it." "If you want to be successful in business, there's no balance. I mean, you really have to give up some of your home, you know, benefits in order to get ahead." "Listen, if you want to be a disruptor. You’re not cruising, you're not working 9 to 5, you know, you have to come up with an idea that is a disruption, that, you know, you want to break the mode." "Don't give up. I mean, that's It's easy to say. It's really easy to say. But just don't take no for an answer. Don't give up. Don't care what people say." "Are you ever able to switch off? Do you do anything outside of work?" VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

2 Syys 20241h

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