Financial Spring Cleaning Challenge - Day 20 - Update Address

Erin answers a reader question about blended family finances. Melinda and her hubby have four kids, but because of the reckless spending of the ex-wife, hubby is overspending on his two kids and Melinda needs to be frugal with hers. The entire situation feels unfair to Melinda who mostly lives debt-free, and is trying to help her hubby achieve the same.    Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly   Order your copy of Get the Hell Out of Debt here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1   Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1   Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1   Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget.   Order Erin’s latest book Naked Money Meetings from your favourite local independent bookseller. Or of course, it’s always available here. https://www.amazon.com/Naked-Money-Meetings-Partner-Forever/dp/1637587791/ref=sr_1_1?crid=3NCT78ESEGHCS&keywords=naked+money+meetings+erin+skye+kelly&qid=1676239960&sprefix=naked+money+meetings+erin+skye+kelly%2Caps%2C114&sr=8-1   Have Erin’s Tuesday newsletter delivered to your email inbox here https://www.erinskyekelly.com/sign-up-for-newsletter   Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!   Learn more about your ad choices. Visit megaphone.fm/adchoices

8 Maalis 202315min

Sylvia is worried she hasn’t left herself a huge time horizon to retire. Erin points out that she’s missing an obvious financial gold mine right in front of her nose!  _________________________ In this episode:  Yes, this is THE Sylvia on this episode - the podcast's biggest fan! #IYKYK  Keri is available for all your bounty-hunting needs.  Do you have a favorite swear word? Tell us at info@erinskyekelly.com  Fave quote from this episode: “I also dated a T-Rex whose arms weren’t quite long enough to reach for a wallet” -Erin    _________________________ The NEW book, Naked Money Meetings, is out now! You can purchase your copy from your fave online bookstore.   If you plan to be debt-free in 2023, here's where to find Erin and Get The Hell Out Of The Debt: Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book, Get The Hell Out Of Debt, is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU.  Check this out for some free resources to get you started: www.financialtransformation.ca  If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly  Follow Erin here: https://www.instagram.com/getthehelloutofdebt/  And her personal account here: https://www.instagram.com/erinskyekelly/  And the website for everything else: www.erinskyekelly.com  Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!   Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Maalis 202347min

A woman wrote into Reddit to ask if she was the asshole for expecting the birth father pay half the birth expenses since they split everything 50-50, and technically, as Keri says, "he contributed to half this situation."    (Erin bit her tongue but what she WANTED to say was that it sounds like he is the type of guy to contribute 3 minutes to this situation.)   What do you think?    We'd love you to weigh in.    How do you divide medical expenses in your relationship (if you are in one?) Got any good stories to share?    https://www.speakpipe.com/erinskyekelly   _______________________________   Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum   Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa  Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/ Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!     Learn more about your ad choices. Visit megaphone.fm/adchoices

6 Maalis 202310min

Shawna is new to her money journey but is already starting to think so critically about it that she has a brilliant question. Thank you so much for sharing this podcast with the people you care about. Let's help women help their families become financially free. ⭐️ Register for my friend Loren Lahav's incredible 2 day event called "Own Your Worth" at www.ownyourworthexperience.com ⭐️ The NEW book, Naked Money Meetings, is out now! You can purchase your copy from your fave online bookstore.   ⭐️ If you plan to be debt-free in 2023, here's where to find Erin and Get The Hell Out Of The Debt: Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. ⭐️ The book, Get The Hell Out Of Debt, is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU.  ⭐️ Check this out for some free resources to get you started: www.financialtransformation.ca  ⭐️ If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly  ⭐️ Follow Erin here: https://www.instagram.com/getthehelloutofdebt/  ⭐️ And her personal account here: https://www.instagram.com/erinskyekelly/  ⭐️ And the website for everything else: www.erinskyekelly.com    Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

2 Maalis 202321min

Becoming wealthy isn’t only about cutting costs. It’s about expanding income and growing financially into your full abundant potential. Erin encourages Laurie to use her gifts to align her dreams, and create a healthy financial future.  _________________________ In this episode:  For details on the relief efforts in Turkey - https://www.unicef.org  Find the 4 options debt-repayment options in Chapter 13 of the book, Get The Hell Out Of Debt. Check out the amazing Senior Nomads at https://seniornomads.com  Fave quote from this episode: In relation to being hit with a soccer ball - "It would have been a goal!"  -Laurie  _________________________ The NEW book, Naked Money Meetings, is out now! You can purchase your copy from your fave online bookstore.   If you plan to be debt-free in 2023, here's where to find Erin and Get The Hell Out Of The Debt: Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book, Get The Hell Out Of Debt, is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU.  Check this out for some free resources to get you started: www.financialtransformation.ca  If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly  Follow Erin here: https://www.instagram.com/getthehelloutofdebt/  And her personal account here: https://www.instagram.com/erinskyekelly/  And the website for everything else: www.erinskyekelly.com    Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!   Learn more about your ad choices. Visit megaphone.fm/adchoices

28 Helmi 202349min

Ann is young and has most of her money tied up in savings. Her mom is worried she is losing money. Erin calculates exactly how much.      Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly   Order your copy of Get the Hell Out of Debt here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1   Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1   Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1   Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget.   Order Erin’s latest book Naked Money Meetings from your favourite local independent bookseller. Or of course, it’s always available here. https://www.amazon.com/Naked-Money-Meetings-Partner-Forever/dp/1637587791/ref=sr_1_1?crid=3NCT78ESEGHCS&keywords=naked+money+meetings+erin+skye+kelly&qid=1676239960&sprefix=naked+money+meetings+erin+skye+kelly%2Caps%2C114&sr=8-1   Have Erin’s Tuesday newsletter delivered to your email inbox here https://www.erinskyekelly.com/sign-up-for-newsletter Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

24 Helmi 202316min

You might think you have a money or debt problem, but the truth is, you probably have a consistency problem. Erin gives examples of what happens when you commit to spending 10 minutes a day focusing on your money.    Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget.   Buy the book from your favorite retailer here: Amazon 🇺🇸 https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1   Barnes and Noble 🇺🇸 https://www.barnesandnoble.com/w/get-the-hell-out-of-debt-erin-skye-kelly/1138639441?ean=9781642939552   Walmart 🇺🇸 https://www.walmart.com/ip/Get-the-Hell-Out-of-Debt-The-Proven-3-Phase-Method-That-Will-Radically-Shift-Your-Relationship-to-Money-Paperback-9781642939552/434705401   Bookshop.org (independent booksellers) 🌎 https://bookshop.org/books/get-the-hell-out-of-debt-the-proven-3-phase-method-that-will-radically-shift-your-relationship-to-money/9781642939552   Books-A-Million 🇺🇸 https://www.booksamillion.com/p/9781642939552   Indie Bound 🌍 https://www.indiebound.org/book/9781642939552?aff=simonsayscom   Amazon.ca 🇨🇦 https://www.amazon.ca/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=sr_1_2?dchild=1&keywords=get+the+hell+out+of+debt&qid=1613084492&sr=8-2   Chapters/Indigo 🇨🇦 https://www.chapters.indigo.ca/en-ca/books/get-the-hell-out-of/9781642939552-item.html?ikwid=get+the+hell+out+of+debt&ikwsec=Home&ikwidx=0#algoliaQueryId=fd5d1baffb715f45d7b70afc628a3f5d WHSmith 🇬🇧 👑 https://www.whsmith.co.uk/products/get-the-hell-out-of-debt-the-proven-3phase-method-that-will-radically-shift-your-relationship-to-mon/erin-skye-kelly/paperback/9781642939552.html   Waterstones 🇬🇧 👑 https://www.waterstones.com/book/get-the-hell-out-of-debt/erin-skye-kelly/9781642939552 Amazon UK 🇬🇧 https://www.amazon.co.uk/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=sr_1_2?dchild=1&keywords=get+the+hell+out+of+debt&qid=1613250487&sr=8-2   Dymocks 🇦🇺 🦘 https://www.dymocks.com.au/book/get-the-hell-out-of-debt-by-erin-skye-kelly-9781642939552 Amazon 🇦🇺 🦘 https://www.amazon.com.au/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=sr_1_2?dchild=1&keywords=get+the+hell+out+of+debt&qid=1613250704&s=books&sr=1-2   Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!   Learn more about your ad choices. Visit megaphone.fm/adchoices

23 Helmi 202315min

Courtney is feeling pulled in too many financial directions and wants to check in with Erin to see if she’s on the right track.  _________________________ In this episode:  There are pickles, and then there are DILL pickles.  You know you want IN to the van club... https://automobiles.honda.com/odyssey  Our best board games - Chameleon (Erin), Taco Cat Goat Cheese Pizza (Keri), Spot It (Courtney)  Fave quote from this episode: "I only do things with my body that have ongoing enthusiastic consent." -Erin  _________________________ The NEW book, Naked Money Meetings, is out now! You can purchase your copy now from your fave online bookstore.   If you plan to be debt-free in 2023, here's where to find Erin and Get The Hell Out Of The Debt: Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book, Get The Hell Out Of Debt, is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU.  Check this out for some free resources to get you started: www.financialtransformation.ca  If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly  Follow Erin here: https://www.instagram.com/getthehelloutofdebt/  And her personal account here: https://www.instagram.com/erinskyekelly/  And the website for everything else: www.erinskyekelly.com  Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!     Learn more about your ad choices. Visit megaphone.fm/adchoices

21 Helmi 202344min