Your Money Doesn't Care About The Cosmos
Get the Hell Out of Debt8 Huhti 2024

Your Money Doesn't Care About The Cosmos

Mercury might be retrograding all up in here, but Erin wants you to know, your money doesn't care. Erin shares practical strategies to navigate financial turbulence with clarity and focus, debunking myths and finding empowerment beyond the stars. All whilst Keri's feet stay firmly planted on Earth. To send us you a voice message, go to speakpipe.com/erinskyekelly To join our awesome online community, first sign up for the Get The Hell Out Of Debt course here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Notes from today: If you are influenced by these forces, it’s ok. Some people are very sensitive to these fluctuations. But it mustn’t dictate your behaviours if you want to succeed financially. You can learn to work WITH these forces if you want, but you don’t allow yourself to make financial decisions based on them. Meaning, you don’t wait for the right celestial time to invest if everything economically on planet earth tells you it is a good time to invest. You cannot be a victim to the planets. No matter when in history you would have been born, there would have been challenges and struggles so don’t get caught up thinking what is happening is unique or special. It simply IS. You can choose an empowering meaning for everything or you can choose to be disempowered and focus on everything that is going wrong. Sure, you got a flat tire and your tech was disrupted and you were feeling anger, resentment and sadness or you noticed other people were feeling anger, resentment and sadness. But you can choose to notice those things every day. OR you can choose to notice that in spite of those things, you had a quick + dirty fund tucked away in a safe zone that allowed you to get the tire replaced and you can celebrate your resourcefulness. You can acknowledge that the beautiful human experience allows us to feel a range of emotions on any given day, and you can choose to be grateful. The human goal isn’t to be happy every single day. The human goal is to LIVE every single day, in the full expansion of what it means to be alive, and what a blessing it is to experience it all. _______________________________ 📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum 🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa 📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. Erin’s Favorite Canadian Insurance Company: Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef Erin's Favorite Online Canadian Will + Estate Company: https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37 USE CODE to save even more: ERIN20 Erin's trusted American partner is https://trustandwill.sjv.io/rQYqnd Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/ If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

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We Need To Talk

We Need To Talk

Sometimes love, partnership, and money just don’t split evenly, and it shows up in your bank balance before it shows up in your relationship. Erin and Keri walk through what happens when one partner’s money is building wealth, while the other is bailing out the canoe. If you’ve ever paid more than your fair share and then had to pretend it was no big deal? This one's for you. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

29 Heinä 28min

Buy Now, Pay Later?

Buy Now, Pay Later?

Have you ever thought, “I’ll just pay it off later?” Erin drops the details on how credit bureaus are changing the game when it comes to Buy Now, Pay Later services, and why your favorite online checkout option might quietly be sabotaging your score. Listen in and we might just keep your future self from getting screwed over by a taco. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  For Canadians, Erin recommends using Borrowell: https://imp.i203032.net/nLGa06  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

28 Heinä 27min

Erin Pays Off $70,400

Erin Pays Off $70,400

Erin didn’t see this version of her life coming: three kids, chronic pain, a partner in unpredictable work, and more than $70K in debt. But she got scrappy and strategic. This episode is about finding your worth outside a paycheck, getting your financial act together even when the odds are stacked against you, and discovering that your purpose might be right under your nose.  Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Thanks to Bilt for sponsoring this episode. Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

23 Heinä 35min

Hobby Or Job?

Hobby Or Job?

You know that hobby you swore would pay for itself one day? Erin and Keri tackle what happens when creativity meets cash flow. If you’ve ever found yourself quietly avoiding the budget convo by hiding out in your craft room, this one’s for you. Grab a coffee, a glue stick, and your calculator. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Thanks to Bilt for sponsoring this episode. Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

22 Heinä 28min

When Life's A Wreck

When Life's A Wreck

One listener writes in with a simple question and Erin turns it into a masterclass in starting over with sass and strategy. This episode is all about what to do when life flips the table: when the relationship ends, the debt lingers, and you need a plan, not a pity party. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Thanks to Bilt for sponsoring this episode. Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

21 Heinä 33min

Lisa Pays Off $19,000

Lisa Pays Off $19,000

She had $19,443.90 in debt, two kids, and a business built on elbow grease. Now she’s got peace of mind, a profitable company, and bigger dreams than ever. Erin and Keri chat with Lisa, a business owner who didn’t just get out of debt, she built a life she loves. If you are a small business owner like Lisa, this episode is loaded with advice to get you to the next level.  Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

16 Heinä 45min

Financial Trends in 2025

Financial Trends in 2025

Whether it's the latest investment craze, a quiet shift in consumer behavior, or new tech changing how we spend, save, and earn it's important to be in the know. But it's also important to use critical thinking skills and discernment to determine where to put your cash. Because in a world where the economy changes faster than your algorithm, financial literacy is your superpower. If you want to build wealth, listen to this episode, and subscribe so you don't miss an opportunity in the future. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

15 Heinä 30min

Money Crash Diet

Money Crash Diet

Remember that time you foolishly tried to lose five pounds by doing something drastic? Erin and Keri are breaking down the financial equivalent: the Money Crash Diet. Is it smart? Is it sustainable? Is it just another fad with a side of guilt? Tune in for a convo that will have you logging into your online banking with new clarity. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

14 Heinä 27min

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