9 Ways to Manage Cash Like a Billionaire [Business, mindset, entrepreneur, disruptors]
Disruptors24 Kesä 2018

9 Ways to Manage Cash Like a Billionaire [Business, mindset, entrepreneur, disruptors]

Welcome to The Disruptors podcast. In this episode Rob explains in detail all aspects of managing finance; these can be applied to both your personal and professional life. Rob takes you through his nine ways to manage money that will leave you more enlightened and confident. It will help you prepare, progress, and achieve your ambitions. KEY TAKEAWAYS (0.57) One of the first rules of managing cash Rob impresses on us is to look after our Capital. He discusses how we all get lumps of money i.e. sell something, salaries, and dividends, then spend it. He says money attracts money and if you erode capital then you have nothing left to draw income from. He explores all the different situations that can arise if we do not either understand or appreciate how important it is to preserve capital at all costs. (03.32) Rob moves onto his second rule of managing cash which is, Capital produces income. He reasons with us if we use capital to invest in assets that produce income, instead of using it on depreciating liabilities, or where we would get a negative return because of inflation, then the assets would allow us to use the income to buy depreciating liabilities. Rob gives us a good example of a standard Mercedes costing £300 per month on a 2/3 year lease and reminds us it might be £35,000 which would depreciate to £20,000 in around 3 years. However if we bought an HMO by using the same capital and raising the money for the rest, it would bring in £500 per month income. Then, instead of using your capital for the £300 per month you would be left with the difference between the income and your asset. (06.03) The third rule Rob passes onto to us is that we cannot be unrealistic about the returns on managing cash. Rob tells us we can get good return on investment, and we can get infinite return on investment. If we put money into property which increases in value then we extracted all our cash back that is an infinite return on investment. When it comes to actual capital we deploy lumps of money, people expect 20% 30% 100% a day, a month, it’s unrealistic and naive. We should expect 5% that is pretty normal too. Rob goes on to explain this in more detail regarding I.S.A.’s, leverage, and the rate of return. (07.18) Rule number 4 is to understand what burn rate is. Most people have no idea of what cash burn rate is. Rob describes to us it is the amount of time your capital erodes, and in business it is usually measured in months. How many months burn rate is how much capital we have, if we made no sales. It’s important to know what would be the total overheads and fixed variables, he asks us how many months worth of capital we would have if we made no sales. Rob gives us another example by telling us if our fixed variables were £50,000 and we had £150.000 in the bank our burn rate would 3 months. Rob expands on this theme further so we can appreciate how important having capital that will cover our burn rate. (09.32) Getting to 0 days. Rob continues giving us another option of looking at getting rid of debt and going into the black. He understands it can be demoralizing trying to get to zero but a target can be a bench mark in our journey; it’s a flag you put in the ground. Rob has people asking him what sort of a target they should set themselves he tells them start at 0 month first then 1 month, 3 months 6 months and 1 year, he says once we have targets set it is going to get us more motivated and focused. Again he gives us examples of how to measure our business needs. (011.07) Cash Flow Cycle. Rob guides us through the cash flow cycle telling us it is essentially the amount of debt or credit days we are in selling our products and services his example is supposing he buys 100 zoom HI’s they sell at £100, he buys them for £50 he says he then has to spend 5 grand. The cash flow cycle is how many days it takes to get that capital back; he is creating a debt by paying for it in advance and if it takes 60 days to sell all of them, that means a 60 day cash flow cycle, 60 days of exposure debt in the business held in stock. Rob continues by going more into depth giving us a great deal of information that tackles the cash flow cycle. (014.41) Spreading and deploying your Capital. Rob informs us it is really important not to have our capital all in one place. As he explains if we had all our capital in one investment and something happened to that investment i.e. regulation, crash, recession, our capital is going to erode. Rob also describes how his financial team is always getting emails and so on, trying to get money saying they are Mark or Rob, so if they had all their money in the same bank, theft could clear them out. When you have cash spread it around into savings accounts and current accounts. (016.16) Drawing vs retained earnings. Rob reveals to us both drawing and retaining earnings describing how profits and dividends can be drawn and what he thinks is best about income and profit. BEST MOMENTS Rob tells us about Dell UK how their revolutionary idea, for example building be-spoke computers meant they had the customers money up front for say 14 days. If you think of that with a million pound company the interest on the held money is extremely high. Rob uses Bill Gates of Microsoft in his burn rate example and tells us how Bill Gates liked to have 12 months burn rate, meaning they could manage without any sales for a year. Rob tells us in his managing cash rule “your capital is preserved in an asset against inflation and you spending it” [Business, mindset, entrepreneur, disruptors] VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “Disruptors” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

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Secrets of Financial Freedom | Frankie Lee Interviews Rob

Secrets of Financial Freedom | Frankie Lee Interviews Rob

The roles are reversed as Rob is interviewed by Frankie Lee on The Frankie Lee podcast. Rob talks to Frankie Lee about the "Money Matrix", his newest book, exploring the hidden financial system, tax strategies, and the power of entrepreneurship. From global wealth distribution to personal financial freedom, this conversation between Frankie and Rob will make you rethink your approach to money and success. Rob REVEALS: The concept of the "Money Matrix," Who really controls the money of the world The importance of understanding how money works Strategies for minimising taxes  The importance of building businesses that are scalable How to pivot from being a "product" in the financial system to taking control of your financial future BEST MOMENTS “People say money isn’t important, but money is everything” "Quarter of a billion in sales I've made in information” "If you don't risk anything, you risk everything. So everything you want in your life is the other side of fear." "The money matrix is the hidden financial system. Where a few powerful people and banks control the money in the world." "So if you want to sell your business and you want a physical asset, as well as a cash cow, you need to build it to sell it or build it to be able to sell it." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

9 Elo 202454min

Inside the Mind of an FBI Negotiator: Chris Voss Reveals All

Inside the Mind of an FBI Negotiator: Chris Voss Reveals All

Rob is joined by Chris Voss, a former FBI hostage negotiator. Rob uncovers Voss's secrets to reading people, predicting behaviour, and navigating dangerous situations. From hostage crises to boardroom battles, Voss reveals how his techniques can revolutionise your business and personal relationships. Chris Voss REVEALS: Fear of loss is the biggest driver of decision-making, with about 70% accuracy in predicting behaviour changes. Empathy is the most effective and lasting way to influence someone, with tactical empathy being a key tool in negotiations. There are three types of negotiators globally: assertors, analysts, and accommodators, they are evenly split regardless of demographics. Voss advocates for using "no-oriented" questions instead of seeking "yes" answers to achieve more durable responses in negotiations. Labels (e.g., "It seems like...") and mirrors (repeating the last 1-3 words) are powerful tools for guiding conversations and gathering information. Most lying is defensive and about self-protection, with different types of negotiators having varying views on what constitutes a lie. To negotiate a pay raise, consistently demonstrate value beyond your cost to the employer and focus on future contributions. BEST MOMENTS "Empathy is really about understanding the other person's patterns first, which means just because you don't, wouldn't do it, doesn't mean you can't understand it." "You never give up and you can always get smarter. I'm willing to be smarter today than I was yesterday." "The power of respect for your adversary is kind of an irresistible power. And the other side violates it when you demonstrate respect first." "People react the same under all circumstances. They're driven by the same thing." "Behaviour prediction is easy. Like everybody, everybody's driven, driven by patterns." - Chris Voss "Human beings don't resent bad news. They resent getting caught off guard by bad." "Understand what it looks like to your employer. You want a raise, you got to be consistently more viable than what they're paying you." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

5 Elo 202452min

Eddie Hall on Steroids, Mental Health and Being The Beast

Eddie Hall on Steroids, Mental Health and Being The Beast

Join Rob as he interviews Eddie Hall, the former World's Strongest Man. Eddie opens up about his journey, mental health struggles, and controversial topics like steroids in sports. From his deadlift world record to his boxing match with Thor, Eddie speaks honestly and gives insight into the world of strength sports that will have you questioning everything you thought you knew about fitness and fame. Eddie Hall REVEALS: His personal mental health struggles How he manages his ADHD  The intense mental preparation behind his 500kg deadlift world record Why he cancelled the fight with the "Iranian Hulk" His thoughts on steroids in sport The challenges of maintaining his public "The Beast" persona while dealing with misconceptions about his true character His views on Jake Paul's impact on boxing BEST MOMENTS "I think a lot of it stands with filling a void. I've suffered with mental health, anxiety and depression through a lot of my life and filling that void for me is going to the gym and venting and getting that aggression out." "I think what's, you've got to see what's important in life, especially someone in my position is it doesn't matter what people's opinion of you. What's important to me is people around me, you know, my family, my friends, that's it.” "I basically had to go into that fight six months after the operation and fight Thor one armed” "You're actually evoking through free will, your deepest pains, to get stronger” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

2 Elo 20241h 12min

Why It's Never TOO LATE! How Steve Varsano Conquered the Luxury Aviation Market at 55

Why It's Never TOO LATE! How Steve Varsano Conquered the Luxury Aviation Market at 55

Rob steps into the world of private jet sales with Steve Varsano, a titan of the industry who didn't start until he was 55! Steve reveals the secrets behind selling multi-million dollar aircraft, negotiating with billionaires, and disrupting the market with his innovative showroom. Steve's journey is a masterclass in entrepreneurship, perseverance, and the art of the deal. REVEALS: How he started his business at age 55 The deal he closed on the day of his divorce. How he revolutionised the jet industry Why he works 24/7 How to take your ego out of negotiations How to close dead deals BEST MOMENTS "No matter how many times you think a deal is dead, it's not always dead, right? Okay, and you got to keep on going back. You have to figure out take your ego out of it." "If you want to be successful in business, there's no balance. I mean, you really have to give up some of your home, you know, benefits in order to get ahead." "Listen, if you want to be a disruptor. You’re not cruising, you're not working 9 to 5, you know, you have to come up with an idea that is a disruption, that, you know, you want to break the mode." "Don't give up. I mean, that's It's easy to say. It's really easy to say. But just don't take no for an answer. Don't give up. Don't care what people say." "Are you ever able to switch off? Do you do anything outside of work?" VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

29 Heinä 20241h

Vital Lessons for Young Entrepreneurs | Rob Guides Daughter on Selling, Money and more

Vital Lessons for Young Entrepreneurs | Rob Guides Daughter on Selling, Money and more

Join Rob in this fun episode featuring his daughter Ariana and niece Emily as they showcase Ariana's bracelet business, Ariana's Accessories. Watch as these young entrepreneurs demonstrate their bracelet-making skills, share their business insights, and even take orders live! Rob also teases exciting new initiatives for children on his rob.team platform, including free membership for kids under 18 and an upcoming financial freedom series for young minds! REVEALS: Ariana's Accessories, making up to 300 pounds in 10 minutes at events. The girls use a specialised machine to create bracelets efficiently, streamlining their production process. Rob is introducing free rob.team membership for children under 18 whose parents are members, promoting financial education for kids. A new "Financial Freedom for Kids" homeschooling series is coming to rob.team, addressing the lack of money education in schools. Rob emphasises the importance of teaching kids about business costs, like paying for opportunities to sell at events. The girls demonstrate their entrepreneurial spirit by taking orders live and discussing their production process. Rob suggests silver as a great way for kids to start investing, being physical, real, and more accessible than gold. BEST MOMENTS "I have an initiative I'm doing on rob.team, where, if you have children under the age of 18, they can have free membership, for as long as you're a member." "I'm also going to be doing a, um, financial freedom for kids. Like a homeschooling, building financial knowledge for kids, um, series on rob.team." "Silver is a great way for kids to start investing because it's physical and real and underpriced compared to gold, but it's accessible." "That's why I charge her essentially a little rental. She has to give some of the proceeds. Money that she makes to me to get into my staff and get on one of my stages." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

26 Heinä 202425min

Nigel Farage Exposes The Darkest Secrets of The Banks

Nigel Farage Exposes The Darkest Secrets of The Banks

Rob revisits a past episode with the Reform Party's leader Nigel Farage! As in previous conversations, no topic is off limits and Rob and Nigel talk about everything from climate change to the NHS, to immigration and the political agenda impacting private companies. Nigel also talks about his own experience of being cancelled by his bank, what he uncovered whilst investigating why this was the case and why he is now fighting for personal freedom for all. NIGEL FARAGE REVEALS What he hates more than anything The true meaning of equality The mass politicisation of private companies Why climate change initiatives unfairly impact the poorest in society What is the ultimate form of control The BBC is dying Why the NHS is failing ALSO FEATURED: Discussion around a cashless society and central digital currencies ‘Wokeism’ and the effect of West Coast of America on the UK and other cultures The varying causes of the crisis in the UK right now BEST MOMENTS “What I hate more than anything is telling 8-year-old white kid that they are oppressors” “The account was closed because I didn’t align with the bank's values” “The pursuit of a net zero agenda will literally make the poor poorer” ‘Controlling people's money is the ultimate form of control” “It’s a hard left agenda driven by Marxism” “We need to return to capitalism, we aren’t living in capitalism we’re living in corporatism” “Traditional media still sets the agenda” “We have an exploding population and no one wants to talk about it” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

23 Heinä 20241h 40min

What's a Widow Maker? Carl Hartley Talks Luxury Cars Part 2

What's a Widow Maker? Carl Hartley Talks Luxury Cars Part 2

Join Rob in part 2 with Carl Hartley, where he talks sales and pros and cons of different cars he sells from, Rolls Royce to Bentley and Maserati. Carl also reveals breaking news about opening a new show room! Carl Reveals: How many cars they sell a year Which car is nicknamed the widow maker The power of selling colour in cars The differences in various Rolls Royce’s Which car Chris Eubank drove! BEST MOMENTS "There are more imposing in person” “What is the point in a normal convertible?” “You just buy cars in random places” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

19 Heinä 202414min

How To Live in the Face of Death: Life Lessons from Hospice Nurse Julie McFadden

How To Live in the Face of Death: Life Lessons from Hospice Nurse Julie McFadden

Rob talks with Julie McFadden, a hospice nurse with unique insights into life's final chapter. Julie's experiences at countless bedsides offer fresh perspectives on mortality, authenticity, and making the most of our time. This unfiltered conversation challenges conventional views on existence, death and how to live your life. Julie McFadden Reveals: How she has accompanied around 100 individuals through their final moments. Why financial resources shape end-of-life care options What dying people say they regret the most How to confront death How our bodies naturally prepare for farewell through physiological shifts. How an otherworldly encounter with a patient transformed Julie's understanding of passing on. Why embracing sobriety marked a turning point in Julie's personal journey. BEST MOMENTS "I'm honoured when someone allows me to witness their final breath." "Folks often wish they hadn't postponed living until retirement." "True strength isn't about bottling everything up." "This work repeatedly reinforces certain life lessons." "He gave me a glimpse of what it's like to cross over." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

15 Heinä 20241h 8min

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