Do you have a money problem, or a CONSISTENCY problem?

If you’ve been stuck paying minimums, dipping into savings, or feeling like life keeps knocking you down—this episode will shift your mindset. Erin breaks down how to identify the real gap in your budget, how to stop being reactive, and what it takes to build financial momentum—even when the road ahead feels endless.  Join our online community: www.getthehelloutofdebt.com  Sponsor: Get the Ava app, and use promo code ERINSKYE to get your first month free. Go get yourself good credit! Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

12 Touko 202529min

This piercing episode gets real about the money we spend to look “refreshed.” Erin and Keri have the kind of conversation you and your girlfriends whisper about after one too many proseccos—but this time, there’s math involved. If you're trying to balance beauty goals with real wealth, have a listen to see if the return on your investment is worth it.  Join our online community: www.getthehelloutofdebt.com  Sponsor: Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Touko 202520min

Remember when bachelorette parties were just cheap cocktails and questionable tiaras? This episode is part nostalgia, part tough love, and fully loaded with genius ideas to keep the celebrations high-vibe and low-cost. Whether you’re planning a wedding, attending one, or just trying to figure out if $1,800 for a girls’ weekend is normal (spoiler: it's not), Erin’s got you. Join our online community: www.getthehelloutofdebt.com  Sponsor: Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

6 Touko 202531min

Think you’re financially prepared for anything? Today Erin is going over the kind of emergency preparedness you didn't know you needed. From smart money moves to surprisingly doable survival hacks (no bunkers or doomsday stuff, we promise), Erin dishes out actionable and practical advice - and no, gold isn’t the answer!  Join our online community: www.getthehelloutofdebt.com  Sponsor: Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Touko 202533min

If your “filing system” is more like an archaeological dig site, this episode is your personal assistant, therapist, and accountant rolled into one. Join Erin and Keri as they turn financial chaos into organized confidence. It’s the final day of the Financial Spring Cleaning Challenge, and you’re invited to finish strong! There is still time to join us online - just click here: www.getthehelloutofdebt.com  For online affordable, easy-to-make wills in America - https://trustandwill.sjv.io/rQYqnd If you’re in Canada, Erin recommends: https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37  CODE: ERIN20  Sponsor: Spring back into your health and fitness: go to lumen.me/SKYE to get 15% off your Lumen.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

30 Huhti 202522min

Scrubbing your vents and inspecting hose bibs doesn’t sound glamorous, but what if those boring homeowner tasks are the secret weapon to protecting your wallet (and your sinuses)? Today Erin and Keri take on the least Instagrammable day of the challenge. If you've got a furnace room that’s basically a storage locker for regret—this episode’s for you. Get in on what’s happening in our online community here: www.getthehelloutofdebt.com  Sponsor: Spring back into your health and fitness: go to lumen.me/SKYE to get 15% off your Lumen.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

29 Huhti 202516min

It’s time to transform your bedroom into a sanctuary of rest, romance, and rejuvenation. Erin and Keri share how clearing clutter in your boudoir can actually elevate your energy and impact your finances. From getting rid of work stuff and "doomsday piles," to updating sheets and adding cozy textures, Erin has all the practical tips to set your bedroom up right.  To join us in our online community, sign up here: www.getthehelloutofdebt.com  Sponsor: Spring back into your health and fitness: go to lumen.me/SKYE to get 15% off your Lumen.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

28 Huhti 202525min

Ever wondered which is worse: a concert porta-potty in July or pooping in a one-stall coffee shop with a lineup out the door? Neither will mess with your finances like clutter does. Today Erin is handing you the exact strategy to clean up the sneaky ways your bathroom is draining your budget.  The best community on the internet is here. Join us: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

27 Huhti 202521min