9 Ways to Manage Cash Like a Billionaire [Business, mindset, entrepreneur, disruptors]
Disruptors24 Kesä 2018

9 Ways to Manage Cash Like a Billionaire [Business, mindset, entrepreneur, disruptors]

Welcome to The Disruptors podcast. In this episode Rob explains in detail all aspects of managing finance; these can be applied to both your personal and professional life. Rob takes you through his nine ways to manage money that will leave you more enlightened and confident. It will help you prepare, progress, and achieve your ambitions. KEY TAKEAWAYS (0.57) One of the first rules of managing cash Rob impresses on us is to look after our Capital. He discusses how we all get lumps of money i.e. sell something, salaries, and dividends, then spend it. He says money attracts money and if you erode capital then you have nothing left to draw income from. He explores all the different situations that can arise if we do not either understand or appreciate how important it is to preserve capital at all costs. (03.32) Rob moves onto his second rule of managing cash which is, Capital produces income. He reasons with us if we use capital to invest in assets that produce income, instead of using it on depreciating liabilities, or where we would get a negative return because of inflation, then the assets would allow us to use the income to buy depreciating liabilities. Rob gives us a good example of a standard Mercedes costing £300 per month on a 2/3 year lease and reminds us it might be £35,000 which would depreciate to £20,000 in around 3 years. However if we bought an HMO by using the same capital and raising the money for the rest, it would bring in £500 per month income. Then, instead of using your capital for the £300 per month you would be left with the difference between the income and your asset. (06.03) The third rule Rob passes onto to us is that we cannot be unrealistic about the returns on managing cash. Rob tells us we can get good return on investment, and we can get infinite return on investment. If we put money into property which increases in value then we extracted all our cash back that is an infinite return on investment. When it comes to actual capital we deploy lumps of money, people expect 20% 30% 100% a day, a month, it’s unrealistic and naive. We should expect 5% that is pretty normal too. Rob goes on to explain this in more detail regarding I.S.A.’s, leverage, and the rate of return. (07.18) Rule number 4 is to understand what burn rate is. Most people have no idea of what cash burn rate is. Rob describes to us it is the amount of time your capital erodes, and in business it is usually measured in months. How many months burn rate is how much capital we have, if we made no sales. It’s important to know what would be the total overheads and fixed variables, he asks us how many months worth of capital we would have if we made no sales. Rob gives us another example by telling us if our fixed variables were £50,000 and we had £150.000 in the bank our burn rate would 3 months. Rob expands on this theme further so we can appreciate how important having capital that will cover our burn rate. (09.32) Getting to 0 days. Rob continues giving us another option of looking at getting rid of debt and going into the black. He understands it can be demoralizing trying to get to zero but a target can be a bench mark in our journey; it’s a flag you put in the ground. Rob has people asking him what sort of a target they should set themselves he tells them start at 0 month first then 1 month, 3 months 6 months and 1 year, he says once we have targets set it is going to get us more motivated and focused. Again he gives us examples of how to measure our business needs. (011.07) Cash Flow Cycle. Rob guides us through the cash flow cycle telling us it is essentially the amount of debt or credit days we are in selling our products and services his example is supposing he buys 100 zoom HI’s they sell at £100, he buys them for £50 he says he then has to spend 5 grand. The cash flow cycle is how many days it takes to get that capital back; he is creating a debt by paying for it in advance and if it takes 60 days to sell all of them, that means a 60 day cash flow cycle, 60 days of exposure debt in the business held in stock. Rob continues by going more into depth giving us a great deal of information that tackles the cash flow cycle. (014.41) Spreading and deploying your Capital. Rob informs us it is really important not to have our capital all in one place. As he explains if we had all our capital in one investment and something happened to that investment i.e. regulation, crash, recession, our capital is going to erode. Rob also describes how his financial team is always getting emails and so on, trying to get money saying they are Mark or Rob, so if they had all their money in the same bank, theft could clear them out. When you have cash spread it around into savings accounts and current accounts. (016.16) Drawing vs retained earnings. Rob reveals to us both drawing and retaining earnings describing how profits and dividends can be drawn and what he thinks is best about income and profit. BEST MOMENTS Rob tells us about Dell UK how their revolutionary idea, for example building be-spoke computers meant they had the customers money up front for say 14 days. If you think of that with a million pound company the interest on the held money is extremely high. Rob uses Bill Gates of Microsoft in his burn rate example and tells us how Bill Gates liked to have 12 months burn rate, meaning they could manage without any sales for a year. Rob tells us in his managing cash rule “your capital is preserved in an asset against inflation and you spending it” [Business, mindset, entrepreneur, disruptors] VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “Disruptors” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

Jaksot(1191)

From Debt to Decamillionaire: Rob's Unconventional Success Formula

From Debt to Decamillionaire: Rob's Unconventional Success Formula

Rob is interviewed by Mike Greene on the Success is a System Podcast. They discuss controversial topics like the flaws of traditional education, why you must balance being selfish and selfless in business and managing your ego. Mike explains why you must commit fully and make big decisions to achieve your goals against all odds. Rob and Mike also analyse misunderstood thought leaders like Andrew Tate, the trap of needing to be loved by everyone, and why personal wealth creation lets you live life on your own terms. Rob Reveals: University delays entrepreneurship and puts you in debt with no guarantees of a good job Be selfish at first to escape debt and make your first £100K, then focus on adding value to others The purpose of life is to self-actualise and become the best version of yourself through lifelong learning To be a great mentor, provide the right balance of support and challenge tailored to each person Polarizing figures like Andrew Tate get people to take action by being extremely challenging You must be equally loved and hated to become very successful and well-known Governments can’t manage money properly - entrepreneurs should run countries like companies To “dance” with the universe, you must accept universal laws like you’ll always have critics BEST MOMENTS "I became a millionaire just under 31 and a decamillionaire age 35...that was a long time ago." "When I die, no one’s gonna give a fuck how much money I made. They’re gonna care how many people I impact." "If everyone could become successful at something, everyone would do something and no one would do anything else and species would die out." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

26 Tammi 20241h 12min

The Death Of The UK And What I Would Do To Fix It If I Were PM

The Death Of The UK And What I Would Do To Fix It If I Were PM

After some calls for Rob to run for Prime Minister, Rob shares the 11 things he would do right now in the UK to transform it! This isn’t content Rob thought he would ever create but after witnessing the state of the UK, he couldn’t stay silent and talks about why he would do drastic things such as completely reforming education and abolishing most benefits. Rob Reveals: How he would run the economy differently Why he would rip up the tax code How he would transform the public sector Why he would recruit the most influential and experienced business owners to government Why increasing some government salaries would improve the country The two types of politicians Why he would get rid of most welfare The rise of professional beggars How he would reform education Why the government should be reducing national debt BEST MOMENTS "They believe I have some common sense solutions to this broken country” “I risk being cancelled” “The economy is being ruined” “Progressive taxes do not work” “There are no incentives for growth in the public sector” “I believe everyone on welfare wants to be valuable” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

22 Tammi 202428min

Rob's Guide to Ruthless Productivity

Rob's Guide to Ruthless Productivity

Get your productivity, effectiveness, and efficiency into high gear with this episode with Rob. He lays out the keys to ruthlessly prioritising your most important task in the moment, maximising the leverage of your time, and how to avoid procrastination. Rob pushes you to be fully present, maintain focus, and align your activities to move the needle on income generation! Rob Reveals: There is only one spontaneous "right action" task you should be doing at any time. Measure priority tasks by income generation and fear/difficulty level. Being productive is output volume; being effective is the quality of output. Lists create overwhelm; pick one priority item and fully focus on executing it. Challenge yourself and others when conversations enable procrastination. Planning helps the future but stay present; ask "What's most important right now?" You can't blame others for distraction without your permission. BEST MOMENTS "Procrastination is not being able to control an emotion." "So eat the, eat the frog. He wrote a book called eat that frog. And eat the frog means the very thing you don't want to do that you've been putting off, you do it immediately." "It matters, is this the right phone number for the phone call I'm gonna do now? And, am I gonna give them my full attention? "People are not what they say. People are what they do. And that's not a criticism. It's just what it is." "I want you to do those because the more money you make and I'm not gonna pay you more money if I don't make more money." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

19 Tammi 202451min

Katie Hopkins Unleashed Part 2 | Unfiltered and Exposed

Katie Hopkins Unleashed Part 2 | Unfiltered and Exposed

Rob is joined once again by Katie Hopkins in an episode with tears, anger and laughter! Katie exposes obesity and gives her thoughts on money and the banking system and even the monarchy. But the discussion takes a more intimate turn as Katie reveals intimate details of her life journey, from a painful divorce to rebuilding her life as a single mum. Katie and Rob also review the year's major events and introduce some fun new segments! Katie Reveals: Her thoughts on Prince Harry and Elon Musk Why giving birth pushed her to becoming financially indepent Why she embraces her masculine energy That pain in early life should be embraced, not avoided Being stitched up to receive a C*NT award How she has disrupted many institutions including the government and the media BEST MOMENTS "Bring me a lesbian. I want a proper lesbian." "Elon Musk that day, so masculine, like, I would blow down at the altar of Elon Musk any day." "I genuinely have no fear... I have a strong sense that your end is already decided." "The faster you become good at handling pain, the better you're going to do." "You're much braver than you know. And when you're tested, you'll find out." "I've lost more money than most people earn and that's okay." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

15 Tammi 202452min

The 5 Brutal Lessons I Learnt in 2023 PLUS My Predictions for 2024!

The 5 Brutal Lessons I Learnt in 2023 PLUS My Predictions for 2024!

In this unique episode, Rob shares his predictions for the year ahead as well as the 5 brutal lessons he learnt in 2023. He talks about the many opportunities that will present themselves in 2024 including in the property market and reveals the biggest business lesson he has ever learnt! Rob Reveals: The one thing you know you should be doing in 2024 The most brutal business lesson he learnt in 2023 Why he calls the lockdown a crime against humanity The true test of your business agility The power the government has over your business Why work ethic has plummeted Why we all need to work to change the UK The opportunities to be had in 2024 and beyond Why property will crash in 2024 BEST MOMENTS "I believe the lockdown was a crime against humanity” “What you can prepare and plan for you can figure out” “You can’t change the past but you can fix the future” "This is gonna have a wild impact on the market, there are gonna be loads of repossessions, loads of cheap sales" VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

12 Tammi 202436min

45 Hard Life Lessons on my 45th Birthday & Brutal Life Lessons From an Ageing Man  - Part 2

45 Hard Life Lessons on my 45th Birthday & Brutal Life Lessons From an Ageing Man - Part 2

Listen in to this episode for part 2 of Rob's brutal life lessons! Rob reveals the second half of the many lessons he has learnt in business and life including his famous mantra, 'if you don't risk anything, you risk everything'! Rob Reveals: 24. If you wait for permission, you will never get started. 25. People will criticise you anyway so you just do you. 26. Face problems head-on, and work out the solutions. 27. You don't get what you want, but what you 'are'. 28. If you do not tell people you are struggling, then you will suffer alone. 29. Trust but double check. 30. It never gets easier, you have to get better, and then it will feel easier. 31. Your reward for solving a problem is a bigger problem. 32. People will always let you down if you think it's their job to lift you up. 33. Before you try and change others, first check yourself. 34. If you don't get over your past relationships, the baggage will ruin your new ones. 35. Real leadership is finding a solution when everyone else thought there wasn't one. 36. If you don't make money whilst you sleep you will be making working until you die. 37. Unless you own your past, your past will always own you. 38. Own money, don't let money own you. 39. Money isn't everything but everything is better with money. 40. Working hard is not enough to be successful. 41. It's better to have tried and lost than to never experience at all. 42. There are human laws and universal laws, understand the difference. 43. If you fight against what is, then it is not. 44. Fake is becoming so acceptable that people get offended when you keep it real. 45. If you don't risk anything you risk everything! BEST MOMENTS "Beg for forgiveness don't ask for permission" "You do not get what you want, you get what you are" "I used to sometimes resent people for not checking in that I was ok, to not be able to read my mind" "Things only become easier when you get better at them" "New level, new devil" "Be the change you want to see" "Passive income used to be a luxury now it's a necessity" "Money is important, money is a tool" VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

8 Tammi 202419min

45 Hard Life Lessons on my 45th Birthday & Brutal Life Lessons From an Ageing Man  - Part 1

45 Hard Life Lessons on my 45th Birthday & Brutal Life Lessons From an Ageing Man - Part 1

It’s Rob’s birthday and in celebration, he wanted to share 45 brutal life lessons that he has learnt over the years. This is part 1, where Rob discusses why there is beauty in brutality and reveals the first 23 of the lessons he has learnt in business and life. Rob Reveals: Honest people will lie to you if the lie is easier than telling the truth People are not loyal Most people want you to fail Believing happiness is the meaning of life will make you miserable You have to do hard things now for an easy life later What’s worth it isn’t easy, what’s easy isn’t worth it Everything you don’t like or want is your fault and responsibility All your fears are just imagination Everything you judge in others you have done yourself Security has nothing to do with money The best form of revenge is kindness In every stressing, hides a blessing People treat you the way you teach them to It’s your responsibility to express when there are problems Any conflict you avoid now will come back harder There’s ruthlessness and toothlessness there is no in between The easiest person to lie to is yourself If you want the right people in your life you have to let go of those who are wrong for you Being patient is not always a virtue Learning from your mistakes is dumber and more expensive than learning from the mistakes of others Most people aren’t thinking about you Silence is power Your intuition is mostly wrong BEST MOMENTS "Humans lie, to expect them not to lie is a delusion” “No one owes you anything” “If you fail at your dreams it makes them feel more comfortable about their failures” “There is no such thing as I can’t there is only, how can I?” “Revenge never ends” “If you want people to treat you a certain way you have to show them” “Patience isn’t a virtue anymore” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

5 Tammi 202423min

Simon Newton - The Celebrity Bodyguard

Simon Newton - The Celebrity Bodyguard

Former military and celebrity bodyguard Simon Newton shares stories from protecting the likes of Michael Jackson to surviving convoy attacks in Iraq. Rob digs into Simon's journey from the British military to becoming Jason Statham's body double in Hollywood. Learn how Simon leveraged his security connections to build a thriving private firm and clothing line. Simon talks openly and honestly to Rob about everything from ambushes on the streets of Baghdad to partying with Kendall Jenner! Simon Reveals: How he protected Michael Jackson on his first-ever London security job How he narrowly escaped death Why he helped sneak Bella Hadid into a protest march His thoughts on AI How to turn elite contacts into business opportunities, How he has survived countless convoy ambushes in the Middle East What has caused theft and violent crime in London to skyrocket The only way to get conviction rates up in the UK How he leveraged publicity from security jobs into launching a profitable fashion brand. BEST MOMENTS "Disruptive means naughty. Ha! Possibly exploiting topics that maybe people don't like to talk about." "I called Michael Jackson's team with no celebrity security experience. Two weeks later I was guarding the King of Pop himself."  "Rockets hit and set our Baghdad hotel's upper floors on fire. We survived, but I questioned why I took the job." "A woman was being violently stoned to death on the street. It opened my eyes to how cheap life is overseas." "Flood London with double police to get conviction rates up. Petty theft is out of control with no support." "Anyone who wears earphones in London should be shot. Why? It's so dangerous. I get up right behind women with bags open and then don't even know I'm there when you're trying to get past them in the street." "I always look at what people are wearing. Look at how they're standing, look at what, what they're doing. Are they on their own? Have they got a bag? Are they with someone else? Are they on a phone?"   VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team Episode Sponsor - AG1 Claim your exclusive offer of AG1 at the link below drinkag1.com/disruptors ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information. disruptive, disruptors, entreprenuer, business, social media, marketing, money, growth, scale, scale up, risk, property: http://www.robmoore.com

1 Tammi 20241h 36min

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