9 Ways to Manage Cash Like a Billionaire [Business, mindset, entrepreneur, disruptors]
Disruptors24 Kesä 2018

9 Ways to Manage Cash Like a Billionaire [Business, mindset, entrepreneur, disruptors]

Welcome to The Disruptors podcast. In this episode Rob explains in detail all aspects of managing finance; these can be applied to both your personal and professional life. Rob takes you through his nine ways to manage money that will leave you more enlightened and confident. It will help you prepare, progress, and achieve your ambitions. KEY TAKEAWAYS (0.57) One of the first rules of managing cash Rob impresses on us is to look after our Capital. He discusses how we all get lumps of money i.e. sell something, salaries, and dividends, then spend it. He says money attracts money and if you erode capital then you have nothing left to draw income from. He explores all the different situations that can arise if we do not either understand or appreciate how important it is to preserve capital at all costs. (03.32) Rob moves onto his second rule of managing cash which is, Capital produces income. He reasons with us if we use capital to invest in assets that produce income, instead of using it on depreciating liabilities, or where we would get a negative return because of inflation, then the assets would allow us to use the income to buy depreciating liabilities. Rob gives us a good example of a standard Mercedes costing £300 per month on a 2/3 year lease and reminds us it might be £35,000 which would depreciate to £20,000 in around 3 years. However if we bought an HMO by using the same capital and raising the money for the rest, it would bring in £500 per month income. Then, instead of using your capital for the £300 per month you would be left with the difference between the income and your asset. (06.03) The third rule Rob passes onto to us is that we cannot be unrealistic about the returns on managing cash. Rob tells us we can get good return on investment, and we can get infinite return on investment. If we put money into property which increases in value then we extracted all our cash back that is an infinite return on investment. When it comes to actual capital we deploy lumps of money, people expect 20% 30% 100% a day, a month, it’s unrealistic and naive. We should expect 5% that is pretty normal too. Rob goes on to explain this in more detail regarding I.S.A.’s, leverage, and the rate of return. (07.18) Rule number 4 is to understand what burn rate is. Most people have no idea of what cash burn rate is. Rob describes to us it is the amount of time your capital erodes, and in business it is usually measured in months. How many months burn rate is how much capital we have, if we made no sales. It’s important to know what would be the total overheads and fixed variables, he asks us how many months worth of capital we would have if we made no sales. Rob gives us another example by telling us if our fixed variables were £50,000 and we had £150.000 in the bank our burn rate would 3 months. Rob expands on this theme further so we can appreciate how important having capital that will cover our burn rate. (09.32) Getting to 0 days. Rob continues giving us another option of looking at getting rid of debt and going into the black. He understands it can be demoralizing trying to get to zero but a target can be a bench mark in our journey; it’s a flag you put in the ground. Rob has people asking him what sort of a target they should set themselves he tells them start at 0 month first then 1 month, 3 months 6 months and 1 year, he says once we have targets set it is going to get us more motivated and focused. Again he gives us examples of how to measure our business needs. (011.07) Cash Flow Cycle. Rob guides us through the cash flow cycle telling us it is essentially the amount of debt or credit days we are in selling our products and services his example is supposing he buys 100 zoom HI’s they sell at £100, he buys them for £50 he says he then has to spend 5 grand. The cash flow cycle is how many days it takes to get that capital back; he is creating a debt by paying for it in advance and if it takes 60 days to sell all of them, that means a 60 day cash flow cycle, 60 days of exposure debt in the business held in stock. Rob continues by going more into depth giving us a great deal of information that tackles the cash flow cycle. (014.41) Spreading and deploying your Capital. Rob informs us it is really important not to have our capital all in one place. As he explains if we had all our capital in one investment and something happened to that investment i.e. regulation, crash, recession, our capital is going to erode. Rob also describes how his financial team is always getting emails and so on, trying to get money saying they are Mark or Rob, so if they had all their money in the same bank, theft could clear them out. When you have cash spread it around into savings accounts and current accounts. (016.16) Drawing vs retained earnings. Rob reveals to us both drawing and retaining earnings describing how profits and dividends can be drawn and what he thinks is best about income and profit. BEST MOMENTS Rob tells us about Dell UK how their revolutionary idea, for example building be-spoke computers meant they had the customers money up front for say 14 days. If you think of that with a million pound company the interest on the held money is extremely high. Rob uses Bill Gates of Microsoft in his burn rate example and tells us how Bill Gates liked to have 12 months burn rate, meaning they could manage without any sales for a year. Rob tells us in his managing cash rule “your capital is preserved in an asset against inflation and you spending it” [Business, mindset, entrepreneur, disruptors] VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “Disruptors” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

Jaksot(1191)

Exposed: Greg Doucette Reveals the Dark Side of Bodybuilding

Exposed: Greg Doucette Reveals the Dark Side of Bodybuilding

Rob is joined by fitness influencer and former bodybuilder Greg Doucette for a candid discussion about the fitness industry, steroids, and personal growth. Greg shares his unique insights on the biggest scams in fitness, the challenges of being authentic on social media, and the importance of mental health in achieving overall well-being. Greg Reveals The biggest scam in the fitness industry Why maintaining single-digit body fat percentages is detrimental to mental and physical health The body most women want How to build a genuine connection with your audience How to overcome personal struggles to master your career Why mental health is just as important as physical health Simple ways to improve overall wellbeing What is more valuable than money BEST MOMENTS "I know what it's like to stop taking steroids. I know what it's like to be on them, and I can tell them what it does for you mentally, physically, emotionally, spiritually, everything." "If you base your self-worth on how you look, you're never going to be happy. It has to come from within." "I think that pharmaceutical companies are making billions or trillions of dollars, and I think it was pushed on us. And I think that we accepted it, and I'm almost ashamed of our society for having allowed this.” "I said, I'm going to stop giving a shit about what other people think of me. Like I can remember the moment, and I was going to do a presentation, and I'm like, I was nervous. I'm like, they're going to make fun of me." "I want to call out the BS. And I think that I have the right to do so. And they have the right to be upset with me, to flack back at me, but I don't see it as just I'm just ruffling feathers just because I want to like get views." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

25 Maalis 20242h 26min

The Millionaire Clown James Sinclair Confronts Rob on Money, Business and Entrepreneurship

The Millionaire Clown James Sinclair Confronts Rob on Money, Business and Entrepreneurship

Rob is grilled by self-made millionaire James Sinclair on his wealth and success in this episode! They go on to have a candid discussion about entrepreneurship, wealth building, and the realities of running successful businesses. Both Rob and James share their unfiltered and unapologetic takes on everything from mindset and entrepreneurship to tax and ADHD. James & Rob Reveal Not all debt is bad The risks of entrepreneurship The best types of businesses to create and invest in How to cultivate multiple streams of income How entrepreneurs can leverage ADHD and similar differences to become strengths Cash is not always trash The secret to recruiting excellent staff Why he values working alone Why entrepreneurs have to embrace all types of change BEST MOMENTS "Never tell someone how much you're worth" "The reason our partnership has been good, and I'll give you a few tips now. Number one is, Yeah, you have to be in partnership, I believe, with someone with a different set of skills, but a similar vision." "Unless you're an entrepreneur and you hire a lot of staff, you don't get what good you're doing in the world and, you know, how much money you're generating an economy." "So if you've got all these labels, and this is really fucking important for me to say this, don't own that fucking label that someone else put on you. Own who you are." "Dave Ramsey says all debt is bad and he's wrong. I'm just going to say it. He is wrong. Not all debt is bad." "35 per cent of self-made millionaires in the UK are dyslexic. There's loads of super successful people that have elements of autism, ADHD, dyslexia, all of these things. They're just labels, by the way." "I actually think the limited company, the LLP, the LLC, it's a really smart wrapper. It's a really... There's a lot of things that have been invented by humanity and people don't understand how genius it is." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

22 Maalis 202437min

Electric Cars Are Not the Future | Supercar Secrets with Carl Hartley

Electric Cars Are Not the Future | Supercar Secrets with Carl Hartley

Rob sits down with supercar dealer extraordinaire Carl Hartley for an inside look at the world of high-end cars! From discussing the current state of the car market to sharing his unfiltered thoughts on the industry, Carl also reveals his highest profit-making deals and the secrets to getting them! Carl Reveals Why the car market is stabilising The overhype of electric cars How to negotiate high-stakes car deals. The real cost of a Bugatti The challenges of growing up in a strict household The most brutal but important business lesson Hartley learned early on How he made £2 million profit on a single car deal The secret behind his highest percentage profit of 200%. The importance of being able to adaptable in your communication BEST MOMENTS "I enjoy my work. I enjoy my business... but I only come to work for a reason. And that reason is to, to make money." "The last thing that appeals to me is an electric car. I think it's why has no soul. Because it's quiet, it's got no noise." "You cannot judge a book by its cover. Someone can walk through them doors and not look like they're fit enough to wash the floor. But the difference is, on other days you see both me and my dad washing the floor." - "There's only so much you can do with a 911. A 911's been the same shape... It's still a 911. Okay, it's got a bigger wing. It still does exactly, it just, it just does everything perfectly." "Someone's opinion of me can be whatever they want it to be. It's theirs. Do I, do I really want them to, to like me? Do I really want them to dislike me? The matter of the fact is I don't really care too much because I'm never going to change it." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

18 Maalis 20241h 58min

Everything I Said About Steven Bartlett is True | My Brutal Interview with Dodge Woodall

Everything I Said About Steven Bartlett is True | My Brutal Interview with Dodge Woodall

Rob is confronted by fellow entrepreneur and podcaster Dodge Woodall! Dodge asks Rob difficult questions and brutally criticises Rob about his dealings with Andrew Tate, his thoughts on Steven Bartlett and more! Listen in to hear how Rob deals with this harsh criticism and interview technique from who he thought was a friend! VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.   disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

15 Maalis 20241h 19min

Influencer Boxing is a Joke: Paddy Pimblett Slams Jake and Logan Paul's Credibility

Influencer Boxing is a Joke: Paddy Pimblett Slams Jake and Logan Paul's Credibility

UFC superstar Paddy Pimblett pulls no punches as he discusses his rise to fame, battling depression, and the importance of men's mental health. Rob digs deep to uncover Paddy's views on influencer boxing, his dream fight at Anfield, and the craziest interactions he's had with fans. This is an unmissable interview for fight fans and anyone interested in the power of resilience. Paddy Reveals What would make him fight Jake or Logan Paul His personal battle with depression and suicidal thoughts UFC Fighters get paid what they're worth The sacrifices he has made for his career His dream to bring a UFC event to Anfield stadium in Liverpool How to find true happiness The lowest point in his career Why winning is more important than entertaining The importance of a good support system for success The credibility of influencer boxing compared to professional boxers who have dedicated their lives to the sport What his legacy will be BEST MOMENTS "If you're a man and you've got a weight on your shoulders, and you think the only way you can solve it is by killing yourself, please speak to someone, speak to anyone. People would rather you cry on their shoulder than go to your funeral." "I'd probably rather bring my UFC to Anfield than win a UFC title." "As long as people don't think I was a cunt, I'm happy." "When I get going, I'm like Homer Simpson." "It's just you versus them. Put the ref in the middle." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

11 Maalis 202456min

The 9 Biggest Threats to Your Money & Freedom

The 9 Biggest Threats to Your Money & Freedom

What are the biggest threats to your money? Join Rob as he reveals the 9 biggest threats to your money and your freedom! The 9 Biggest Threats to Your Money & Freedom Inflation, the silent tax The banks, if you aren’t creating a product then you are the product. A war or a revolution, we are the closest we have been to this in the West since WW3 Scams and threats, they are everywhere! Bad investments and bad investment advice Your emotions, only make financial decisions when you are balanced and logical Divorce! Lifestyle creep, this easily happens to many entrepreneurs and business owners. The government and your tax bill! BEST MOMENTS "Every year it costs more for the same item” “The government control and cause inflation” “The banks make money from you in three ways, number one inflation, number two taxation and number three interest through getting you in debt” “We are the closest we have ever been to World War 3” “Never make big investments of spending decisions when you’re elated or depressed, instead when you’re balanced and logical” “Rule number one, don’t get married” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

8 Maalis 202410min

Three Ways the Banks Profit from YOU! Beating the Money Matrix

Three Ways the Banks Profit from YOU! Beating the Money Matrix

The money matrix is a hidden system created by those who benefit from it, the banks and the elite. In this episode learn more about what the money matrix is and how you can beat this system, play the banks for their own gain and profit for yourself. Rob Reveals: Why money matrix allows the elite to have power and control over the people Why the banks lend you money Interest equals profit for the banks. It isn’t just the government that benefits from your taxes, the banks do too Up to 70% of what you earn and spend is tax Inflation is the ‘hidden’ tax Why to only borrow from the banks if they are taking the risk and you are investing this money for your own gain, such as in assets that will increase in value How to reduce your tax bill BEST MOMENTS "That benefits the elite over the people” “If you don’t have a product to sell, you are the product that the banks profit from” “Inflation is the hidden tax” “The printing of money devalues the existing money in the economy but it also devalues debt” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

4 Maalis 20245min

HATE Made me RICH! Andrew Tate's TikTok Millionaire Brother Tristan Tate

HATE Made me RICH! Andrew Tate's TikTok Millionaire Brother Tristan Tate

Self-made millionaire Tristan Tate is interviewed by Rob for a no-holds-barred interview. Much like his brother, he is never one to shy away from controversy, Tristan provides his unique take on topics ranging from making your first million, the death of free speech and why modern dating favours women. Expect plenty of unfiltered opinions as Tristan shares the keys to his success, including leveraging social media and understanding human psychology. Listen in to hear his latest thoughts on money, business, and influencing the online world! Tristan Tate Reveals: How to anger the masses How to utilise human psychology to get what you want How to make your first million Why he doesn’t care if people hate him Why men make better investors Most people are too lazy to be successful Why he moved out of the UK to Romania How to build large followings on social media like TikTok BEST MOMENTS " "I make more money from the hatred than I do from the love." "Algorithms dictate what people are seeing, so I just gave algorithms what they wanted." "Don't negotiate with yourself, that's stupid." "Low tax jurisdictions are very important for businesses in the modern world." "If I make money, I want to keep as much money as possible." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

26 Helmi 20242h 34min

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