Your Mortgage Questions Answered LIVE - Part 2

Your Mortgage Questions Answered LIVE - Part 2

Erin is LIVE for the second time this season with the Get The Hell Out Of Debt community and answers questions about mortgages and real estate - including the penalties and risk involved in re-mortgaging your home and the fixed vs variable debate. And also why Erin has a PO Box and recommends the same for you. ___________________________ To join the Get The Hell Out Of Debt community, get the course here: https://www.erinskyekelly.com/get-the-hell-out-of-debt-course If you are a Canadian who wants Erin and her team to handle your mortgage, fill out this application: https://velocity.newton.ca/sso/public.php?sc=167blqm2y0b8f www.ErinKellyMortgages.ca Free resources no matter what country you live in at www.FinancialTransformation.ca Check out Erin's mortgage webinar here: https://www.erinskyekelly.com/registration-page-b95590bc-1969-4710-bd97-6e05a7ff7140 ___________________________ 0:45 Show Intro 1:15 Charis Mortgage Renewal. To Penalty, Or Not To Penalty 4:52 Where Does Refinancing Money Come From 6:12 Variable vs. Fixed Rate Mortgages 11:00 What Do Banks Look For 16:16 Erin’s Unsolicited PO Box Advice 19:34 Manulife Mortgage LOC vs. Other Mortgage Options 25:50 Show Extro And Candid Zoom Moments _______________________________ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/ Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. Learn more about your ad choices. Visit megaphone.fm/adchoices

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 DAY 2 - FINANCIAL SPRING CLEANING CHALLENGE - Clean Out Your Closet

DAY 2 - FINANCIAL SPRING CLEANING CHALLENGE - Clean Out Your Closet

It's Day 2 of the Financial Spring Cleaning Challenge! Erin and Keri take a deep dive into what decluttering can do for your mindset, your money, and your sense of sanity. If you've ever held onto something “just in case”...woman, press play. Follow along with others doing the Challenge by joining our community here: www.getthehelloutofdebt.com  Sponsor: Check out www.airdoctorpro.com and use the promo code ERIN to save up to $300. Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

15 Huhti 202522min

DAY 1 - FINANCIAL SPRING CLEANING CHALLENGE - Your Financial Snapshot

DAY 1 - FINANCIAL SPRING CLEANING CHALLENGE - Your Financial Snapshot

If you've ever avoided looking at your bank statement the same way you avoid opening that closet in your house, this one's for you. The annual Financial Spring Cleaning Challenge is back! The goal is to make facing your finances feel a little less terrifying and a lot more empowering. You don’t have to have it all figured out—you just have to be willing to start.  We’re sharing more about the Challenge in our online community, too - you can join us here:  www.getthehelloutofdebt.com  Sponsor: Check out www.airdoctorpro.com and use the promo code ERIN to save up to $300.  Purchase the award-winning, best-selling books Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

14 Huhti 202522min

Cheapskate Or Genius?

Cheapskate Or Genius?

Is there a fine line between financial genius and total cheapskate? Erin and Keri are testing that theory today with a list of unique ways people try to cut costs—some clever, some borderline disturbing. Would you try these money-saving hacks, or are they taking things way too far?  Share your money-saving tips and tricks with us online when you join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Sponsor: Check out ZocDoc.com/SKYE to instantly book a top-rated doctor today.   Learn more about your ad choices. Visit megaphone.fm/adchoices

9 Huhti 202529min

Money Moves That Matter

Money Moves That Matter

Erin tackles two voicemail messages live - one dealing with a questionable car loan and another facing a big income shift. Whether you’ve been in a similar spot or just want to hear some financial insights you may not have considered, you’ll walk away from this episode with strategies to keep your finances strong and your future secure. If you want to ask Erin a question, leave a message at www.speakpipe.com/erinskyekelly.  Join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Sponsor: Check out ZocDoc.com/SKYE to instantly book a top-rated doctor today.  Learn more about your ad choices. Visit megaphone.fm/adchoices

8 Huhti 202537min

Don't Get Financially Trapped

Don't Get Financially Trapped

What happens when financial ties keep you under the same roof with your ex—and they decide to test just how much you’re willing to tolerate? Erin and Keri are unpacking one woman’s shocking post-breakup predicament and why financial independence is about so much more than just money.  Join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Sponsor: Check out ZocDoc.com/SKYE to instantly book a top-rated doctor today.  Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Huhti 202531min

Your Financial Severance

Your Financial Severance

In Erin’s fave show, Severance, the innies are trapped in the daily grind, completely disconnected from their outies, who hold all the power. Sound familiar? If your finances feel like an endless cycle of work, spend, stress, repeat—this episode is for you. Erin explains how to "reintegrate" your money mindset, break free from paycheck-to-paycheck living, and build real financial security. Join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Sponsor: Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERINSKYE and get your first month free. Learn more about your ad choices. Visit megaphone.fm/adchoices

2 Huhti 202527min

Taking Control Of Your Investments

Taking Control Of Your Investments

Do your retirement accounts feel like a mystery? Wanda sent in a question for Erin at www.speakpipe.com/erinskyekelly about her current situation. Erin and Keri tackle this all-too-common dilemma: what to do when you know you should be making smarter investment moves, but you have no idea where to start. It might be time to rethink your finances—and possibly rewrite your retirement plan. Join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Sponsor: Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERINSKYE and get your first month free.  Learn more about your ad choices. Visit megaphone.fm/adchoices

1 Huhti 202527min

ADHD & Money

ADHD & Money

Can ADHD be a financial superpower? Erin says YES. If you’ve ever struggled to stay consistent with money (or just life in general), this episode will give you the push you need to finally get ahead. Get more info on Erin’s ADHD & Money course here: ​​https://www.erinskyekelly.com/adhd-and-money  Join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Sponsor: Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERINSKYE and get your first month free.  Learn more about your ad choices. Visit megaphone.fm/adchoices

31 Maalis 202528min

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